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Re: Average monthly car payment. [Re: Sprung&Rusty] #6879738
05/22/20 07:50 PM
05/22/20 07:50 PM
Joined: Dec 2008
Posts: 1,282
MN
W
walleye101 Offline
trapper
walleye101  Offline
trapper
W

Joined: Dec 2008
Posts: 1,282
MN
The last new vehicle I purchased was a 1979 Jeep Cherokee, paid cash with a fur check. I buy used now.

Re: Average monthly car payment. [Re: Ross] #6879742
05/22/20 07:53 PM
05/22/20 07:53 PM
Joined: May 2018
Posts: 2,091
SW Georgia
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Wanna Be Offline
trapper
Wanna Be  Offline
trapper
W

Joined: May 2018
Posts: 2,091
SW Georgia
Originally Posted by Ross

Haven't had a car payment in 20 years.

Talked to JC Conner at the Mansfield NTA in 1995 and he told me " I don't owe no man nothing" and that seemed like a good way to live so it's been my goal.

Everyone owes, lol. Taxes are their for life and death!

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879761
05/22/20 08:01 PM
05/22/20 08:01 PM
Joined: Apr 2017
Posts: 1,184
PA
L
lumberjack391 Offline
trapper
lumberjack391  Offline
trapper
L

Joined: Apr 2017
Posts: 1,184
PA
A retired truck driver I know always had a new pick up truck. I asked him what it cost he said he had no idea, he trades in every x years and tells them he will take it if the payment is not over 500. I can not justify the price they want if something is not making me money. And I couldn't see getting a new one and beating the crap out of it even if it is making me money. I had payments on a new one once and will never do it again. I pay cash up front and roll the dice. My son in law is a mechanic so I have that going for me.

Re: Average monthly car payment. [Re: Wanna Be] #6879783
05/22/20 08:10 PM
05/22/20 08:10 PM
Joined: Dec 2006
Posts: 29,509
Northern Maine
Bruce T Offline
trapper
Bruce T  Offline
trapper

Joined: Dec 2006
Posts: 29,509
Northern Maine
Originally Posted by Wanna Be
Originally Posted by Ross

Haven't had a car payment in 20 years.

Talked to JC Conner at the Mansfield NTA in 1995 and he told me " I don't owe no man nothing" and that seemed like a good way to live so it's been my goal.

Everyone owes, lol. Taxes are their for life and death!

Yep I pay my $150.00 taxes faithfully every year.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879790
05/22/20 08:14 PM
05/22/20 08:14 PM
Joined: Mar 2012
Posts: 2,136
meadowview, Virginia
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EdP Offline
trapper
EdP  Offline
trapper
E

Joined: Mar 2012
Posts: 2,136
meadowview, Virginia
Have not had a car payment since 1982. Bought a brand new Ford Bronco in `86 and paid cash, and have paid cash for every vehicle ever since. Save ahead, pay cash, and put the interest money in your own pocket.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879813
05/22/20 08:36 PM
05/22/20 08:36 PM
Joined: Sep 2013
Posts: 5,922
Green County Wisconsin
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GREENCOUNTYPETE Online content
trapper
GREENCOUNTYPETE  Online Content
trapper
G

Joined: Sep 2013
Posts: 5,922
Green County Wisconsin
500 is my house payment own all my trucks outright


America only has one issue, we have a Responsibility crisis and everything else stems from it.
Re: Average monthly car payment. [Re: Sprung&Rusty] #6879841
05/22/20 08:48 PM
05/22/20 08:48 PM
Joined: Aug 2011
Posts: 26,297
james bay frontierOnt.
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Boco Offline
trapper
Boco  Offline
trapper
B

Joined: Aug 2011
Posts: 26,297
james bay frontierOnt.
Bought brand new vehicles almost all my life-only payment I ever made was to myself.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879854
05/22/20 08:52 PM
05/22/20 08:52 PM
Joined: Apr 2009
Posts: 5,340
South Ga - Almost Florida
S
Swamp Wolf Offline
trapper
Swamp Wolf  Offline
trapper
S

Joined: Apr 2009
Posts: 5,340
South Ga - Almost Florida
Unless you have $$ or someone gave you $$...you ain't never gonna have nuthin worth a crap unless you're in debt.


