Neat pictures Steve is that your Caribo.

I have to wonder .... how many of these guys saving a million dollars for when they are old, are going to end up giving it all to a rest home, drug companies, and hospitals in the end.

Or for the kids new drug habit when you pass and a few hundred K drop in their lap.

X2 ................Exactly what my Dad taught me!

1- long term care insurance.
2- a trust that states nobody whose life is not in order gets a dime.
3- income producing investments.

All of the problems you bring up are easily solved with proper planning.

no jeff,they just wander free range there at our swimming hole.

If your around when 70 an able to do anything to enjoy ur money hopefully, look obituaries. At ages, something don't like think.about, age creeps up on you, not sure what the difference was on 62 to 65 on ss? Maybe $300, 66-67, push it for some, I know guys that just want get out hole factory bad an retire. Some factories. Not all , some are quite nasty,

Coonman-what do you like to do when not working or trapping if you dont mind me asking?
Do you go out for a cold one with the guys on saturday? or any other stuff you like to do?

Big mouth Bob ain't been in this game for but a decade.

He's in good shape now, but, let's see how he does with the bunch of challenges he'll be seeing in the future.

I wish him luck, but, I would no sooner take his advise than that........ Suzy Ordman.(sp?)

Weird reaction.

Probably true, but, experience means a lot more than plagiarizing a bunch of so called experts. I ain't seen a single one with a working crystal ball.

T-Rex, math works no matter what age you are bud.

Be sure to get back to us in 31 years and let us know how your "proper planning" worked out. For your sake I hope it does.

It will work out better than no planning

ant and the grasshopper...

Let me say it another way, I remember when I thought I knew everything. I remember looking at what I thought was a lot of money in my 401K. I remember reading everything financial I could get ahold and thinking I had investing figured out. It felt great and I probably couldn't shut up about it either.

I applaud your enthusiasm. You do however come off as a 31 year old know it all that parrots basic and fairly obvious concepts you read on the internet. Because of your age and but for the short term corona dip, you haven't lived through a truly bad market or economic times as an adult. The "math" has been easy for the last decade.

You like to give advice, so here's mine. Keep saving, keep investing and, most importantly, keep gaining real life experience. Until then, check the know it all attitude.

A guys mother was going blind and he knew how well she loved reading the bible. So as a solution he sent a parrot to school to learn every verse in the bible and he could quote any and all when asked. The cost for the birds education was quite expensive. He sent the parrot to his mother for Christmas. On a check in a few weeks later he asked his mother how she liked the bird. She said he was alright but was a little tough but made good dressing, lol.

True. But, your arithmetic is no match for my calculus.

With our new socialist government, one guy can count his gold, and another can count his worthless paper.

That, and countless other predictable, and unpredictable events prove that financial planning is not a "one size fits all".

I spent a lot of time in Venezuela, back when it was a capitalist country. You don't even want to know what happened to my penthouse friends there when the government changed hands.

I hear North Sentinel Island is a nice laid back place to retire.

I’m going to retire to right here in SWGA with a modest retirement and no bills other than maybe a vehicle payment. Going to trap for turkey trip money and do a little traveling during the summer months...like spend the summer at the beach. I’m not working to leave my children anything other than a paid for cremation and party when I die. They can sell the paid for house and divide the money or live in it, up to them.

When it comes right down to it; I've never understood this "retirement" thing. It was the bright idea of the socialist, FDR. He came up with the evil plan to offer a couple bucks/month for people of a certain age to hand over their jobs to a bunch of young punk kids.

People are designed to work until they die. That's exactly what I intend to do. Obviously, I have way too much contempt for authority to work for anybody; but, i will be self employed, until I reach room temperature.