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Re: Average monthly car payment. [Re: Sprung&Rusty] #6880146
05/23/20 08:17 AM
05/23/20 08:17 AM
Joined: Jun 2018
Posts: 2,459
Beatrice, NE
L
loosegoose Offline
trapper
loosegoose  Offline
trapper
L

Joined: Jun 2018
Posts: 2,459
Beatrice, NE
Zero dollar monthly payments here. My preferred method is to buy a beater that needs a bunch of work, and get it super cheap. I put in a few hundred dollars worth of parts in it, and I've got a vehicle with zero issues (except being ugly) that I know will run and drive without fail, for a total cost of a couple thousand dollars. I like having a vehicle that I don't have to worry about, that I can just hop in and start it up and go, but don't want to spend a bunch, so it's easiest for me to just fix up beaters.

Re: Average monthly car payment. [Re: Wanna Be] #6880169
05/23/20 08:40 AM
05/23/20 08:40 AM
Joined: Dec 2006
Posts: 31,324
Minnesota
330-Trapper Offline
trapper
330-Trapper  Offline
trapper

Joined: Dec 2006
Posts: 31,324
Minnesota
Originally Posted by Wanna Be
I havenít had a truck payment since 2005. Was looking at some new trucks recently, and I donít care what you trade in, payments arenít going to be $500.

Truth


NRA and NTA Life Member
www.BackroadsRevised@etsy.com




Re: Average monthly car payment. [Re: midlander] #6880171
05/23/20 08:40 AM
05/23/20 08:40 AM
Joined: Sep 2010
Posts: 403
MI.
F
Feedinggrounds Offline
trapper
Feedinggrounds  Offline
trapper
F

Joined: Sep 2010
Posts: 403
MI.
Originally Posted by midlander
Nope, didnt have money, didnt inherit money, didnt have anyone give me money and didnt live off someone else's teat. I went to work at a young age and was taught strong work ethic. Just as important, I live beneath my means which allows a person to save and invest. Ive never had cable tv and many of the other things that young people often wastte their money on. I had car loans early on before i wised up, im not perfect by any means. But I sure as heck am not sheep enough to get brainwashed by financial institutions into thinking you 'have to go into debt' Being in debt is normal, I choose not to be normal. It aint easy, but it can be done with some effort. Swamp, not trying to degrade you or your opinion, but you are wrong.

I play the same tune, Zero debt, lots of paid for land. A hunting cabin on 145 acres with trout river, 5 acre lakefront home with guest cabin. The wife and I had 2 kids before 19 years old. We work hard, grab every rung on the ladder of life. High school education. Played every angle to make legal $$, buy fix and sell cars, firewood, mechanic work after hours, yard work, tree work, sold hand loaded pulp wood. You name it. Now at 57 wife and I have great jobs and no debt. new pretty truck for Sundays and company paid truck and fuel for my job managing a treated fencepost mill. I apologize to nobody for my sore hands and worn back.


your only allowed so many sunrises... I aim to see every one of them!
Re: Average monthly car payment. [Re: Crit-R-Dun] #6880189
05/23/20 09:01 AM
05/23/20 09:01 AM
Joined: Jan 2018
Posts: 19
Montana
G
Gene Dziza Offline
trapper
Gene Dziza  Offline
trapper
G

Joined: Jan 2018
Posts: 19
Montana
Originally Posted by Crit-R-Dun
Self starters who become wealthy have done so because they have embraced and have no fear of debt.


Thanks Crit-R-Dun! That's true in so many cases. We all have different paths. I've made a lot of money by taking on loans. I've taken on some doozies but I believed in my investments. Leverage can be a beautiful thing. I don't mind vehicle loans as a business expense either. However, I hope I never succumb to spending 70K on a new diesel pickup.

But a young person, looking at a first home; my advice is to make sure it is a good investment and you can pretty comfortably make the payment, and go ahead and get a loan! Especially with rates where they are. I can't advise against buying a nice rental property, if you can find one, at sub 4% either. Heck, use your cash and loans to buy two!