Thank God For Your Blessings!

Re: Average monthly car payment. [Re: Swamp Wolf] #6879861
05/22/20 08:54 PM
05/22/20 08:54 PM
Joined: Dec 2006
Posts: 29,509
Northern Maine
Bruce T Offline
trapper
Bruce T  Offline
trapper

Joined: Dec 2006
Posts: 29,509
Northern Maine
Originally Posted by Swamp Wolf
Unless you have $$ or someone gave you $$...you ain't never gonna have nuthin worth a crap unless you're in debt.

Not true..Own my own place.Pay low taxes.Own everything I need to hunt,trap,and fish as I please.What more could I want?I'm not in debt.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879880
05/22/20 09:07 PM
05/22/20 09:07 PM
Joined: Oct 2015
Posts: 2,075
Wyoming
C
cmcf Offline
trapper
cmcf  Offline
trapper
C

Joined: Oct 2015
Posts: 2,075
Wyoming
Iíll second that Bruce. But you may have to work hard for it. Ugh oh I think I just said a cuss word whistle


Go as far as you can see, and you will see farther
Zig Ziglar
Re: Average monthly car payment. [Re: Sprung&Rusty] #6879918
05/22/20 09:38 PM
05/22/20 09:38 PM
Joined: May 2009
Posts: 2,295
ohio
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tomahawker Offline
trapper
tomahawker  Offline
trapper
T

Joined: May 2009
Posts: 2,295
ohio
Never had a vehicle payment.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879927
05/22/20 09:46 PM
05/22/20 09:46 PM
Joined: Jul 2012
Posts: 1,844
Nebraska
WadeRyan Offline
trapper
WadeRyan  Offline
trapper

Joined: Jul 2012
Posts: 1,844
Nebraska
I don't drive something I can't pay for in cash. I don't look near as cool as some people but I don't care.


Eventually everything must die.
Re: Average monthly car payment. [Re: Sprung&Rusty] #6879930
05/22/20 09:47 PM
05/22/20 09:47 PM
Joined: Dec 2011
Posts: 1,591
Washington
C
cat daddy Offline
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cat daddy  Offline
trapper
C

Joined: Dec 2011
Posts: 1,591
Washington
Payments are for chumps......Dave Ramsey

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879933
05/22/20 09:51 PM
05/22/20 09:51 PM
Joined: Feb 2015
Posts: 1,707
Iowa
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trapdog1 Offline
trapper
trapdog1  Offline
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Joined: Feb 2015
Posts: 1,707
Iowa
I buy a new truck every 10-12 years. Never payed more than $400 a month, but always put down a substantial down payment and always buy plain jane trucks.
What I can't understand is why people buy $70,000+ vehicles.

Re: Average monthly car payment. [Re: Swamp Wolf] #6879935
05/22/20 09:53 PM
05/22/20 09:53 PM
Joined: Nov 2012
Posts: 215
midland, michigan
M
midlander Offline
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midlander  Offline
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Joined: Nov 2012
Posts: 215
midland, michigan
Originally Posted by Swamp Wolf
Unless you have $$ or someone gave you $$...you ain't never gonna have nuthin worth a crap unless you're in debt.


You are joking, right...?

Re: Average monthly car payment. [Re: midlander] #6879938
05/22/20 10:00 PM
05/22/20 10:00 PM
Joined: Apr 2009
Posts: 5,340
South Ga - Almost Florida
S
Swamp Wolf Offline
trapper
Swamp Wolf  Offline
trapper
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Joined: Apr 2009
Posts: 5,340
South Ga - Almost Florida
Originally Posted by midlander
Originally Posted by Swamp Wolf
Unless you have $$ or someone gave you $$...you ain't never gonna have nuthin worth a crap unless you're in debt.


