Hospital bills and bankruptcy.
#6647859
10/24/19 05:36 PM
10/24/19 05:36 PM
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Joined: Dec 2018
Posts: 5,214 Crivitz WI
Sprung & Rusty
OP
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OP
trapper
Joined: Dec 2018
Posts: 5,214
Crivitz WI
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Hospital bills are the number one cause of bankruptcy. Yet if you can't pay in full after so much time, they sell your debt to a collection agency for pennies on the dollar and write off the loss. What a sham. Maybe they should charge a fair price instead of gouge people.
No Jab.
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Re: Hospital bills and bankruptcy.
[Re: Sprung & Rusty]
#6647865
10/24/19 05:43 PM
10/24/19 05:43 PM
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Joined: Jan 2019
Posts: 160 New York
Twogunwilly
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Joined: Jan 2019
Posts: 160
New York
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Send them $5 a month, you're making an attempt to pay.
Buyer/Trader of B&L traps made in Cambridge NY
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Re: Hospital bills and bankruptcy.
[Re: Sprung & Rusty]
#6647877
10/24/19 05:55 PM
10/24/19 05:55 PM
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Joined: Mar 2008
Posts: 5,957 n.e, iowa
coonman220
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Joined: Mar 2008
Posts: 5,957
n.e, iowa
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Hospitals are nasty on bills an payments, they well sue fast if no pay, I pay off what insurance didn't pay them years ago. If u have insurance, there is contracted rate, or agreement between insurance company an health provider, u dont got health insurance. They go full price, lot higher than agrement with insurance company, maxuim price, I no.longer have health insurance for 3 plus years. Go docter or hospital, u pay in cash up front in full or not seen, they don't care. Only place I know of is a crappy place for low income , I get whole whoppin 10 per cent off, sky high bill, u can make payments but got pay so much upfront , it is horrid, insurance to expensive for me, not offered a group plan from employer, pos job, should begin gone long ago an need go by next year if last
Last edited by coonman220; 10/24/19 05:57 PM.
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Re: Hospital bills and bankruptcy.
[Re: coonman220]
#6647880
10/24/19 06:03 PM
10/24/19 06:03 PM
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Joined: Dec 2006
Posts: 3,473 Northern Ohio ...
Sullivan K
"Keith"
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"Keith"
Joined: Dec 2006
Posts: 3,473
Northern Ohio ...
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, should begin gone long ago an need go by next year if last Words more true, never were spoken.
My name ain't Keith
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Re: Hospital bills and bankruptcy.
[Re: Sprung & Rusty]
#6647898
10/24/19 06:32 PM
10/24/19 06:32 PM
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Joined: Sep 2014
Posts: 4,738 carolina, Alabama
The Possum Man
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Joined: Sep 2014
Posts: 4,738
carolina, Alabama
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They charge such a ridiculous rate because of the stupid insurance companies. Insurance never pays what was billed, even if full coverage. They pay a percent. Docs and hospitals know this so they increase the prices 10 fold to get the money, whatever it was, actually cost to do. If you are paying cash you can call the hospital and usually get a 40-60% cash discount. They also settle bills for pennies on the dollar. My wife does this everyday (financial advisor at the local hospital). The system is screwed and in the end it can all be laid at the feet of insurance companies. If insurance was eradicated you could afford to just pay cash to see a doc and get things done.
"If you're gonna be stupid you better be tough"
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Re: Hospital bills and bankruptcy.
[Re: Sullivan K]
#6647915
10/24/19 06:58 PM
10/24/19 06:58 PM
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Joined: Dec 2006
Posts: 398 South Dakota
Staner
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trapper
Joined: Dec 2006
Posts: 398
South Dakota
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, should begin gone long ago an need go by next year if last Words more true, never were spoken. ...or understood.
Badges?? We don't need no stinkin' badges!!!
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Re: Hospital bills and bankruptcy.
[Re: wr otis]
#6647916
10/24/19 06:59 PM
10/24/19 06:59 PM
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Joined: Sep 2014
Posts: 4,738 carolina, Alabama
The Possum Man
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Posts: 4,738
carolina, Alabama
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What does your wife say about numbers of uninsured in for treatment?
Neighbor became heart doctor in Ohio, claimed insurance rates in pa would keep him from working in his home state. Actually the uninsured people arent a problem they usually pay cash because they know they are uninsured. I really think the whole "its the uninsured people causing all the problems" is a myth. What is really a problem is all the people on medicare that get an ambulance ride to the hospital for a headache and only want pain pills for a cure. Its a pretty big sign when someone is in a room for a migraine and someone walks in the room and they are playing on facebook on their iphone 10. Now as far as the uninsured part you gotta take my location into consideration. In rural south alabama. Maybe in south cali that might be a different thing.
