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Hit and run in PA #7248472
04/21/21 08:30 AM
04/21/21 08:30 AM
Joined: Apr 2017
Posts: 2,283
PA
L
lumberjack391 Offline OP
trapper
lumberjack391  Offline OP
trapper
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Joined: Apr 2017
Posts: 2,283
PA
I was parked along a road for an auction saturday afternoon. I was standing at my explorer when an older guy in a huge dodge ram tried making a 50 point turn in not enough room and without cutting his wheels. I saw his tailgate getting closer and thought to myself hes gonna hit me- he hits my explorer

I screamed at him, ran around to where he could see me and started flailing my arms around still yelling. He pulls up a couple feet, turns the wheel and hits me again. By that time, Im trying to run around to his drivers door, he gets straightened out and takes off.....I got his license number.

I reported it and did the paperwork with the trooper. They followed up and gave me some info and paperwork. I called my insurance agent and he said since I didnt have collision its now a civil matter and I have to take it to court. My question is.....since its so cut and dry, why doesnt his insurance send an adjuster and pay for damages? Wouldnt his insurance be liable and why do I have to jump through hoops to get restitution?

I was never in an accident where it was my fault or I was driving so Im all new to this.

Re: Hit and run in PA [Re: lumberjack391] #7248476
04/21/21 08:38 AM
04/21/21 08:38 AM
Joined: Oct 2011
Posts: 2,417
Idaho
B
bearcat2 Offline
trapper
bearcat2  Offline
trapper
B

Joined: Oct 2011
Posts: 2,417
Idaho
Because insurance companies are in the business to make money. They aren't going to put any effort into paying out money. Expect to do every bit of the work and have them drag their feet the whole way.

Re: Hit and run in PA [Re: lumberjack391] #7248481
04/21/21 08:44 AM
04/21/21 08:44 AM
Joined: Mar 2020
Posts: 7,212
W NY
Turtledale Offline
trapper
Turtledale  Offline
trapper

Joined: Mar 2020
Posts: 7,212
W NY
Get ready to jump through hoops


NYSTA, NTA, FTA, life member Erie county trappers assn.,life member Catt.county trappers
Re: Hit and run in PA [Re: lumberjack391] #7248482
04/21/21 08:45 AM
04/21/21 08:45 AM
Joined: Apr 2017
Posts: 2,283
PA
L
lumberjack391 Offline OP
trapper
lumberjack391  Offline OP
trapper
L

Joined: Apr 2017
Posts: 2,283
PA
I was told at the magistrates it starts ta 103.00 to start a case and goes up from there. And I forgot, theres no guarantee of getting paid for damages they only put a lien on him if he doesnt pay.....(This word is unacceptable on Trapperman)?

Re: Hit and run in PA [Re: lumberjack391] #7248483
04/21/21 08:48 AM
04/21/21 08:48 AM
Joined: Apr 2017
Posts: 2,283
PA
L
lumberjack391 Offline OP
trapper
lumberjack391  Offline OP
trapper
L

Joined: Apr 2017
Posts: 2,283
PA
All I keep getting is paperwork and sent to another person.......they said I may have to file in his county which is 50 miles away. I said what if he was from South Dakota?. they laughed and said your screwed.

Re: Hit and run in PA [Re: lumberjack391] #7248487
04/21/21 08:52 AM
04/21/21 08:52 AM
Joined: Feb 2014
Posts: 25,692
nm
A
adam m Offline
trapper
adam m  Offline
trapper
A

Joined: Feb 2014
Posts: 25,692
nm
If he had insurance and the police gave you that info, call his insurance file a claim submit police report and an estimate he will be liable.

Re: Hit and run in PA [Re: lumberjack391] #7248532
04/21/21 09:58 AM
04/21/21 09:58 AM
Joined: Sep 2013
Posts: 18,374
Green County Wisconsin
G
GREENCOUNTYPETE Offline
trapper
GREENCOUNTYPETE  Offline
trapper
G

Joined: Sep 2013
Posts: 18,374
Green County Wisconsin
Originally Posted by lumberjack391
I was parked along a road for an auction saturday afternoon. I was standing at my explorer when an older guy in a huge dodge ram tried making a 50 point turn in not enough room and without cutting his wheels. I saw his tailgate getting closer and thought to myself hes gonna hit me- he hits my explorer

I screamed at him, ran around to where he could see me and started flailing my arms around still yelling. He pulls up a couple feet, turns the wheel and hits me again. By that time, Im trying to run around to his drivers door, he gets straightened out and takes off.....I got his license number.

