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Re: Operate in red on trapping [Re: Savell] #7235878
04/05/21 07:26 PM
04/05/21 07:26 PM
Joined: Jan 2013
Posts: 2,445
7mtns of CENTRAL PA
GROUSEWIT Offline
trapper
GROUSEWIT  Offline
trapper

Joined: Jan 2013
Posts: 2,445
7mtns of CENTRAL PA
Originally Posted by Savell
Originally Posted by coonman220
That sucks


Iím hearing you Coonman... what you ought to do is ride down to that SS office, find the overweight loud talking woman in charge... lay her across your good knee ....jerk them britches down and paddle her bare butt with a wooden spoon in front everyone in the dadgum place!


Never heard truer words of wisdom spoken!!


NRALIFER,HUNTER,FURTAKER(PTA)(FTA)(NMTA)(RMEF)
Re: Operate in red on trapping [Re: Law Dog] #7235885
04/05/21 07:35 PM
04/05/21 07:35 PM
Joined: May 2010
Posts: 7,487
mn north of blakely
S
Steven 49er Offline
trapper
Steven 49er  Offline
trapper
S

Joined: May 2010
Posts: 7,487
mn north of blakely
Originally Posted by Law Dog
So at say $1,000 a month for 3 years is $36,000 and he should pass on that to get $1,300 a month 3 years later is what your saying?


Nope not in the least, I'm saying more than that.

I'm saying he should find a way to make 40 thousand plus a year(not that hard) and forget about retiring.

You forget, you have money, he doesn't. You most likely arent wealthy but you have more than him. You absolutely can not live on 1100 a month and that is what he will be doing when he is not able to work anymore. And it's not 1100 a month, it's $950 after medicare. Can you live on 950 a month? What about inflation, live for ten years and lose 30 percent of the buying power, has the COLA equaled the real inflation rate? They don't consider healthcare, energy, taxes and food in the inflation index.

It's irresponsible to counsel Dave to retire at an early age. He can't.

Sad part is he will.

Re: Operate in red on trapping [Re: coonman220] #7235900
04/05/21 08:02 PM
04/05/21 08:02 PM
Joined: Dec 2010
Posts: 25,874
Central, SD
Law Dog Offline
trapper
Law Dog  Offline
trapper

Joined: Dec 2010
Posts: 25,874
Central, SD
He said he would still be working and still be collecting SS so heís gaining not losing plus he could get raises then also he never said he would outright quit. He could do both and yes he should prepare for retirement as best he can never said he had to do it my way just options to consider but you have it all figured out it sounds like, do you?


Was born in a Big City Will die in the Country OK with that!

Jerry Herbst
Re: Operate in red on trapping [Re: coonman220] #7235914
04/05/21 08:20 PM
04/05/21 08:20 PM
Joined: Aug 2011
Posts: 30,862
james bay frontierOnt.
B
Boco Online content
trapper
Boco  Online Content
trapper
B

Joined: Aug 2011
Posts: 30,862
james bay frontierOnt.
No wonder you're all conflicted,You're a bunch of closet socialists waiting for your gubmint cheeze,lol.

Re: Operate in red on trapping [Re: coonman220] #7235919
04/05/21 08:24 PM
04/05/21 08:24 PM
Joined: Apr 2017
Posts: 1,472
PA
L
lumberjack391 Offline
trapper
lumberjack391  Offline
trapper
L

Joined: Apr 2017
Posts: 1,472
PA
I cant figure out the problem, Im guessing hes single, no kids and lives cheap. Utilities cant be that high in Iowa are they?

Re: Operate in red on trapping [Re: coonman220] #7235923
04/05/21 08:30 PM
04/05/21 08:30 PM
Joined: Dec 2010
Posts: 25,874
Central, SD
Law Dog Offline
trapper
Law Dog  Offline
trapper

Joined: Dec 2010
Posts: 25,874
Central, SD
Coonman survived this long I think he would do better with a extra $950 a month then waiting for that easy $40,000 job you would think he would get that job now and be on easy street sooner if that was realistic. lol


Was born in a Big City Will die in the Country OK with that!

Jerry Herbst
Re: Operate in red on trapping [Re: coonman220] #7235929
04/05/21 08:38 PM
04/05/21 08:38 PM
Joined: May 2018
Posts: 4,078
SW Georgia
W
Wanna Be Offline
trapper
Wanna Be  Offline
trapper
W

Joined: May 2018
Posts: 4,078
SW Georgia
May want to get a list of your years youíve worked. My wife requested hers and it had about 6-7 years of her with no income, and those years she made as much as I did. They are looking into it supposedly. Last statement I got put me somewhere around the $2300 range. If they get my wifeís straight I may not have to pull much out of my retirement, although I donít know what Iíll do with it. Ainít planning on leaving the kids what Iíve worked my whole life for, lol. Figure me and the wifey will find something to blow it on. Iíll follow the ducks from Canada to the Texas coast while she takes a month long cruise!

