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Re: How much $ to retire [Re: hrdtoflw] #6315738
09/02/18 06:42 AM
09/02/18 06:42 AM
Joined: Dec 2012
Posts: 6,501
Wi.
D
Diggerman Offline
trapper
Diggerman  Offline
trapper
D

Joined: Dec 2012
Posts: 6,501
Wi.
Work keeps you young. I work hard, play hard and if I retired I would retire hard.

Re: How much $ to retire [Re: hrdtoflw] #6315741
09/02/18 06:55 AM
09/02/18 06:55 AM
Joined: Dec 2017
Posts: 6,190
Kansas
Pawnee Offline
trapper
Pawnee  Offline
trapper

Joined: Dec 2017
Posts: 6,190
Kansas
I had Know idea that people retire in there 50’s!! Sounds like a good plan to me. It must be a regional and a cultural thing?? Around here no one retires. Dad worked from 4am-9pm yesterday, he’ll be 70 in November. My FNL is 68 and still works sunrise to sunset. Both work 7 days a week. Sunday’s are short so everyone can get to church.

Good for you guys. Play hard!!!!


Everything the left touches it destroys
Re: How much $ to retire [Re: hrdtoflw] #6315829
09/02/18 09:42 AM
09/02/18 09:42 AM
Joined: Mar 2007
Posts: 2,347
New Mexico
C
Chamacat Offline
trapper
Chamacat  Offline
trapper
C

Joined: Mar 2007
Posts: 2,347
New Mexico
Yep..I see retired people all the time on the road in their late model 2500 and 3500 pick-ups and their very,very nice pull trailers or fifth wheels. AND LOVING IT..


I can catch them here...I can catch them ANYWHERE
Re: How much $ to retire [Re: hrdtoflw] #6315847
09/02/18 09:57 AM
09/02/18 09:57 AM
Joined: Dec 2006
Posts: 2,863
SE Kentucky
K
kytrapper Offline
trapper
kytrapper  Offline
trapper
K

Joined: Dec 2006
Posts: 2,863
SE Kentucky
And, just because you retire that doesn’t mean to become lethargic and watch soap operas. I’ve talked to 20 people or so that live locally and not one has wished they kept working. I’ve driven the same road 11 miles each way for going on forty years and I want to drive the roads I want to instead of have to for a few years.

Re: How much $ to retire [Re: hrdtoflw] #6315851
09/02/18 10:04 AM
09/02/18 10:04 AM
Joined: Mar 2012
Posts: 471
Wyoming
T
ttzt Offline
trapper
ttzt  Offline
trapper
T

Joined: Mar 2012
Posts: 471
Wyoming
I am 57 1/2 and I retired Friday from a my full time, mostly office job where I have worked for nearly 33 years. My wife is 4 years younger and has a very good job that she really enjoys. She plans to work 8 more years.

I am taking September off, including 3 weeks in Alaska, and then I start a part time job in October doing field work. The plan is to work part time April to October and also trap, hunt, pick up sheds, and run a few cattle. At my retirement party I had another job offer for part time work on a ranch. I tell folks that I do not plan to stop working, I just don't want to go to that place every day anymore.

We do not plan to touch our retirement funds until she retires. She can keep building "her's" and "mine" can keep growing.

At the party there were several folks that have retired in the last few years and not a one of them wanted to come back!

Re: How much $ to retire [Re: hrdtoflw] #6315853
09/02/18 10:07 AM
09/02/18 10:07 AM
Joined: Mar 2007
Posts: 2,347
New Mexico
C
Chamacat Offline
trapper
Chamacat  Offline
trapper
C

Joined: Mar 2007
Posts: 2,347
New Mexico
Yep..I even see and talk to all kinds of people that have living quarter horse trailers..These are some extremely nice horse trailers and living quarters. Seems like they can live off grid easily.


I can catch them here...I can catch them ANYWHERE
Re: How much $ to retire [Re: hrdtoflw] #6315862
09/02/18 10:25 AM
09/02/18 10:25 AM
Joined: Jan 2012
Posts: 1,622
Warren co Mo
H
hrdtoflw Offline OP
trapper
hrdtoflw  Offline OP
trapper
H

Joined: Jan 2012
Posts: 1,622
Warren co Mo
A guy that works for the same contractor that I do, is 68, and plans to retire at 72. He has no kid, no wife, and lots of money. This guy could be travelling the world, but chooses to keep going to work. I just don't get it.
My wife watched her parents struggle during retirement, and now she's scared that could happen to us. Everything we will own at retirement will be paid off, and I will have a good pension. We also have been putting money into stock ( company I work for ) for a long time. That has grown big time, as our company grows. I think we will survive. As long as the wife is happy, and I have some fuel for the boat, we'll be good. Lol


If your mind draws a blank, turn off the sound, because ya can't learn a thing if you're doin all the talkin
Re: How much $ to retire [Re: hrdtoflw] #6315867
09/02/18 10:34 AM
09/02/18 10:34 AM
Joined: Mar 2018
Posts: 3,122
Pa.
B
Bigbrownie Offline
trapper
Bigbrownie  Offline
trapper
B

Joined: Mar 2018
Posts: 3,122
Pa.
Every day is like a Saturday when you hang it up. I really enjoy seeing Monday morning every week....all the amateur play babies go back to work and leave the woods and waters to us pros who really know how to have fun.

