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Re: Retirement. [Re: coonman220] #7029867
10/27/20 09:17 PM
10/27/20 09:17 PM
Joined: Jan 2007
Posts: 3,188
Northern Nevada, 31 yrs old
B
Bob Offline
trapper
Bob  Offline
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B

Joined: Jan 2007
Posts: 3,188
Northern Nevada, 31 yrs old
Thatís a sad state of affairs. No thanks, Iíll pay for my own retirement, I like running water lol


"I have two guns, one for each of ya."
Re: Retirement. [Re: Boco] #7029869
10/27/20 09:18 PM
10/27/20 09:18 PM
Joined: Dec 2006
Posts: 6,812
MN >>>
T-Rex Offline
trapper
T-Rex  Offline
trapper

Joined: Dec 2006
Posts: 6,812
MN >>>
Originally Posted by Boco
Who said he has to stay in the USA.
Can you not recieve your retirement payments anywhere in the world?

With Covid, there are not a lot of places in the world that will accept us.


Man who mistake shillelagh for fairy wand; see pixie dust, also.
Re: Retirement. [Re: white marlin] #7029870
10/27/20 09:19 PM
10/27/20 09:19 PM
Joined: Oct 2011
Posts: 2,963
Central Ontario, Canada
C
Crit-R-Dun Offline
trapper
Crit-R-Dun  Offline
trapper
C

Joined: Oct 2011
Posts: 2,963
Central Ontario, Canada
Originally Posted by white marlin
the poverty line in the continental US is currently defined as $12,760 income per year for a one person household.


Geez, does a cardboard box in an alley constitute a "household"?

Re: Retirement. [Re: coonman220] #7029872
10/27/20 09:22 PM
10/27/20 09:22 PM
Joined: May 2010
Posts: 8,902
mn north of blakely
S
Steven 49er Online content
trapper
Steven 49er  Online Content
trapper
S

Joined: May 2010
Posts: 8,902
mn north of blakely
Boco, Yes we can live in a foreign country and draw social security.

Coonman isn't going to.


Last edited by Steven 49er; 10/27/20 09:22 PM.
Re: Retirement. [Re: Bob] #7029903
10/27/20 09:46 PM
10/27/20 09:46 PM
Joined: Aug 2011
Posts: 36,639
james bay frontierOnt.
B
Boco Offline
trapper
Boco  Offline
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B

Joined: Aug 2011
Posts: 36,639
james bay frontierOnt.
Originally Posted by Bob
Thatís a sad state of affairs. No thanks, Iíll pay for my own retirement, I like running water lol


We have running water here-you run down to the river in your shorts chop a hole in the ice,scoop a bucket of water and run back up to the camp.And hope Savell aint hiding behind a tree and sees you in your shorts.

Last edited by Boco; 10/27/20 09:47 PM.

Forget that fear of gravity-get a little savagery in your life.
Re: Retirement. [Re: Boco] #7029909
10/27/20 09:52 PM
10/27/20 09:52 PM
Joined: Jan 2007
Posts: 14,511
MN
1
160user Offline
trapper
160user  Offline
trapper
1

Joined: Jan 2007
Posts: 14,511
MN
Originally Posted by Boco
Originally Posted by Bob
Thatís a sad state of affairs. No thanks, Iíll pay for my own retirement, I like running water lol


We have running water here-you run down to the river in your shorts chop a hole in the ice,scoop a bucket of water and run back up to the camp.And hope Savell aint hiding behind a tree and sees you in your shorts.


Why? Are you afraid he will get a picture of your skid marks?


I have nothing clever to put here.





Re: Retirement. [Re: coonman220] #7029934
10/27/20 10:11 PM
10/27/20 10:11 PM
Joined: Jul 2008
Posts: 2,414
Idaho Falls, Idaho
F
Furvor Offline
trapper
Furvor  Offline
trapper
F

Joined: Jul 2008
Posts: 2,414
Idaho Falls, Idaho
Quote
So they take out your soacil security check on taxes.


Total income tax owed is calculated when you file your return. Unless you file a joint return they may not know of other household income. If they do know they will include it in the calculation. You pay it when you file your return unless you instruct SS to deduct it monthly from your SS check.

Re: Retirement. [Re: Steven 49er] #7029946
10/27/20 10:17 PM
10/27/20 10:17 PM
Joined: Jun 2010
Posts: 12,807
Iowa
~ADC~ Offline
The Count
~ADC~  Offline
The Count

Joined: Jun 2010
Posts: 12,807
Iowa
Originally Posted by Steven 49er
Boco, Yes we can live in a foreign country and draw social security.

Coonman isn't going to.



He'll do whatever he wants to, but thanks to you and a few people here giving good advice that perhaps some of the other readers of this post can use.

Re: Retirement. [Re: Steven 49er] #7029952
10/27/20 10:23 PM
10/27/20 10:23 PM
Joined: Oct 2018
Posts: 5,434
Dunbar, Wisconsin
P
Pike River Offline
trapper
Pike River  Offline
trapper
P

Joined: Oct 2018
Posts: 5,434
Dunbar, Wisconsin
Originally Posted by Steven 49er
Boco, Yes we can live in a foreign country and draw social security.