I reported it and did the paperwork with the trooper. They followed up and gave me some info and paperwork. I called my insurance agent and he said since I didnt have collision its now a civil matter and I have to take it to court. My question is.....since its so cut and dry, why doesnt his insurance send an adjuster and pay for damages? Wouldnt his insurance be liable and why do I have to jump through hoops to get restitution?

I was never in an accident where it was my fault or I was driving so Im all new to this.

the last thing your insurance provider wants to do is spend any time or money doing anything for you they don't absolutely have to

they have you over a barrel , it is illegal to drive without insurance a ticket able offence in most states

you think it is cut and dry , it can still take a long time

they are going to say well why didn't you just purchase collision that is what you buy it for , you saved money buying liability only go enjoy your savings and deal with this on your own.

Last edited by GREENCOUNTYPETE; 04/21/21 09:59 AM.

America only has one issue, we have a Responsibility crisis and everything else stems from it.
Re: Hit and run in PA [Re: adam m] #7248542
04/21/21 10:11 AM
04/21/21 10:11 AM
Joined: Jan 2008
Posts: 9,153
Alaska and Washington State
W
waggler Offline
trapper
waggler  Offline
trapper
W

Joined: Jan 2008
Posts: 9,153
Alaska and Washington State
Originally Posted by adam m
If he had insurance and the police gave you that info, call his insurance file a claim submit police report and an estimate he will be liable.

This,
and tell the guy if he doesn't pay up you are going to file criminal charges for hit and run.
Maybe they don't have those laws in your state, but I'll bet they do. The cops are probably just lazy and don't want to follow up. If they don't have those charges available I'll bet you could just scare him with the idea anyway, and he will find a way to pay.
Were there any witnesses?
If all else fails take him to small claims court. You will most likely win. Do a little checking up on the guy to see if he has any assets, if he does you will probably eventually be able to collect.


"My life is better than your vacation"
Re: Hit and run in PA [Re: lumberjack391] #7248546
04/21/21 10:13 AM
04/21/21 10:13 AM
Joined: Jan 2008
Posts: 9,153
Alaska and Washington State
W
waggler Offline
trapper
waggler  Offline
trapper
W

Joined: Jan 2008
Posts: 9,153
Alaska and Washington State
Originally Posted by lumberjack391
All I keep getting is paperwork and sent to another person.......they said I may have to file in his county which is 50 miles away. I said what if he was from South Dakota?. they laughed and said your screwed.

Not necessarily, some states are doing small claims and other infractions by phone conference nowadays.


"My life is better than your vacation"
Re: Hit and run in PA [Re: lumberjack391] #7248555
04/21/21 10:26 AM
04/21/21 10:26 AM
Joined: Apr 2017
Posts: 2,283
PA
L
lumberjack391 Offline OP
trapper
lumberjack391  Offline OP
trapper
L

Joined: Apr 2017
Posts: 2,283
PA
We both had insurance, he did the collision not me, why wouldnt his insurance be liable? I have several witnesses. It is cut and dry as far as him being in the wrong.

Re: Hit and run in PA [Re: lumberjack391] #7248562
04/21/21 10:31 AM
04/21/21 10:31 AM
Joined: Jan 2008
Posts: 9,153
Alaska and Washington State
W
waggler Offline
trapper
waggler  Offline
trapper
W

Joined: Jan 2008
Posts: 9,153
Alaska and Washington State
^^^^
Yes, yes, yes.
Pursue it with his insurance company, their adjuster will try to brush you off; that is his job, he's trying to save his company money. But you have to keep pursuing it, you will prevail.


"My life is better than your vacation"
Re: Hit and run in PA [Re: lumberjack391] #7248568
04/21/21 10:36 AM
04/21/21 10:36 AM
Joined: Feb 2010
Posts: 19,689
pa
H
hippie Online content
trapper
hippie  Online Content
trapper
H

Joined: Feb 2010
Posts: 19,689
pa
Originally Posted by lumberjack391
I was told at the magistrates it starts ta 103.00 to start a case and goes up from there. And I forgot, theres no guarantee of getting paid for damages they only put a lien on him if he doesnt pay.....(This word is unacceptable on Trapperman)?



Every step costs ya more too.

This is the reason I don't even bother to go after people who stiff me at my business anymore. Last time, I had close 200 dollars above the bill I was trying to collect and all they got me was money from a worn out tv they sheriff sold . (50$)

I hope and kinda believe your situation is different from bill collecting so I wish ya luck!