You are joking, right...?

Nope no joke. You either had money to start out with, if not you lived on someone else until you saved $$ or someone gave you money...you were an heir. Or maybe you won the lottery.

Debt is how most of got started and for a poor man debt is how you get started...

I guess you could be living in a shack and driving that truck you bought in 1970.

Btw...my home is paid for. Still have 1 vehicle payment...bought a new 2016 Tundra 4x4...and my Honda 700 side by side. Other than that utilities. But I'm pushing 56 years old. Family dont have no $$ so no heir here. Everything I have I worked and paid for...mostly monthly....raised 2 kids that are grown now....pay check to pay check...got 3 or 4 more years and I'm retired....will have 30 years service and a decent pension...but I had no nest egg or help when i started a family at 20 years old....did thanks to loans.

Got good credit, low interest rates.


Last edited by Swamp Wolf; 05/22/20 10:11 PM.

Thank God For Your Blessings!

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879942
05/22/20 10:09 PM
05/22/20 10:09 PM
Joined: Aug 2011
Posts: 26,297
james bay frontierOnt.
B
Boco Offline
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Boco  Offline
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Joined: Aug 2011
Posts: 26,297
james bay frontierOnt.
I started working young and I lived in the bush,in a cabin in winter and worked as a forman on the RR extra gangs in summer where board was provided and money was great.I was single and banked almost every cent I earned for a few years,after that it was easy going,never looked back and never had debt,except for a mortgage for 11 years when I bought the house when the kids started school in town.
I had a great downpayment (over half)and the mortgage payments were low and short term.Still had plenty of money to put away.
Also made a lot of money off fur back in the day.
I always made way more money than I ever needed to live,and I live pretty good.Never did without anything all my life.
Its called work ethic.

Last edited by Boco; 05/22/20 10:13 PM.
Re: Average monthly car payment. [Re: Sprung&Rusty] #6879943
05/22/20 10:14 PM
05/22/20 10:14 PM
Joined: Dec 2006
Posts: 29,509
Northern Maine
Bruce T Offline
trapper
Bruce T  Offline
trapper

Joined: Dec 2006
Posts: 29,509
Northern Maine
Everything I have I have worked for since I was a kid.No free rides here..Learned early on that if you wanted something you worked for it.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6879944
05/22/20 10:16 PM
05/22/20 10:16 PM
Joined: Apr 2009
Posts: 5,340
South Ga - Almost Florida
S
Swamp Wolf Offline
trapper
Swamp Wolf  Offline
trapper
S

Joined: Apr 2009
Posts: 5,340
South Ga - Almost Florida
I didnt have a wife that would live in the "bush" when I first got married...to the first wife. I'm on #2 now... and even though she grew up in the swamps of south Ga she dont want to live in one now....I would but not her.

I've also never rented a home. Bought my first, second, and last home...you guessed it....by mortgage...ie. monthly debt. A man's got to live somewhere when he's "working for everything he's got."

Also got to have a dependable vehicle to get to that job while "working for everything." Again...debt..

Last edited by Swamp Wolf; 05/22/20 10:22 PM.

Thank God For Your Blessings!

Re: Average monthly car payment. [Re: trapdog1] #6879948
05/22/20 10:17 PM
05/22/20 10:17 PM
Joined: Dec 2018
Posts: 1,703
WI
S
Sprung&Rusty Offline OP
trapper
Sprung&Rusty  Offline OP
trapper
S

Joined: Dec 2018
Posts: 1,703
WI
Originally Posted by trapdog1
I buy a new truck every 10-12 years. Never payed more than $400 a month, but always put down a substantial down payment and always buy plain jane trucks.
What I can't understand is why people buy $70,000+ vehicles.


Lol, I think 30,000 is rudiculous for a truck.

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