Re: Operate in red on trapping [Re: coonman220] #7235932
04/05/21 08:42 PM
04/05/21 08:42 PM
Joined: Dec 2015
Posts: 3,998
se South Dakota
NonPCfed Offline
trapper
NonPCfed  Offline
trapper

Joined: Dec 2015
Posts: 3,998
se South Dakota
Coonman, do you eat any of your critters...? I bet you could stack the freezer pretty good with back legs of decent coon, beavs, and mrats, plus beav backstraps. I've never tried coon backstraps. I bet you could reduce your monthly meat bill a ways. Just don't let the freezer go out...


"And God said, Let us make man in our image Öand let them have dominion Öand all the creatures that move along the ground".
Genesis 1:26
Re: Operate in red on trapping [Re: Boco] #7235942
04/05/21 08:49 PM
04/05/21 08:49 PM
Joined: Oct 2009
Posts: 3,255
Pottawatamie co. IA
LLtrapper Online content
"The Coon Combine"
LLtrapper  Online Content
"The Coon Combine"

Joined: Oct 2009
Posts: 3,255
Pottawatamie co. IA
Originally Posted by Boco
No wonder you're all conflicted,You're a bunch of closet socialists waiting for your gubmint cheeze,lol.


We lend the gubment 15% of our money if we are self employed. I prefer to invest that money my self but that is not how it is done. You really are rich talking about things you know nothing about. Closet socialists are the Democrats. I dispise all socialists. Including you. LLL


Isaiah 51:6 But my salvation will last forever, my righteousness will never fail.
Re: Operate in red on trapping [Re: coonman220] #7235943
04/05/21 08:50 PM
04/05/21 08:50 PM
Joined: Apr 2010
Posts: 2,732
Ohio
S
stinkypete Offline
trapper
stinkypete  Offline
trapper
S

Joined: Apr 2010
Posts: 2,732
Ohio
You would be surprised the amount of people I meet and talk to that are in Coonman220 shoes. We tried to have a money management course for our employees. I was surprised at the amount of employees that didnít understand a simple checking and savings account. New nothing about banks. It is sad to say the least. Social Security was designed so people wouldnít spend there last yrs in squalor. IT WAS NOT Intended to be your retirement plan.

Re: Operate in red on trapping [Re: coonman220] #7235947
04/05/21 08:53 PM
04/05/21 08:53 PM
Joined: Dec 2015
Posts: 3,998
se South Dakota
NonPCfed Offline
trapper
NonPCfed  Offline
trapper

Joined: Dec 2015
Posts: 3,998
se South Dakota
According to the IRS, coonman, at his $1,100 of SS at age 62 ($13,200 annual), wouldn't have any of that taxed as income until he combined it with other revenue to each 25k a year. Between 25-34k of revenue, 50% of his SS benefits would be taxable, 85% if he made more than 34k. That's the way I read this, but who knows, I'm not drawing now and won't be at those numbers.

https://www.irs.gov/newsroom/dont-forget-social-security-benefits-may-be-taxable

Steven 49er- Yeah, SS COLAs rarely keep up with the real inflation rate, especially such as year like 2021 will most likely be. At least that it was the way with my folks, and they've been gone for about 15 years. The typical COLA was in the 1-2% range and not every year...


"And God said, Let us make man in our image Öand let them have dominion Öand all the creatures that move along the ground".
Genesis 1:26
Re: Operate in red on trapping [Re: coonman220] #7235948
04/05/21 08:53 PM
04/05/21 08:53 PM
Joined: May 2018
Posts: 4,078
SW Georgia
W
Wanna Be Offline
trapper
Wanna Be  Offline
trapper
W

Joined: May 2018
Posts: 4,078
SW Georgia
It can be a sweet supplement to your retirement though...

Re: Operate in red on trapping [Re: coonman220] #7235949
04/05/21 08:55 PM
04/05/21 08:55 PM
Joined: Apr 2010
Posts: 2,732
Ohio
S
stinkypete Offline
trapper
stinkypete  Offline
trapper
S

Joined: Apr 2010
Posts: 2,732
Ohio
Let this be a lesson for all you on here. Especially the young. Save. Save. Save. Donít count on anyone other then yourself. Work. Work. And work. Save until it hurts. And then some.