Coonman isn't going to.


I've known a few that have retired to Central America or the Caribbean based on the cost of living. They seem to really enjoy it.

Re: Retirement. [Re: Boco] #7029953
10/27/20 10:23 PM
10/27/20 10:23 PM
Joined: Jan 2007
Posts: 3,188
Northern Nevada, 31 yrs old
B
Bob Offline
trapper
Bob  Offline
trapper
B

Joined: Jan 2007
Posts: 3,188
Northern Nevada, 31 yrs old
Originally Posted by Boco
Originally Posted by Bob
Thatís a sad state of affairs. No thanks, Iíll pay for my own retirement, I like running water lol


We have running water here-you run down to the river in your shorts chop a hole in the ice,scoop a bucket of water and run back up to the camp.And hope Savell aint hiding behind a tree and sees you in your shorts.



Iím good lol I donít have thick skin and body hair like you canucks, Iíd freeze my bbs off! Iím gonna stay way south of you, where it hardly ever gets cold enough to freeze the river. I did my time in the north, I find it much more pleasant when the temps are above zero


"I have two guns, one for each of ya."
Re: Retirement. [Re: Boco] #7029957
10/27/20 10:24 PM
10/27/20 10:24 PM
Joined: Sep 2007
Posts: 5,705
South metro, MN
C
Calvin Offline
trapper
Calvin  Offline
trapper
C

Joined: Sep 2007
Posts: 5,705
South metro, MN
Originally Posted by Boco
Depending on where you live 1g a month could be way more than you need to live good.


True....A buddy retired at 50 and moved to Alaska. He says he spends between $400 and $600 per month...and has to really try hard to spend $800. Said he's happier now than he's ever been. His pension is close to 10 times what he spends. He has no use for it. I spent a week with him last fall. I never felt I needed more than what he has. Plenty of people around the US that feel their best living frugal and simple.

To each his own.

Re: Retirement. [Re: Calvin] #7030025
10/28/20 12:01 AM
10/28/20 12:01 AM
Joined: Dec 2006
Posts: 9,651
East-Central Wisconsin
B
bblwi Offline
trapper
bblwi  Offline
trapper
B

Joined: Dec 2006
Posts: 9,651
East-Central Wisconsin
I don't think it is the best for us to down play the need for adequate income when the poster is asking for ways to help manage for the future. Everyone has a different standard of living and for good reasons. Keeping one healthy so one can work when and as needed is crucial when other sources of income, or wealth are not ample. Staying healthy also lowers health care costs as well. For Coonman maybe taking early SS and finding work that is adequate but falls below the income ceiling may be a good option for him. Being a single adult also makes the situation easier but also makes it more risky in some ways.

Bryce

Re: Retirement. [Re: coonman220] #7030037
10/28/20 12:29 AM
10/28/20 12:29 AM
Joined: Dec 2010
Posts: 9,360
Armpit, ak
D
Dirt Offline
trapper
Dirt  Offline
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D

Joined: Dec 2010
Posts: 9,360
Armpit, ak
Coonman are you taking notes?


Who is John Galt?
Re: Retirement. [Re: coonman220] #7030039
10/28/20 12:32 AM
10/28/20 12:32 AM
Joined: Nov 2009
Posts: 843
upstate NY
M
Mr. Ed Offline
trapper
Mr. Ed  Offline
trapper
M

Joined: Nov 2009
Posts: 843
upstate NY
Hopefully everybody either has a new roof , can do their own roof or has the money put away for somebody to do it. I am retiring in March 2021 and am having a roof put on now ---roughly 40 square for $14k. Plus I am doing new siding for about $10k with me doing that part. My wife and I kinda live pretty basic and there is no such thing as debt free at least in NYS. I have never had a mortgage since I built my house for cash out of pocket. But my school/property taxes are $7600/yr, house ins, car ins, phone, internet, cable, groceries, gas, etc are all bills that ppl have even when so called debt free. I will have approx. $1900/mo SS & roughly $2400/mo retirement. We bank my wifes retirement now so I think we will be fine and not even touch our 401k. Was planning on giving my son & daughter each $100k towards building houses also.

Re: Retirement. [Re: coonman220] #7030062
10/28/20 03:24 AM
10/28/20 03:24 AM
Joined: Jan 2008
Posts: 3,476
M.T.V. Alaska
Y
yukonjeff Offline
trapper
yukonjeff  Offline
trapper
Y

Joined: Jan 2008
Posts: 3,476
M.T.V. Alaska
Thanks Dad smile ^

Coonman Don't listen to all these old stiffs that pinched their pennies all their life like Mr Scrooge and now going to live it up when they are 70.

Here's what you do. Find a third world country that you like .( Most are better than the US these days anyway) and move there when you retire with your grand a month and live like a king.

Since you are single and American, It will be one time in your life that your White Privilege will shine through. Find a hot wife and when you get really old you can hire a live in helper to wipe your butt for about $100 a month.

