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Re: liability insurance [Re: Traps R Us] #5860721
03/29/17 07:46 AM
03/29/17 07:46 AM
Joined: Mar 2009
Posts: 78
E. Iowa
H
hvtrapper Offline
trapper
hvtrapper  Offline
trapper
H

Joined: Mar 2009
Posts: 78
E. Iowa
I would look for an independent agent selling West Bend Mutual.
My policy is through The Friedman Group in Dubuque, Iowa.


Tom Walters
Re: liability insurance [Re: Traps R Us] #5860859
03/29/17 10:29 AM
03/29/17 10:29 AM
Joined: Jul 2008
Posts: 1,361
mequon, wisconsin
P
Paul Winkelmann Offline
trapper
Paul Winkelmann  Offline
trapper
P

Joined: Jul 2008
Posts: 1,361
mequon, wisconsin
I'm going up to West Bend Mutual to catch some more muskrats. I'm leaving in a couple of minutes. Can I get you guys anything?

Re: liability insurance [Re: Traps R Us] #5861425
03/29/17 08:49 PM
03/29/17 08:49 PM
Joined: Sep 2009
Posts: 77
Virginia
K
Kurt in Va Offline
trapper
Kurt in Va  Offline
trapper
K

Joined: Sep 2009
Posts: 77
Virginia
Any options for wildlife insurance in VA? Bob and sons and west bend don't service VA

Re: liability insurance [Re: Traps R Us] #5862267
03/30/17 08:51 PM
03/30/17 08:51 PM
Joined: Dec 2006
Posts: 262
Cantonment, Fl.
S
swampstomper Offline
trapper
swampstomper  Offline
trapper
S

Joined: Dec 2006
Posts: 262
Cantonment, Fl.
Bob and Sons don't service Fla. or Ala. Are any were in the South. Had to go back with old ins and high cost for it.

Re: liability insurance [Re: Kurt in Va] #5890226
04/28/17 11:26 PM
04/28/17 11:26 PM
Joined: Jan 2015
Posts: 46
Virginia/Texas
B
BanjoBill Offline
trapper
BanjoBill  Offline
trapper
B

Joined: Jan 2015
Posts: 46
Virginia/Texas
Snow and Bell, great prices, lower than Christian Baker and you don't have to be a member of NWCOA to get insured, great coverege plus you can add on.


Bill Wright
Wright's Wildlife Control
(254) 371-5839
www.wrightswildlifecontrol.com
Re: liability insurance [Re: Traps R Us] #5912274
05/26/17 11:10 AM
05/26/17 11:10 AM
Joined: Nov 2010
Posts: 2,168
Rochester, MN
Teacher Offline
trapper
Teacher  Offline
trapper

Joined: Nov 2010
Posts: 2,168
Rochester, MN
I have Cincinnati insurance for Liability. it's about $500 a year. Covers my teaching, site auditing and trapping. The agent wasn't thrilled to cover trapping but his company wrote the policy anyway. I also have an LLC, written in such a way to keep me bulletproof. Went to a lawyer who specialized in LLC development. I don't feel naked anymore.


Never too old to learn
Re: liability insurance [Re: Traps R Us] #5914297
05/29/17 12:38 AM
05/29/17 12:38 AM
Joined: Mar 2013
Posts: 2,981
Wyoming
S
Starvalleytrappe Offline
trapper
Starvalleytrappe  Offline
trapper
S

Joined: Mar 2013
Posts: 2,981
Wyoming
I only found one that would get me a plan. It was Christian baker. Yes you have to be a member of nwcoa but is that really such a bad thing? Lol


Wyoming fur trader

chrismhcc@yahoo.com
Re: liability insurance [Re: Traps R Us] #5915271
05/30/17 01:01 PM
05/30/17 01:01 PM
Joined: Jan 2016
Posts: 73
PA
F
Fatdawg Offline
trapper
Fatdawg  Offline
trapper
F

Joined: Jan 2016
Posts: 73
PA
What does Bob and Sons, Snow and Bell, Christian Baker , etc. offer in their policies that wouldn't be covered by a general liability policy? I have searched for months to find a company that has a specific plan for wildlife control here in PA without much luck. After talking with my insurance agent (home and auto) and explaining the possible claims he told me it would all be covered with a general liability policy. I got a 1 mil policy with 250 deductible for $620 yr.

Re: liability insurance [Re: Traps R Us] #5915346
05/30/17 03:30 PM
05/30/17 03:30 PM
Joined: Mar 2013
Posts: 2,981
Wyoming
S
Starvalleytrappe Offline
trapper
Starvalleytrappe  Offline
trapper
S

Joined: Mar 2013
Posts: 2,981
Wyoming
It is wrote specifically for wildlife removal and exclusion work. My insurance company wouldn't even offer a policy too me


Wyoming fur trader

chrismhcc@yahoo.com
Re: liability insurance [Re: Fatdawg] #5915425
05/30/17 05:34 PM
05/30/17 05:34 PM
Joined: Nov 2016
Posts: 402
Wisconsin, USA
Traps R Us Offline OP
trapper
Traps R Us  Offline OP
trapper

Joined: Nov 2016
Posts: 402
Wisconsin, USA
Fatdawg, it's a professional liability policy tailored specifically to the work of Commercial Wildlife Control. I don't think my general home and auto policy would cover that type of claim. If your agent says it does, I would want him to give that to me in writing.
Cheers,

Re: liability insurance [Re: Traps R Us] #5915957
05/31/17 12:15 PM
05/31/17 12:15 PM
Joined: Jan 2016
Posts: 73
PA
F
Fatdawg Offline
trapper
Fatdawg  Offline
trapper
F

Joined: Jan 2016
Posts: 73
PA
Originally Posted By: Uwe
Fatdawg, it's a professional liability policy tailored specifically to the work of Commercial Wildlife Control. I don't think my general home and auto policy would cover that type of claim. If your agent says it does, I would want him to give that to me in writing.
Cheers,


The policy has nothing to do with my homeowners or auto insurance. It is a separate business liability policy.
Just out of curiosity what specifics is your policy tailored to that would not be covered by general business liability?