Re: Average monthly car payment. [Re: Sprung&Rusty] #6880193
05/23/20 09:03 AM
05/23/20 09:03 AM
Joined: Dec 2011
Posts: 230
Northern KY
H
huntcook Offline
trapper
huntcook  Offline
trapper
H

Joined: Dec 2011
Posts: 230
Northern KY
My 2018 Ford F150 listed for more than my house I had built in1973 and two of my farms I have now, The wife and me set down and figure the cost of something and if we have month left over at the end of the money we don't need it. My first car was a new 1965 Mustang that I paid $1995 out the door wish I had it back.


Government making sin legal does not make it right.
Re: Average monthly car payment. [Re: Sprung&Rusty] #6880268
05/23/20 10:50 AM
05/23/20 10:50 AM
Joined: Oct 2018
Posts: 112
SD
6
653 Offline
trapper
653  Offline
trapper
6

Joined: Oct 2018
Posts: 112
SD
never had a dime from parents and gratefull for it! debt made me a lot of money and can be a good thing if used wisely..tithe and you cant out give the Lord!!

Re: Average monthly car payment. [Re: Sprung&Rusty] #6880289
05/23/20 11:05 AM
05/23/20 11:05 AM
Joined: Jan 2007
Posts: 3,859
Wisconsin
M
Moosetrot Offline
trapper
Moosetrot  Offline
trapper
M

Joined: Jan 2007
Posts: 3,859
Wisconsin
Have not made a car payment in well over a decade. We save a little cash here and there and when one needs to go, or a super deal comes up, we pay cash. My current, and favorite vehicle of all time is a 2001 Suburban I bought in 2014. Paid right around $4,000 cash for it in beautiful shape and low miles. It now has around 240,000 on it and still running strong and good. Few minor repairs but that's it. If anything major happens, out it will go and I will pick up another one just like it...cash.

"I live within my means even if I have to borrow to do it." is not our motto.

Moosetrot

Re: Average monthly car payment. [Re: Sprung&Rusty] #6880348
05/23/20 12:16 PM
05/23/20 12:16 PM
Joined: Feb 2015
Posts: 1,707
Iowa
T
trapdog1 Offline
trapper
trapdog1  Offline
trapper
T

Joined: Feb 2015
Posts: 1,707
Iowa
Paying cash for everything is wise, but not always fesabile for everyone. Debt is a tool to use with care.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6880384
05/23/20 01:20 PM
05/23/20 01:20 PM
Joined: May 2011
Posts: 4,060
Montana
B
beartooth trapr Offline
trapper
beartooth trapr  Offline
trapper
B

Joined: May 2011
Posts: 4,060
Montana
Wife and i try to only have one car payment at a time. We buy Hertz rental cars for cars, 20-30k on them. And i buy new pickups or order them in as work trucks and run them out 10 years.
Keep a savings account also and use it for money down and new accessories.
Hard to find a bear bones work truck any more, my next one if all work's out will be a 1969 chevy 4wd 3/4 and researching now to put a Cummins diesel in it . [Linked Image]


Let me sugar coat this
Re: Average monthly car payment. [Re: Sprung&Rusty] #6880421
05/23/20 02:05 PM
05/23/20 02:05 PM
Joined: Apr 2010
Posts: 2,256
Ohio
S
stinkypete Offline
trapper
stinkypete  Offline
trapper
S

Joined: Apr 2010
Posts: 2,256
Ohio
Wow all this chatter over a average monthly vehicle payment. Each to there owners I say. I bought my first new vehicle in 1994. 12000.00 at the time. I had a trade in and some cash. I refuse to pay over $25000.00 for a vehicle. My trucks are work trucks. The bed gets beat to heck. I will get 300,000 out of my truck before I buy another. The bottom line is this. Some people are just smarter than others. I owne a 2008 Chevy Silverado. 140000. Just broke in. Make payments. Buy outright. Whatever works for you. I learned a lot from an old Mink rancher. He made a lot of money in the late 70s. Worked hard for every dime. Invested his money wisely. Worked and lived like he did when he was young. Looking at him and his car you would never known he had enough money to choke a horse. In his later years he would dig in the grocery chain dumpsters and dig out the boxed and canned goods the store thru out because the date expired. Can't do that now. His kids would give him a hard time about it. They where embarrassed. The rancher told me there is no shame in hard work and being frogle That is the problem with our society. Keep up with the Jones. We need we need. Again do what works for you. As for me I got a dumpster to dig thru.