Your welcome.
smile

Re: Retirement. [Re: bblwi] #7030064
10/28/20 04:15 AM
10/28/20 04:15 AM
Joined: May 2010
Posts: 8,902
mn north of blakely
S
Steven 49er Online content
trapper
Steven 49er  Online Content
trapper
S

Joined: May 2010
Posts: 8,902
mn north of blakely
Originally Posted by bblwi
I don't think it is the best for us to down play the need for adequate income when the poster is asking for ways to help manage for the future. Everyone has a different standard of living and for good reasons. Keeping one healthy so one can work when and as needed is crucial when other sources of income, or wealth are not ample. Staying healthy also lowers health care costs as well. For Coonman maybe taking early SS and finding work that is adequate but falls below the income ceiling may be a good option for him. Being a single adult also makes the situation easier but also makes it more risky in some ways.

Bryce


Bryce the biggest risk I see is inflation. It won't take long to erode the buying power of $1000 a month.

YukonJeff, I've never been accused of being called a penny pincher.

Re: Retirement. [Re: Steven 49er] #7030112
10/28/20 06:42 AM
10/28/20 06:42 AM
Joined: Feb 2020
Posts: 1,942
Missouri
W
WhiteTrash 88 Offline
trapper
WhiteTrash 88  Offline
trapper
W

Joined: Feb 2020
Posts: 1,942
Missouri
Heck coonman, you being a eligible batchelor,find you a well to do widow women that don't mind you being retired early. One that looks at you as a man that needs to be kept and taken care of. Get on the internet or put an add in the paper. Them women are out there,looking and hoping to be with a man like you. That would take care of you living comfortably in retirement.

Re: Retirement. [Re: WhiteTrash 88] #7030115
10/28/20 06:48 AM
10/28/20 06:48 AM
Joined: Oct 2011
Posts: 2,963
Central Ontario, Canada
C
Crit-R-Dun Offline
trapper
Crit-R-Dun  Offline
trapper
C

Joined: Oct 2011
Posts: 2,963
Central Ontario, Canada
Originally Posted by WhiteTrash 88
Heck coonman, you being a eligible batchelor,find you a well to do widow women that don't mind you being retired early. One that looks at you as a man that needs to be kept and taken care of. Get on the internet or put an add in the paper. Them women are out there,looking and hoping to be with a man like you. That would take care of you living comfortably in retirement.


great suggestion 88, might even have the old man's treasure of a pick up still around, god rest his sole. grin

Re: Retirement. [Re: yukonjeff] #7030171
10/28/20 07:59 AM
10/28/20 07:59 AM
Joined: Feb 2020
Posts: 4,260
Indiana
P
Providence Farm Offline
trapper
Providence Farm  Offline
trapper
P

Joined: Feb 2020
Posts: 4,260
Indiana
Originally Posted by yukonjeff
Thanks Dad smile ^

Coonman Don't listen to all these old stiffs that pinched their pennies all their life like Mr Scrooge and now going to live it up when they are 70.

Here's what you do. Find a third world country that you like .( Most are better than the US these days anyway) and move there when you retire with your grand a month and live like a king.

Since you are single and American, It will be one time in your life that your White Privilege will shine through. Find a hot wife and when you get really old you can hire a live in helper to wipe your butt for about $100 a month.

Your welcome.
smile


Sounds like the Philippines. Seriously have a couple of guys I work with that took Philippine wifes and one moved there. Wifes are half their age and very experienced being former prostitutes.

Not for me but not judging. Some south American countries have low cost of living also

Last edited by Providence Farm; 10/28/20 08:04 AM.
Re: Retirement. [Re: Providence Farm] #7030186
10/28/20 08:30 AM
10/28/20 08:30 AM
Joined: Dec 2006
Posts: 7,289
Philippines,,ohio
west river rogue Offline
trapper
west river rogue  Offline
trapper

Joined: Dec 2006
Posts: 7,289
Philippines,,ohio
Originally Posted by Providence Farm
Originally Posted by yukonjeff
Thanks Dad smile ^not all filipinas are prostitutes...sounds like judging to me. most work super hard to survive......16 hr days 6 days a week on the farms in ricefields. and in factories 16 hrs a day for 10-15 bucks a day.
If your buddies chose prostitutes then thats what they wanted!!! Most filipinos speak 3 languages and more.
Coonman Don't listen to all these old stiffs that pinched their pennies all their life like Mr Scrooge and now going to live it up when they are 70.

Here's what you do. Find a third world country that you like .( Most are better than the US these days anyway) and move there when you retire with your grand a month and live like a king.

Since you are single and American, It will be one time in your life that your White Privilege will shine through. Find a hot wife and when you get really old you can hire a live in helper to wipe your butt for about $100 a month.

Your welcome.
smile


Sounds like the Philippines. Seriously have a couple of guys I work with that took Philippine wifes and one moved there. Wifes are half their age and very experienced being former prostitutes.

Not for me but not judging. Some south American countries have low cost of living also

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