Re: bounced checks
[Re: danny clifton]
#6297354
08/08/18 06:22 PM
08/08/18 06:22 PM
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Joined: Dec 2006
Posts: 2,958 Va
pass-thru
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trapper
Joined: Dec 2006
Posts: 2,958
Va
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Here its a crime too. Call and you get told its a civil matter hire a lawyer. Smash in the thiefs nose they will show up though a bounced check is only a crime under certain circumstances. Has to be a simultaneous exchange for goods and services, vs payment to creditor. Many people are the position of a creditor without even realizing it. Like accepting payments on a contract. As opposed to requiring payment at the time of service.
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Re: bounced checks
[Re: pass-thru]
#6297445
08/08/18 08:52 PM
08/08/18 08:52 PM
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Joined: Feb 2010
Posts: 19,719 pa
hippie
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Posts: 19,719
pa
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Here its a crime too. Call and you get told its a civil matter hire a lawyer. Smash in the thiefs nose they will show up though a bounced check is only a crime under certain circumstances. Has to be a simultaneous exchange for goods and services, vs payment to creditor. Many people are the position of a creditor without even realizing it. Like accepting payments on a contract. As opposed to requiring payment at the time of service. That's what i got from it here too Passthru. That's why i just get the J.P. to send a letter and hearing, then drop it if they don't show/pay. Had one guy who knew the ropes. After he got the letter, he stopped in and asked if he could make payments. I said sure and took about a tenth of it. He didn't ever come back so i went to the J.P. again and she told me as soon as i accepted money for the check, she couldn't do anything for me.
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Re: bounced checks
[Re: brianmall]
#6297456
08/08/18 09:13 PM
08/08/18 09:13 PM
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Joined: Oct 2013
Posts: 11,269 Indiana
brianmall
OP
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OP
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Joined: Oct 2013
Posts: 11,269
Indiana
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Hippie
Here they are telling me that I have send certified letter, wait 30 days, then go to JP.
?
Last edited by brianmall; 08/08/18 09:14 PM.
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Re: bounced checks
[Re: brianmall]
#6297824
08/09/18 11:10 AM
08/09/18 11:10 AM
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Joined: Dec 2015
Posts: 613 Northern Missouri
Northmocats
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Joined: Dec 2015
Posts: 613
Northern Missouri
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Find out if the person who wrote the check has an Employer if you can.. Call them up and Demand it get taken care of! Worked on a Bad check I received once.
Last edited by Northmocats; 08/09/18 11:12 AM.
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Re: bounced checks
[Re: brianmall]
#6298485
08/10/18 08:26 AM
08/10/18 08:26 AM
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Joined: Dec 2006
Posts: 1,111 Millville, Pennsylvania
Fairchild #17
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Joined: Dec 2006
Posts: 1,111
Millville, Pennsylvania
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I only ever had one bounced check from a guy I did some contracting work for. I went through all the steps from calling him, to stopping at his house, calling the banks, sending certified mail, going to the JP, trying to get my money through a sheriff sale (didn't happen), and showing up to his bankruptcy court hearing. At the hearing the judge told me he owed over $90,000 to 91 creditors. 91 people or companies he owed money to. I ask what that meant for me. The judge just laughed and said "He only owes you $1,100. The big boys get their money first and he doesn't have much of it. You will never see a nickle."
So my advice is.....be prepared to waste lots of time and effort collecting on a bad check.
Nowadays it just don't pay to be a good 'ol boy.
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Re: bounced checks
[Re: brianmall]
#6298570
08/10/18 10:55 AM
08/10/18 10:55 AM
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Joined: Dec 2010
Posts: 34,912 Central, SD
Law Dog
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Central, SD
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I still remember Counter Checks when I first moved out to SD! Lived in a small town my bank account "number" was my name back then. LOL Times have changed
Was born in a Big City Will die in the Country OK with that!
Jerry Herbst
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Re: bounced checks
[Re: Fairchild #17]
#6298595
08/10/18 11:46 AM
08/10/18 11:46 AM
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Joined: Feb 2010
Posts: 19,719 pa
hippie
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Joined: Feb 2010
Posts: 19,719
pa
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I only ever had one bounced check from a guy I did some contracting work for. I went through all the steps from calling him, to stopping at his house, calling the banks, sending certified mail, going to the JP, trying to get my money through a sheriff sale (didn't happen), and showing up to his bankruptcy court hearing. At the hearing the judge told me he owed over $90,000 to 91 creditors. 91 people or companies he owed money to. I ask what that meant for me. The judge just laughed and said "He only owes you $1,100. The big boys get their money first and he doesn't have much of it. You will never see a nickle."
So my advice is.....be prepared to waste lots of time and effort collecting on a bad check. Exactly. That's why i said in my first post to stop and cut your losses after the registered letter. The sherriff sale deal is a joke.
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