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#5860721 - 03/29/17 06:46 AM Re: liability insurance [Re: Uwe]
hvtrapper Offline
trapper

Registered: 03/11/09
Posts: 53
Loc: E. Iowa
I would look for an independent agent selling West Bend Mutual.
My policy is through The Friedman Group in Dubuque, Iowa.
_________________________
Tom Walters

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#5860859 - 03/29/17 09:29 AM Re: liability insurance [Re: Uwe]
Paul Winkelmann Offline
trapper

Registered: 07/23/08
Posts: 1218
Loc: mequon, wisconsin
I'm going up to West Bend Mutual to catch some more muskrats. I'm leaving in a couple of minutes. Can I get you guys anything?

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#5861425 - 03/29/17 07:49 PM Re: liability insurance [Re: Uwe]
Kurt in Va Offline
trapper

Registered: 09/29/09
Posts: 40
Loc: Virginia
Any options for wildlife insurance in VA? Bob and sons and west bend don't service VA

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#5862267 - 03/30/17 07:51 PM Re: liability insurance [Re: Uwe]
swampstomper Offline
trapper

Registered: 12/25/06
Posts: 174
Loc: Cantonment, Fl.
Bob and Sons don't service Fla. or Ala. Are any were in the South. Had to go back with old ins and high cost for it.

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#5890226 - 04/28/17 10:26 PM Re: liability insurance [Re: Kurt in Va]
BanjoBill Offline
trapper

Registered: 01/16/15
Posts: 46
Loc: Virginia/Texas
Snow and Bell, great prices, lower than Christian Baker and you don't have to be a member of NWCOA to get insured, great coverege plus you can add on.
_________________________
Bill Wright
Wright's Wildlife Control
(254) 371-5839
www.wrightswildlifecontrol.com

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#5912274 - 05/26/17 10:10 AM Re: liability insurance [Re: Uwe]
Teacher Online   content
trapper

Registered: 11/19/10
Posts: 924
Loc: Rochester, MN
I have Cincinnati insurance for Liability. it's about $500 a year. Covers my teaching, site auditing and trapping. The agent wasn't thrilled to cover trapping but his company wrote the policy anyway. I also have an LLC, written in such a way to keep me bulletproof. Went to a lawyer who specialized in LLC development. I don't feel naked anymore.
_________________________
Never too old to learn

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#5914297 - 05/28/17 11:38 PM Re: liability insurance [Re: Uwe]
Starvalleytrappe Offline
trapper

Registered: 03/02/13
Posts: 2536
Loc: Wyoming
I only found one that would get me a plan. It was Christian baker. Yes you have to be a member of nwcoa but is that really such a bad thing? Lol
_________________________
Wyoming fur trader

chrismhcc@yahoo.com

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#5915271 - 05/30/17 12:01 PM Re: liability insurance [Re: Uwe]
Fatdawg Online   content
trapper

Registered: 01/25/16
Posts: 43
Loc: PA
What does Bob and Sons, Snow and Bell, Christian Baker , etc. offer in their policies that wouldn't be covered by a general liability policy? I have searched for months to find a company that has a specific plan for wildlife control here in PA without much luck. After talking with my insurance agent (home and auto) and explaining the possible claims he told me it would all be covered with a general liability policy. I got a 1 mil policy with 250 deductible for $620 yr.

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#5915346 - 05/30/17 02:30 PM Re: liability insurance [Re: Uwe]
Starvalleytrappe Offline
trapper

Registered: 03/02/13
Posts: 2536
Loc: Wyoming
It is wrote specifically for wildlife removal and exclusion work. My insurance company wouldn't even offer a policy too me
_________________________
Wyoming fur trader

chrismhcc@yahoo.com

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#5915425 - 05/30/17 04:34 PM Re: liability insurance [Re: Fatdawg]
Uwe Offline
trapper

Registered: 11/10/16
Posts: 146
Loc: Wisconsin, USA
Fatdawg, it's a professional liability policy tailored specifically to the work of Commercial Wildlife Control. I don't think my general home and auto policy would cover that type of claim. If your agent says it does, I would want him to give that to me in writing.
Cheers,

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#5915957 - 05/31/17 11:15 AM Re: liability insurance [Re: Uwe]
Fatdawg Online   content
trapper

Registered: 01/25/16
Posts: 43
Loc: PA
Originally Posted By: Uwe
Fatdawg, it's a professional liability policy tailored specifically to the work of Commercial Wildlife Control. I don't think my general home and auto policy would cover that type of claim. If your agent says it does, I would want him to give that to me in writing.
Cheers,


The policy has nothing to do with my homeowners or auto insurance. It is a separate business liability policy.
Just out of curiosity what specifics is your policy tailored to that would not be covered by general business liability?

