Where's is Leavenworth?

Leavenworth, Kansas

Thanks.

This is a close mirror image to my situation, slightly different. I plan on going at 50, certainly not anywhere the 2m$ mark but enough to be plenty comfortable. House and vehicles (vechiles) paid for, cabin and mtn property paid for, rental houses (paying for themselves). I will echo the statement about younger people, even way under 32 get on track early in life. I only wish I would've had more/better guidance earlier on about the great financial plan and the various paths to chose from. You know how it works: man plans/God laughs. Anything can happen and you can only roll with the punches.

Been there, done that. Watch out for federal income tax on social security benefits (gross benefit including amounts deducted for medicare). Percentage of benefits taxed when you file your return depends on gross HOUSEHOLD, not personal, income. In my case my wife still worked and as a result 85% of my SS was taxed. No way to get around it such as by filing separately. That's any other person's income in your household if IRS knows about it, such as from W-2 forms. State income tax does not apply to SS benefits.

Call ss today again an got $$ figgures out an when start earn so much nomore an when ss is tax when work pt an figgure out , good deal aslong as can work pt, like ssy , plan on knee replacement when on ss, if not, bad idea, any govermebt places are say big changes come with stuff an rules laws in future , don't know what , posted on other sites , doomsday

Retirement to most of us means reaching a point in life when our SS, IRA, 401k, and investment income will support our needs. Not when we wonder if Fluid Film sprayed under our truck can extend its life a few months. I recommend you keep on saving for retirement like you already have, for a few more years.

Dave I feel the early option with employment would fit you quite well. If you can earn $18,000 per year and not lose any SS benefits and lets say your SS monthly would be $1,000 per month. That would give you 30K per year with one job. You could work a $9 per hour job full time if you wanted to. I would find a firm that would pay you say $12.50-$14 per hour you could work 32 hours per week and have 8 weeks off for trapping etc. Many places don't want to hire full time with paid vacations etc. etc. If you found the right job or jobs and your physical health held up well you could do this for many years if you needed to or chose to.

Bryce

Dave - I like what Bryce says here. This may be a good fit for you.

From what I understand it don't work that way. They won't allow you to receive more than $1200 per month. If you receive 1000 SS per month you can earn an additional $200 per month but no more. That is until you reach full retirement age, then you can work and earn more. Maybe I misunderstood how it works.

You misunderstood.

Feel free to limit your quality of life and your future SS benefits. Maybe you should consult a professional rather than a trapper.

As if there is any doubt dave will start collecting SS the second he's eligible to do so. He's been talking about it for years. Someone who knows, just needs to tell him how much side money he can claim on taxes and still get as much as they'll give him for SS.

U can earn $1600 gross,month an still get close $1100 ss, considerably more than make now at 40-43 hrs week , no tax on ss if make the $1600

Just have them pay you in cash and the sky's the limit!

My Dad always said about retirement...."Better too early than too late."

I think when I was 65, with a full retirement age of 66, I compared what I would get if I sent on SS then versus when I hit 66. It was about $109 less. That allowed me to take a job at 24 hours per week with the State of Wisconsin, and really have no decrease in our standard of living. Our quality of life increased dramatically as I now only work Monday, Tuesday, and Wednesday, so every weekend is a 4-day weekend. When they hired me I negotiated a great benefit package as well.

At the time I told my Manager, who hired me, they they were stuck with me until no one in the office would change my "Depends".

Moosetrot

Ever see the movie Joe Dirt?

Dennis Miller as Zander Kelly interviewing Joe Dirt on his radio program. Some of these threads give me flashbacks to the film.

I can file the month after on first, so lot could change but if continue, file July 1, quit 1 job the end of second week July an continue work pt, 13 months an 1 week work left an slow down I hope an go fishing lots more next summer, I go have something good say all smart haters that burn u down when not work, they think u should be work 24/7 till dead no matter how old, worst luck I wish all haters

Anyone know if ever apply small personal loan if need be, an work some pt an on soacil security, do they consider ss as income on loan app?

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