A lot depends on your age, how much you plan to invest and in what fund. If you have waited until now to buy a fund, if it were me I would not buy one now. Typically the market is more likely to be over valued then undervalued over time. What is the big unknown for me personally is how much over valued is the market which makes it shaky in times like we may have looming in front of us. I had funds in the market when Y2 K was over, when 9-1-1 happened and the 2008 down turn. That one alone was 41% the way our portfolio was laid out and I did not move more than 10% of the funds during any of those, but I am choosing at 72 not to have that much exposure in the future.

Also what type of fund, large cap, mid cap, small cap, US firms, global, value funds, funds with higher dividends or sector specific like medical, energy, etc.
There are so many to choose from that you can find one that fits your needs.

About 15 years ago at age 57 I started moving more funds into dividend stocks which I wanted as retirement income. I am really taking a close look at that today as dividends are taxed at your income tax rate and capital gains at 0, 10 and 15 depending upon income. This makes taking some risks on growth investments much less of a risk to me.

Bryce

The short, easy answer is Yes...yes you should.

I would also say that the longer you have until retirement, the more "Yes" is the right answer.

Thanks. A lot on here would consider me young as I'm in the 30's. I had most of my 401k in mutual funds but when I left my job fidelity closed my account due not enough money in.
Thinking either getting a Roth IRA or just buy mutual funds directly. When it comes to this type of money issues, I'm a novice.

Don’t just buy “A” mutual fund, buy several. Do your research, choose funds that have been around for 20 or 30 years and have averaged a good return since inception. Depends on your age a lot though. Me, I can stand to have down years so I might pick finds that are a little more volatile cause I’ve got 30+ years to recover. Someone nearing retirement might choose less volatile funds because they can’t take the hit at that point in life

Adam, if you can fund a ROTH ira DO IT!
Anytime, after five years, you can take the money you put in out if needed for something. And the money it has made stays in the account tax-free. Since you already paid the taxes before putting your money in the account there is not tax to pay on it either.

Thanks. I'll be looking into it.

I think I stick with the James' opinion "I'm not aware of any Constitutional provision that says an impeached president, convicted and removed from office by the Senate, can't run again" and that of the legal community.

Here's another bit of information;

https://theconversation.com/could-p...-and-convicted-but-also-reelected-124384

You might want to check on that again. It is Pelosi that is holding it up.

https://windsorstar.com/news/nation...wcm/57818b92-b5bf-490b-b9f5-93be50835a87

I doubt they want to see things go south it is the manufacturing numbers and a the trade deals when and if a trade deal is stuck the market will soar.

I'd like to think that too Danvee, and as you and I believe, the trade deals should help us.

The question is then, why are elected officials doing everything in their power to stall these trade deals?
Why did all the old trade deals benefit every country but ours?

Glad we don't have the cookie-cutter politician running things anymore.

figuring out the stock market is like trying to figure out a woman going through the change of life!

Went up nicely today. Up last two days.