Last edited by hippie; 04/21/21 10:36 AM.
Re: Hit and run in PA [Re: lumberjack391] #7248571
04/21/21 10:38 AM
04/21/21 10:38 AM
Joined: Sep 2010
Posts: 6,545
NC, Orange Co.
QuietButDeadly Offline
trapper
QuietButDeadly  Offline
trapper

Joined: Sep 2010
Posts: 6,545
NC, Orange Co.
You should be dealing with the mans insurance company. You already have a police report.

And when the dust settles, I suggest you rethink your own insurance agent/company. Even though you only have liability, your company or agent should be helping you get this settled. At least giving you advice on how to proceed if not handling the paperwork for you. They do this stuff all the time and know the process. You are their customer even if they are not liable to cover your loss, they should be helping you.


Life Member: NCTA, VTA, NTA, TTFHA, MFTI
Member: FTA NRA NWTF
Re: Hit and run in PA [Re: adam m] #7248572
04/21/21 10:40 AM
04/21/21 10:40 AM
Joined: May 2008
Posts: 3,870
Mn
N
nightlife Offline
trapper
nightlife  Offline
trapper
N

Joined: May 2008
Posts: 3,870
Mn
Originally Posted by adam m
If he had insurance and the police gave you that info, call his insurance file a claim submit police report and an estimate he will be liable.


X2 been through it a couple times, don’t bother with him go after the insurance company, they might try to diddle ya but in the end will pay just probably not as much as you want



�Everything in excess! To enjoy the flavor of life, take big bites. Moderation is for monks.�
― Robert A. Heinlein
Re: Hit and run in PA [Re: lumberjack391] #7248582
04/21/21 10:45 AM
04/21/21 10:45 AM
Joined: Mar 2013
Posts: 16,988
Fredonia, PA.
Finster Offline
trapper
Finster  Offline
trapper

Joined: Mar 2013
Posts: 16,988
Fredonia, PA.
The police should have charged the driver with leaving the scene of an accident. If you had that paperwork, insurance would have to pay up. I would be asking the police that question.


I BELIEVE IN MY GOD, MY COUNTRY AND IN MYSELF.
Re: Hit and run in PA [Re: lumberjack391] #7248600
04/21/21 11:10 AM
04/21/21 11:10 AM
Joined: Mar 2019
Posts: 1,497
Southern NJ
maintenanceguy Offline
trapper
maintenanceguy  Offline
trapper

Joined: Mar 2019
Posts: 1,497
Southern NJ
If you only have liability, your insurance company isn't insuring your property, only other people's property if you cause damage. They have no obligation to help you when you're vehicle is damaged. However, it's weird that they didn't assist. Normally, your insurance agent would contact the other drivers insurance and get the ball rolling.

But, you just have to get the ball rolling. Contact his insurance company.


-Ryan
Re: Hit and run in PA [Re: lumberjack391] #7248607
04/21/21 11:25 AM
04/21/21 11:25 AM
Joined: Nov 2017
Posts: 124
Central PA
H
hipp2412 Offline
trapper
hipp2412  Offline
trapper
H

Joined: Nov 2017
Posts: 124
Central PA
That’s a crime in PA. Accidents involving unoccupied vehicle or property. The police should charge him with that and then seek restitution for damages.

Re: Hit and run in PA [Re: lumberjack391] #7248608
04/21/21 11:25 AM
04/21/21 11:25 AM
Joined: Sep 2020
Posts: 1,776
Pennsylvania
P
patrapperbuster Offline
trapper
patrapperbuster  Offline
trapper
P

Joined: Sep 2020
Posts: 1,776
Pennsylvania
Too bad "alternate" forms of justice aren't legal. smirk

Re: Hit and run in PA [Re: lumberjack391] #7248626
04/21/21 11:45 AM
04/21/21 11:45 AM
Joined: Oct 2017
Posts: 645
Southern Indiana
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Hoosier71 Offline
trapper
Hoosier71  Offline
trapper
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Joined: Oct 2017
Posts: 645
Southern Indiana
One thing to think about - you said you were parked along the road. That may not technically be legal even though everybody does it at one time or another (including me). They may tell you you should have been parked in a designated parking area.

Re: Hit and run in PA [Re: Finster] #7248634
04/21/21 11:54 AM
04/21/21 11:54 AM
Joined: Apr 2017
Posts: 2,283
PA
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lumberjack391 Offline OP
trapper
lumberjack391  Offline OP
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Joined: Apr 2017
Posts: 2,283
PA
Originally Posted by Finster
The police should have charged the driver with leaving the scene of an accident. If you had that paperwork, insurance would have to pay up. I would be asking the police that question.

He told them he didnt knowhe hit anybody which got him off that.

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