I'm still somewhat new to this, just trying to learn and understand what I maybe missing.

Re: liability insurance [Re: Fatdawg] #5916062
05/31/17 02:27 PM
05/31/17 02:27 PM
Joined: Nov 2016
Posts: 402
Wisconsin, USA
Traps R Us Offline OP
trapper
Traps R Us  Offline OP
trapper

Joined: Nov 2016
Posts: 402
Wisconsin, USA
Sorry, I must have read your post wrong.
If it is a business liability insurance for your ADC business than that is exactly what you should have.
I had to fill out an application that asked specifics about wildlife control work, if you handle pesticides, how much you store, how many people you employ, what's their training, etc.

Sounds like you've got it covered.

Re: liability insurance [Re: Traps R Us] #5916108
05/31/17 03:43 PM
05/31/17 03:43 PM
Joined: Jan 2016
Posts: 73
PA
F
Fatdawg Offline
trapper
Fatdawg  Offline
trapper
F

Joined: Jan 2016
Posts: 73
PA
Originally Posted By: Uwe
Sorry, I must have read your post wrong.
If it is a business liability insurance for your ADC business than that is exactly what you should have.
I had to fill out an application that asked specifics about wildlife control work, if you handle pesticides, how much you store, how many people you employ, what's their training, etc.

Sounds like you've got it covered.


I gave my agent a down an dirty summary of the work I'd be doing and some of the possible claims, such as falling through ceiling, ladder through a window and the you hurt my poor puppy scenario. He says I'll be covered.
I don't do bugs or chemicals, so that probably make it easier and cheaper.

I looked at joining NWCOA and looked at their insurance. Combined ins cost and membership is more than I pay now and the coverage isn't as high. Also read that you have to provide proof of liability ins when applying for their ins.

Re: liability insurance [Re: Traps R Us] #6052135
11/12/17 01:55 AM
11/12/17 01:55 AM
Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Budfish Offline
trapper
Budfish  Offline
trapper

Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Does anyone know if Bob and Sons covers Louisiana and also Pest control?
Any one know any that do?
Not a member of NWCOA.

Re: liability insurance [Re: Budfish] #6052732
11/12/17 07:09 PM
11/12/17 07:09 PM
Joined: Sep 2009
Posts: 77
Virginia
K
Kurt in Va Offline
trapper
Kurt in Va  Offline
trapper
K

Joined: Sep 2009
Posts: 77
Virginia
They do not cover your state.

Re: liability insurance [Re: Kurt in Va] #6052754
11/12/17 07:45 PM
11/12/17 07:45 PM
Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Budfish Offline
trapper
Budfish  Offline
trapper

Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Originally Posted By: Kurt in Va
They do not cover your state.

Thanks. That's what I was afraid of.
I will be needing wildlife and pest control insurance in Louisiana very soon.

Re: liability insurance [Re: Traps R Us] #6053779
11/13/17 10:27 PM
11/13/17 10:27 PM
Joined: Aug 2008
Posts: 335
Northern Minnesota
W
webfootwhacker Offline
trapper
webfootwhacker  Offline
trapper
W

Joined: Aug 2008
Posts: 335
Northern Minnesota
May not hurt to check with Bob and sons anyways as they got licensed in MN just to cover me. I was told they were looking to add additional states. So far, I'm very pleased with them.

Re: liability insurance [Re: webfootwhacker] #6053954
11/14/17 02:54 AM
11/14/17 02:54 AM
Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Budfish Offline
trapper
Budfish  Offline
trapper

Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Originally Posted By: webfootwhacker
May not hurt to check with Bob and sons anyways as they got licensed in MN just to cover me. I was told they were looking to add additional states. So far, I'm very pleased with them.


Awesome. Thanks.

Re: liability insurance [Re: Traps R Us] #6053993
11/14/17 07:06 AM
11/14/17 07:06 AM
Joined: Aug 2017
Posts: 609
Desert Southwest-CA
DezertTrapper Offline
trapper
DezertTrapper  Offline
trapper

Joined: Aug 2017
Posts: 609
Desert Southwest-CA
After reading all of these posts, I never knew how lucky I truly was until now. I have family who are licensed agents in my state...I didn't have to join anything, or go with a specific person-they surveyed all of the different brokers for me...and found me really good coverage at a fair price. I'm wondering, how much coverage does the NWCOA policy offer?


Member NTA
Member NRA
Platinum Member: School of Hard Knocks
Re: liability insurance [Re: DezertTrapper] #6054837
11/15/17 12:54 AM
11/15/17 12:54 AM
Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Budfish Offline
trapper
Budfish  Offline
trapper

Joined: Sep 2010
Posts: 581
Des Allemands, Louisiana
Originally Posted By: DezertTrapper
After reading all of these posts, I never knew how lucky I truly was until now. I have family who are licensed agents in my state...I didn't have to join anything, or go with a specific person-they surveyed all of the different brokers for me...and found me really good coverage at a fair price. I'm wondering, how much coverage does the NWCOA policy offer?


I don't know, but I'm not paying $200 to the NWCOA to find out.

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