"If you're gonna be stupid you better be tough"
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Re: Hospital bills and bankruptcy.
[Re: Sprung & Rusty]
#6647919
10/24/19 07:05 PM
10/24/19 07:05 PM
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Joined: Sep 2014
Posts: 4,738 carolina, Alabama
The Possum Man
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Joined: Sep 2014
Posts: 4,738
carolina, Alabama
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If it isnt an emergency care thing then you usually have to pay something up front before any procedure is done. Docs are also real bad about marking something emergency to just get their patient a test done, lots arent always emergency things. Everyone is playing the system as it exists and it causes alot of unintended consequences. From insurance companies, to docs, to patients. It has snowballed into things like hospitals charging 6K for a 30 min MRI. You can also shop around to get things done. One hospital may charge one thing but another may charge another. It depends on what tier hospital it is. Higher tier hospitals are more subsidized or whatever and can charge less because they are getting govt money to cover the rest.
As always big brother needs to get its fingers out of the pie and things might straighten out on their own.
"If you're gonna be stupid you better be tough"
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Re: Hospital bills and bankruptcy.
[Re: Sprung & Rusty]
#6647933
10/24/19 07:19 PM
10/24/19 07:19 PM
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Joined: Dec 2006
Posts: 9,687 ND
MJM
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trapper
Joined: Dec 2006
Posts: 9,687
ND
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How can there be a problem? The Affordable Care Act passed.
"Not Really, Not Really" Mark J Monti "MJM you're a jerk."
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Re: Hospital bills and bankruptcy.
[Re: MJM]
#6647947
10/24/19 07:36 PM
10/24/19 07:36 PM
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Joined: Dec 2018
Posts: 5,214 Crivitz WI
Sprung & Rusty
OP
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OP
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Joined: Dec 2018
Posts: 5,214
Crivitz WI
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How can there be a problem? The Affordable Care Act passed. Now that's funny right there. And Yeah, you can keep your Dr. Too. anyone who voted for that guy should feel ashamed and anti american.
No Jab.
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Re: Hospital bills and bankruptcy.
[Re: Staner]
#6647949
10/24/19 07:38 PM
10/24/19 07:38 PM
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Joined: Dec 2013
Posts: 14,861 Greene County,Virginia
run
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Joined: Dec 2013
Posts: 14,861
Greene County,Virginia
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[quote=coonman220], should begin gone long ago an need go by next year if last ...or understood. LOL
wanna be goat farmer.
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Re: Hospital bills and bankruptcy.
[Re: Sprung & Rusty]
#6647961
10/24/19 07:49 PM
10/24/19 07:49 PM
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Joined: May 2010
Posts: 1,529 Missouri
Broomchaser
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trapper
Joined: May 2010
Posts: 1,529
Missouri
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How can there be a problem? The Affordable Care Act passed. Now that's funny right there. And Yeah, you can keep your Dr. Too. anyone who voted for that guy should feel ashamed and anti american. But they can't/won't because they have - for brains.
Last edited by 330-Trapper; 10/25/19 07:57 AM. Reason: Avoiding profanity filter
Get the US out of the UN and the UN out of the US.
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Re: Hospital bills and bankruptcy.
[Re: The Possum Man]
#6647979
10/24/19 08:03 PM
10/24/19 08:03 PM
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Joined: Dec 2006
Posts: 17,636 Rodney,Ohio
SNIPERBBB
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Joined: Dec 2006
Posts: 17,636
Rodney,Ohio
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They charge such a ridiculous rate because of the stupid insurance companies. Insurance never pays what was billed, even if full coverage. They pay a percent. Docs and hospitals know this so they increase the prices 10 fold to get the money, whatever it was, actually cost to do. If you are paying cash you can call the hospital and usually get a 40-60% cash discount. They also settle bills for pennies on the dollar. My wife does this everyday (financial advisor at the local hospital). The system is screwed and in the end it can all be laid at the feet of insurance companies. If insurance was eradicated you could afford to just pay cash to see a doc and get things done. Thats one of the reasons why these concierge/membership-based provider systems are starting to explode across the nation.
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Re: Hospital bills and bankruptcy.
[Re: jtg]
#6648039
10/24/19 08:40 PM
10/24/19 08:40 PM
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Joined: Dec 2006
Posts: 1,347 MO bootheel
trapper124
Trapper Mark, M.D
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Trapper Mark, M.D
Joined: Dec 2006
Posts: 1,347
MO bootheel
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The attorneys have a lot to do with the high bills and are those who make the laws and who and how to bill, including the affordable care act. Doctors are getting sued non-stop and so our hospitals and just about every other business. Americans are hobbled by lawsuits.
This. Defensive medicine is expensive.
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