I'm still somewhat new to this, just trying to learn and understand what I maybe missing.

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#5916062 - 05/31/17 01:27 PM Re: liability insurance [Re: Fatdawg]
Uwe Offline
trapper

Registered: 11/10/16
Posts: 146
Loc: Wisconsin, USA
Sorry, I must have read your post wrong.
If it is a business liability insurance for your ADC business than that is exactly what you should have.
I had to fill out an application that asked specifics about wildlife control work, if you handle pesticides, how much you store, how many people you employ, what's their training, etc.

Sounds like you've got it covered.

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#5916108 - 05/31/17 02:43 PM Re: liability insurance [Re: Uwe]
Fatdawg Online   content
trapper

Registered: 01/25/16
Posts: 43
Loc: PA
Originally Posted By: Uwe
Sorry, I must have read your post wrong.
If it is a business liability insurance for your ADC business than that is exactly what you should have.
I had to fill out an application that asked specifics about wildlife control work, if you handle pesticides, how much you store, how many people you employ, what's their training, etc.

Sounds like you've got it covered.


I gave my agent a down an dirty summary of the work I'd be doing and some of the possible claims, such as falling through ceiling, ladder through a window and the you hurt my poor puppy scenario. He says I'll be covered.
I don't do bugs or chemicals, so that probably make it easier and cheaper.

I looked at joining NWCOA and looked at their insurance. Combined ins cost and membership is more than I pay now and the coverage isn't as high. Also read that you have to provide proof of liability ins when applying for their ins.

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#6052135 - 11/11/17 11:55 PM Re: liability insurance [Re: Uwe]
Budfish Offline
trapper

Registered: 09/05/10
Posts: 466
Loc: Des Allemands, Louisiana
Does anyone know if Bob and Sons covers Louisiana and also Pest control?
Any one know any that do?
Not a member of NWCOA.

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#6052732 - 11/12/17 05:09 PM Re: liability insurance [Re: Budfish]
Kurt in Va Offline
trapper

Registered: 09/29/09
Posts: 40
Loc: Virginia
They do not cover your state.

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#6052754 - 11/12/17 05:45 PM Re: liability insurance [Re: Kurt in Va]
Budfish Offline
trapper

Registered: 09/05/10
Posts: 466
Loc: Des Allemands, Louisiana
Originally Posted By: Kurt in Va
They do not cover your state.

Thanks. That's what I was afraid of.
I will be needing wildlife and pest control insurance in Louisiana very soon.

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#6053779 - 11/13/17 08:27 PM Re: liability insurance [Re: Uwe]
webfootwhacker Offline
trapper

Registered: 08/05/08
Posts: 124
Loc: Northern Minnesota
May not hurt to check with Bob and sons anyways as they got licensed in MN just to cover me. I was told they were looking to add additional states. So far, I'm very pleased with them.

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#6053954 - 11/14/17 12:54 AM Re: liability insurance [Re: webfootwhacker]
Budfish Offline
trapper

Registered: 09/05/10
Posts: 466
Loc: Des Allemands, Louisiana
Originally Posted By: webfootwhacker
May not hurt to check with Bob and sons anyways as they got licensed in MN just to cover me. I was told they were looking to add additional states. So far, I'm very pleased with them.


Awesome. Thanks.

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#6053993 - 11/14/17 05:06 AM Re: liability insurance [Re: Uwe]
DezertTrapper Offline
trapper

Registered: 08/30/17
Posts: 439
Loc: Desert Southwest-CA
After reading all of these posts, I never knew how lucky I truly was until now. I have family who are licensed agents in my state...I didn't have to join anything, or go with a specific person-they surveyed all of the different brokers for me...and found me really good coverage at a fair price. I'm wondering, how much coverage does the NWCOA policy offer?

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#6054837 - 11/14/17 10:54 PM Re: liability insurance [Re: DezertTrapper]
Budfish Offline
trapper

Registered: 09/05/10
Posts: 466
Loc: Des Allemands, Louisiana
Originally Posted By: DezertTrapper
After reading all of these posts, I never knew how lucky I truly was until now. I have family who are licensed agents in my state...I didn't have to join anything, or go with a specific person-they surveyed all of the different brokers for me...and found me really good coverage at a fair price. I'm wondering, how much coverage does the NWCOA policy offer?


I don't know, but I'm not paying $200 to the NWCOA to find out.

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