Re: Operate in red on trapping [Re: coonman220] #7235951
04/05/21 08:55 PM
04/05/21 08:55 PM
Joined: Apr 2010
Posts: 2,732
Ohio
S
stinkypete Offline
trapper
stinkypete  Offline
trapper
S

Joined: Apr 2010
Posts: 2,732
Ohio
Yes. That was its intent. A sweet suppliment

Re: Operate in red on trapping [Re: coonman220] #7235953
04/05/21 08:57 PM
04/05/21 08:57 PM
Joined: Dec 2015
Posts: 3,998
se South Dakota
NonPCfed Offline
trapper
NonPCfed  Offline
trapper

Joined: Dec 2015
Posts: 3,998
se South Dakota
In 1933, when SS was established, life expectancy was about retirement age. FDR and crew never thought that a sizeable portion of the federal budget would be spent through SS "trust fund". Not FDR's problem anymore...


"And God said, Let us make man in our image Öand let them have dominion Öand all the creatures that move along the ground".
Genesis 1:26
Re: Operate in red on trapping [Re: coonman220] #7235954
04/05/21 08:58 PM
04/05/21 08:58 PM
Joined: Apr 2010
Posts: 2,732
Ohio
S
stinkypete Offline
trapper
stinkypete  Offline
trapper
S

Joined: Apr 2010
Posts: 2,732
Ohio
That you payed into and earned.

Re: Operate in red on trapping [Re: coonman220] #7235960
04/05/21 09:01 PM
04/05/21 09:01 PM
Joined: May 2018
Posts: 4,078
SW Georgia
W
Wanna Be Offline
trapper
Wanna Be  Offline
trapper
W

Joined: May 2018
Posts: 4,078
SW Georgia
I honestly didnít realize people actually relied on it to live until I got on this site. I donít mean to come across condescending in any way with that statement, I thought everyone was taught to save and plan for the future. The military even taught it. Wish at times Iíd done what my dad did, retire from the military then get out and get another job and retire from it. He just happened to work for the DOD after he got out so heís double dipping, lol. Set for life.

Re: Operate in red on trapping [Re: coonman220] #7235963
04/05/21 09:02 PM
04/05/21 09:02 PM
Joined: Dec 2020
Posts: 166
Wisconsin
S
Scott__aR Online content
trapper
Scott__aR  Online Content
trapper
S

Joined: Dec 2020
Posts: 166
Wisconsin
Dave, something to consider ... Medicare doesn't cover everything medical ...$148.50 buys you 80 % of your hospital and doctor only after you turn 65. Without a supplement plan you're responsible for the remaining 20% of the bill for those knee surgeries you need, along with all your medications.

Regardless what your state does for taxes, the fed still wants their share of taxes on the benefit amount they will give you. They hand your money back to you with one hand and take part of it back with the other not including what you'll never see on the front end.


Megapredator ... top of the food chain!
Member of WTA
Member of MTPCA
Re: Operate in red on trapping [Re: LLtrapper] #7235968
04/05/21 09:04 PM
04/05/21 09:04 PM
Joined: Aug 2011
Posts: 30,862
james bay frontierOnt.
B
Boco Online content
trapper
Boco  Online Content
trapper
B

Joined: Aug 2011
Posts: 30,862
james bay frontierOnt.
Originally Posted by LLtrapper
Originally Posted by Boco
No wonder you're all conflicted,You're a bunch of closet socialists waiting for your gubmint cheeze,lol.


We lend the gubment 15% of our money if we are self employed. I prefer to invest that money my self but that is not how it is done. You really are rich talking about things you know nothing about. Closet socialists are the Democrats. I dispise all socialists. Including you. LLL


Thats dandy I despise you too.(Just for saying that-no other reason)It makes me happy that arseholes like you dont like me.LOL.
By the way,I'm a conservative-never voted lib in my life.

Last edited by Boco; 04/05/21 09:08 PM.
Re: Operate in red on trapping [Re: coonman220] #7235975
04/05/21 09:12 PM
04/05/21 09:12 PM
Joined: Dec 2006
Posts: 1,645
iowa
bankrunner Offline
trapper
bankrunner  Offline
trapper

Joined: Dec 2006
Posts: 1,645
iowa
$1100 a month don't seem much after trips to Walmart, putting gas in, cell phone, utilities and heat. Might have to get a pedal bike to run the trapline, don't forget to pick up the pop cans for .05.

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