Re: Average monthly car payment. [Re: stinkypete] #6880427
05/23/20 02:16 PM
05/23/20 02:16 PM
Joined: Feb 2016
Posts: 1,268
Kentucky
ky_coyote_hunter Offline
trapper
ky_coyote_hunter  Offline
trapper

Joined: Feb 2016
Posts: 1,268
Kentucky
Originally Posted by stinkypete
Wow all this chatter over a average monthly vehicle payment. Each to there owners I say. I bought my first new vehicle in 1994. 12000.00 at the time. I had a trade in and some cash. I refuse to pay over $25000.00 for a vehicle. My trucks are work trucks. The bed gets beat to heck. I will get 300,000 out of my truck before I buy another. The bottom line is this. Some people are just smarter than others. I owne a 2008 Chevy Silverado. 140000. Just broke in. Make payments. Buy outright. Whatever works for you. I learned a lot from an old Mink rancher. He made a lot of money in the late 70s. Worked hard for every dime. Invested his money wisely. Worked and lived like he did when he was young. Looking at him and his car you would never known he had enough money to choke a horse. In his later years he would dig in the grocery chain dumpsters and dig out the boxed and canned goods the store thru out because the date expired. Can't do that now. His kids would give him a hard time about it. They where embarrassed. The rancher told me there is no shame in hard work and being frogle That is the problem with our society. Keep up with the Jones. We need we need. Again do what works for you. As for me I got a dumpster to dig thru.


There is no way in God's green earth that we will ever keep up with Matt Jones grin


Member - FTA
Re: Average monthly car payment. [Re: 330-Trapper] #6880432
05/23/20 02:26 PM
05/23/20 02:26 PM
Joined: Sep 2011
Posts: 2,027
sometimes PA sometimes ME
E
ebsurveyor Offline
trapper
ebsurveyor  Offline
trapper
E

Joined: Sep 2011
Posts: 2,027
sometimes PA sometimes ME
Originally Posted by 330-Trapper
Originally Posted by Wanna Be
I havenít had a truck payment since 2005. Was looking at some new trucks recently, and I donít care what you trade in, payments arenít going to be $500.

Truth



Not true, well might be true with fords, dodges or toyotas. Seventeen months ago I traded my 2016 suburban and my 2017 silverado (had payments on both) for a new 2018 silverado. The dealer wrote me a check for the difference. So
I went from $1000 a month payments to $0.00 a month. Car payments are for the birds.

Last edited by ebsurveyor; 05/23/20 02:32 PM.
Re: Average monthly car payment. [Re: stinkypete] #6880453
05/23/20 03:43 PM
05/23/20 03:43 PM
Joined: Feb 2015
Posts: 1,707
Iowa
T
trapdog1 Offline
trapper
trapdog1  Offline
trapper
T

Joined: Feb 2015
Posts: 1,707
Iowa
Originally Posted by stinkypete
Wow all this chatter over a average monthly vehicle payment. Each to there owners I say. I bought my first new vehicle in 1994. 12000.00 at the time. I had a trade in and some cash. I refuse to pay over $25000.00 for a vehicle. My trucks are work trucks. The bed gets beat to heck. I will get 300,000 out of my truck before I buy another. The bottom line is this. Some people are just smarter than others. I owne a 2008 Chevy Silverado. 140000. Just broke in. Make payments. Buy outright. Whatever works for you. I learned a lot from an old Mink rancher. He made a lot of money in the late 70s. Worked hard for every dime. Invested his money wisely. Worked and lived like he did when he was young. Looking at him and his car you would never known he had enough money to choke a horse. In his later years he would dig in the grocery chain dumpsters and dig out the boxed and canned goods the store thru out because the date expired. Can't do that now. His kids would give him a hard time about it. They where embarrassed. The rancher told me there is no shame in hard work and being frogle That is the problem with our society. Keep up with the Jones. We need we need. Again do what works for you. As for me I got a dumpster to dig thru.


Being frugal is good, but digging through dumpsters for expired food is beyond frugal.