I trapped hard in my younger days, but had to hang it up when my job had me working 5 am to 4:30 am for 30 years. All 300 traps hung for years in the shed, dyed and waxed, ready to be called back to active duty. When I retired in the summer of 2013, the first job for me was to get those traps ready for that fall’s season.


Trapping had changed dramatically since I quit many years before....new animals like fisher and coyotes. New methods and gear....cable stakes, trapper caps, wax dirt, cable restraints, etc. I had to relearn the whole sport over again.

Re: How much $ to retire [Re: kytrapper] #6315875
09/02/18 10:41 AM
09/02/18 10:41 AM
Joined: Mar 2012
Posts: 471
Wyoming
T
ttzt Offline
trapper
ttzt  Offline
trapper
T

Joined: Mar 2012
Posts: 471
Wyoming
Originally Posted By: kytrapper
And, just because you retire that doesn’t mean to become lethargic and watch soap operas. I’ve talked to 20 people or so that live locally and not one has wished they kept working. I’ve driven the same road 11 miles each way for going on forty years and I want to drive the roads I want to instead of have to for a few years.


Its funny you said that kytrapper, Momma always used to joke that she wanted to retire so she could sit around all day and eat bonbons and watch soap operas.

Re: How much $ to retire [Re: hrdtoflw] #6315883
09/02/18 10:49 AM
09/02/18 10:49 AM
Joined: Jan 2007
Posts: 329
Hayden, Idaho
B
BlueDuck Offline
trapper
BlueDuck  Offline
trapper
B

Joined: Jan 2007
Posts: 329
Hayden, Idaho
Retirement means something different to everyone. Some are realistic, some not so much. I know several people who think they will retire and do things they could never afford to do when they were working. Does that seem realistic? I retired early at 50 in 1997. Couldn't be happier. I never made a ton of money. Never saved or invested like I wish I had either. Pay things off, make sure your health insurance is covered and go for it. Interest in things other then work is important. Doesn't matter much what it is. Keep active and your mind busy. Those who only know the work world, without any hobbies and other interest don't live long after retirement. Its all what you make out of it. Retirement life is good.

Re: How much $ to retire [Re: hrdtoflw] #6315944
09/02/18 12:32 PM
09/02/18 12:32 PM
Joined: Aug 2011
Posts: 83
shelby, ohio
T
tightwad Offline
trapper
tightwad  Offline
trapper
T

Joined: Aug 2011
Posts: 83
shelby, ohio
At 62, am retiring this year. Never made $48,000 dollars so guess I'm below average, however lived within what I made. My out is no debt, there are still monthly bills though, you just got to figure those up. My financial guy says I'm good to go, and I trust him. Told my boys growing up, it's not always what you make but what you spend, when making a purchase ask yourself and be honest do I need it or want it? I have options to generate income if need be or want to, I am not able to generate more time. Stay healthy and in shape as best you can, they kind of go together, make sure you have enough traps and gas money for your truck. People ask me if I make money trapping, my usual reply is, just try and cut my losses. I knew or know of to many people that did not get a chance to retire, and there are those that have nothing to retire to.

Re: How much $ to retire [Re: hrdtoflw] #6315948
09/02/18 12:36 PM
09/02/18 12:36 PM
Joined: Dec 2006
Posts: 5,511
nunya,ks
T
tbn Offline
trapper
tbn  Offline
trapper
T

Joined: Dec 2006
Posts: 5,511
nunya,ks
More to think about. You have to liquidate all of your assets 7 years prior to going to nursing home which is around $6 to $8,000 a month or the state will take everything you own. Therefore,not wise to show any money in the bank.They make some pretty good safes now days.So you save all your life to retire,then go to a care home and they take it all anyway,pretty sad.

Re: How much $ to retire [Re: hrdtoflw] #6315961
09/02/18 12:53 PM
09/02/18 12:53 PM
Joined: Aug 2012
Posts: 3,972
South Dakota
R
Rat Masterson Offline
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Rat Masterson  Offline
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R

Joined: Aug 2012
Posts: 3,972
South Dakota
tbn, if you don't pay for nursing home care who does?

Re: How much $ to retire [Re: Rat Masterson] #6316114
09/02/18 05:23 PM
09/02/18 05:23 PM
Joined: May 2010
Posts: 10,421
mn north of blakely
S
Steven 49er Offline
trapper
Steven 49er  Offline
trapper
S

Joined: May 2010
Posts: 10,421
mn north of blakely
Originally Posted By: Rat Masterson
tbn, if you don't pay for nursing home care who does?


Exactly! It gets old hearing about how the home "takes" everything one works for. If people don't like it they should take a swan dive.


"Inflation is always and everywhere a monetary phenomenon". Milton Friedman.
Re: How much $ to retire [Re: hrdtoflw] #6316140
09/02/18 06:04 PM
09/02/18 06:04 PM
Joined: Dec 2006
Posts: 5,511
nunya,ks
T
tbn Offline
trapper
tbn  Offline
trapper
T

Joined: Dec 2006
Posts: 5,511
nunya,ks
I didn't know any of you worked in the medical profession?Tell me about Medicade and Medicare? Tell me about the countless people I personally know that had to sell their farms to pay their nursing home bill each month? Tell me about when you can't pay you are simply told they do not have a bed for you?Must just be Kansas.Carry on.

Re: How much $ to retire [Re: hrdtoflw] #6316149
09/02/18 06:23 PM
09/02/18 06:23 PM
Joined: May 2010
Posts: 10,421
mn north of blakely
S
Steven 49er Offline
trapper
Steven 49er  Offline
trapper
S

Joined: May 2010
Posts: 10,421
mn north of blakely
What does working in the medical profession have to do with personal responsibility?


"Inflation is always and everywhere a monetary phenomenon". Milton Friedman.
Re: How much $ to retire [Re: hrdtoflw] #6316151
09/02/18 06:24 PM
09/02/18 06:24 PM
Joined: Mar 2013
Posts: 623
Brazil Indiana
H
harrison72 Offline
trapper
harrison72  Offline
trapper
H

Joined: Mar 2013
Posts: 623
Brazil Indiana
My Dad worked 38 years in a coal mine,was able to retire with a great pension at 56 years old when the mine shut down. He was healthy and a hard worker, so he took a job with I.B.O.E. ( operators union),worked about 2 years and was killed in a car wreck coming home from work.
I'm out asap! Tomorrow is promised to nobody.

Re: How much $ to retire [Re: tbn] #6316155
09/02/18 06:29 PM
09/02/18 06:29 PM
Joined: Dec 2006
Posts: 11,296
East-Central Wisconsin
B
bblwi Offline
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bblwi  Offline
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Joined: Dec 2006
Posts: 11,296
East-Central Wisconsin
Some of the private elder care providers will not take persons who need public care. Most of the publicly owned ones have to and the care level is considered by many as lower due to the fact that they work on much smaller margins if they make money at all. My mother in law still has enough funds to cover the 90 K per year her estate is charged for her care. She went into extended care about 4 years ago with over 400K in insurance proceeds when her husband dies. She will be out of money within the year. We hope she can stay there as she is 96 and her demencia is progressing rapidly. She was in a very nice assisted living place for 5 years but they would not care for indigent customers so we started looking several years ago to get a head of the curve.

Also many create trusts etc. and other legal vehicles to transfer all of their wealth away from the elderly persons and thus they will qualify for Medicaid when they enter into care. The look backs vary from state to state but we do see many financially able to pay families follow this policy so they don't lose their inheritance by elder care. I have talked with our two children and we have decided to not try to protect our assets. They are not large by many standards but we will prefer to buy some insurance and pay our own way as long as we can. To many that sounds stupid but I moved away from home at 14 to raise myself and I don't need to have others take on my responsibilities just because I can.



Bryce

Re: How much $ to retire [Re: hrdtoflw] #6316159
09/02/18 06:39 PM
09/02/18 06:39 PM
Joined: Aug 2012
Posts: 3,972
South Dakota
R
Rat Masterson Offline
trapper
Rat Masterson  Offline
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R

Joined: Aug 2012
Posts: 3,972
South Dakota
More and more it seems like people look for someone to foot the bill when times get tough.

Re: How much $ to retire [Re: hrdtoflw] #6316162
09/02/18 06:47 PM
09/02/18 06:47 PM
Joined: Dec 2011
Posts: 10,308
MT
S
snowy Offline
trapper
snowy  Offline
trapper
S

Joined: Dec 2011
Posts: 10,308
MT
If you love your job and you are happy work till you drop. What I see in some that I know that still work into their 60's and 70's is that they have nothing but work. They don't have a hobby and all they know is how to work and save money. Nothing wrong with that life.

For me I want to do other things and explore life after working for 40 years. The stress of the work place can be a bad thing and a killer for a person. It is amazing what retirement can do for one's health.

When people retire they need to retire too something just not retire. If you don't have a plan it might not be for you.


Give me a fish, I will eat for a day. Teach me to fish, I will eat for a lifetime
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