Re: Average monthly car payment. [Re: Sprung&Rusty] #6880458
05/23/20 03:50 PM
05/23/20 03:50 PM
Joined: Dec 2010
Posts: 22,171
Central, SD
Law Dog Online content
trapper
Law Dog  Online Content
trapper

Joined: Dec 2010
Posts: 22,171
Central, SD
How many people answered the OPís original question? LOL


Was born in a Big City Will die in the Country OK with that!

Jerry Herbst
Re: Average monthly car payment. [Re: Sprung&Rusty] #6880587
05/23/20 07:56 PM
05/23/20 07:56 PM
Joined: May 2011
Posts: 209
Ohio
M
Mike C Online content
trapper
Mike C  Online Content
trapper
M

Joined: May 2011
Posts: 209
Ohio
When I graduated from High School I bought a brand new 1977 Z28 fully loaded and by Dad thought I was nuts because my car payment was as much as his first house payment; $157/month. Now these current car payments are as much or more than my first house payment.

Re: Average monthly car payment. [Re: Law Dog] #6880603
05/23/20 08:24 PM
05/23/20 08:24 PM
Joined: Nov 2012
Posts: 215
midland, michigan
M
midlander Offline
trapper
midlander  Offline
trapper
M

Joined: Nov 2012
Posts: 215
midland, michigan
Originally Posted by Law Dog
How many people answered the OPís original question? LOL

If we had done that, the thread would have been done in less than one page....how much fun would that be..? Lol

Re: Average monthly car payment. [Re: Sprung&Rusty] #6880606
05/23/20 08:31 PM
05/23/20 08:31 PM
Joined: Feb 2007
Posts: 2,527
Ohio, 51yrs old
Pasadena Offline
trapper
Pasadena  Offline
trapper

Joined: Feb 2007
Posts: 2,527
Ohio, 51yrs old
Mine was $634, but as of yesterday it will now be $0


[Linked Image]


Re: Average monthly car payment. [Re: Law Dog] #6880616
05/23/20 09:01 PM
05/23/20 09:01 PM
Joined: Oct 2013
Posts: 5,707
East of the Mason-Dixon Line
DelawareRob Online happy
trapper
DelawareRob  Online Happy
trapper

Joined: Oct 2013
Posts: 5,707
East of the Mason-Dixon Line
Originally Posted by Law Dog
How many people answered the OPís original question? LOL


You know dang well that isnít how it is done here! laugh

Half the people here blame the liberal media ( which may be true) or traps made where they think they should or shouldnít be made, and a few that are made where they donít think they are made. Then tell them what they should be asking, instead of answering the question. Or Dave asking a question and getting great or middle of the road advice, but because he doesnít like the answer he asks again until he hears what he wants to hear. Like the kid asking about bridgers and someone saying he should get MBís. Well dang he bought Bridger dogless and wanted to know if he bought good traps. He didnít ask what trap he should have bought.... geez.

Blue bucket set with 1 1/2 dukes will catch and hold everything! Fight me!!!


Oh, and people with pet skunks are great and are the pioneer of the social distancing pet!


FYI, I wouldnít change it one bit!!! grin




Be a mentor

Semper paratus
Re: Average monthly car payment. [Re: Sprung&Rusty] #6880618
05/23/20 09:05 PM
05/23/20 09:05 PM
Joined: Oct 2013
Posts: 5,707
East of the Mason-Dixon Line
DelawareRob Online happy
trapper
DelawareRob  Online Happy
trapper

Joined: Oct 2013
Posts: 5,707
East of the Mason-Dixon Line
Originally Posted by Sprung&Rusty
Average in America is about 500 a month they say. Sound right?


Sounds about right


Be a mentor

Semper paratus
Re: Average monthly car payment. [Re: Sprung&Rusty] #6880629
05/23/20 09:20 PM
05/23/20 09:20 PM
Joined: Jan 2014
Posts: 769
PA/NY on the line
JEckman Offline
trapper
JEckman  Offline
trapper

Joined: Jan 2014
Posts: 769
PA/NY on the line
2018 ram 1500.. S400 for 48.. I'm paying roughly 700..

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