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Health insurance recommendations #7388570
10/26/21 12:38 PM
10/26/21 12:38 PM
Joined: Jul 2013
Posts: 8,103
Amite county Mississippi
Wolfdog91 Offline OP
trapper
Wolfdog91  Offline OP
trapper

Joined: Jul 2013
Posts: 8,103
Amite county Mississippi
Any health insurance recommendations for folk living in the south ? Preferably something that can cover seeing a shrink ?


Trappermans Resident Black Guy
The Black Redneck! 22yrs
MS National Guardsmen
I Like Moddin Traps 'N Trapping Possums
Go Ordnance!!!!
Tman Archivist
Re: Health insurance recommendations [Re: Wolfdog91] #7388615
10/26/21 01:41 PM
10/26/21 01:41 PM
Joined: May 2011
Posts: 12,695
Oakland, MS
yotetrapper30 Offline
trapper
yotetrapper30  Offline
trapper

Joined: May 2011
Posts: 12,695
Oakland, MS
Doesn't your job offer it? Private insurance would be a LOT more expensive.


~~Proud Ultra MAGA~~
Re: Health insurance recommendations [Re: Wolfdog91] #7388660
10/26/21 02:31 PM
10/26/21 02:31 PM
Joined: Aug 2010
Posts: 8,684
Asheville, NC
C
charles Offline
trapper
charles  Offline
trapper
C

Joined: Aug 2010
Posts: 8,684
Asheville, NC
With job openings everywhere, I suggest working where group insurance is free or inexpensive. Nothing wrong with private insurance, but is sure is costly mand may not be as good as a group policy.

When I worked for Prudential (who is now out of the health insurance business), our individual policy was not nearly as good as our group products. That was 20 years ago.

Re: Health insurance recommendations [Re: Wolfdog91] #7388709
10/26/21 03:41 PM
10/26/21 03:41 PM
Joined: Mar 2016
Posts: 1,031
PA
CoonsBane Offline
trapper
CoonsBane  Offline
trapper

Joined: Mar 2016
Posts: 1,031
PA
If you're a man of the Word, check out Christian Healthcare Ministries. My family has been using them for years.

Re: Health insurance recommendations [Re: Wolfdog91] #7388725
10/26/21 04:06 PM
10/26/21 04:06 PM
Joined: Dec 2006
Posts: 316
PA
woodchuck Offline
trapper
woodchuck  Offline
trapper

Joined: Dec 2006
Posts: 316
PA
Medishare? (Think it's called)

Re: Health insurance recommendations [Re: Wolfdog91] #7388777
10/26/21 05:32 PM
10/26/21 05:32 PM
Joined: Dec 2006
Posts: 8,083
Northern Illinois
M
MChewk Offline
trapper
MChewk  Offline
trapper
M

Joined: Dec 2006
Posts: 8,083
Northern Illinois
Yes woodchuck is correct.

Re: Health insurance recommendations [Re: Wolfdog91] #7389098
10/26/21 10:21 PM
10/26/21 10:21 PM
Joined: Mar 2016
Posts: 1,031
PA
CoonsBane Offline
trapper
CoonsBane  Offline
trapper

Joined: Mar 2016
Posts: 1,031
PA
There are a couple Christian based cost sharing groups. The one we use is named Christian Healthcare Ministries. Medishare is a different group I don't have experience with.

Re: Health insurance recommendations [Re: CoonsBane] #7389165
10/27/21 12:04 AM
10/27/21 12:04 AM
Joined: Apr 2009
Posts: 260
Oregon
R
RockCrick Offline
trapper
RockCrick  Offline
trapper
R

Joined: Apr 2009
Posts: 260
Oregon
Originally Posted by CoonsBane
If you're a man of the Word, check out Christian Healthcare Ministries. My family has been using them for years.


it seems like your satisfied with it, what has your experience been with getting authorized for an expensive thing like an MRI?

Re: Health insurance recommendations [Re: RockCrick] #7389232
10/27/21 05:58 AM
10/27/21 05:58 AM
Joined: Mar 2016
Posts: 1,031
PA
CoonsBane Offline
trapper
CoonsBane  Offline
trapper

Joined: Mar 2016
Posts: 1,031
PA
Originally Posted by RockCrick
Originally Posted by CoonsBane
If you're a man of the Word, check out Christian Healthcare Ministries. My family has been using them for years.


it seems like your satisfied with it, what has your experience been with getting authorized for an expensive thing like an MRI?


There is no authorization required. You go get any and all medical treatment that you need. Set up payment plans with the provider and CHM reimburses you for everything you spend after the first $500.

I get much better and faster medical care than those with insurance because I don't need to wait for anything to be authorized.

I needed an MRI due to a vision problem I was having. The eye doctor wrote out the order for the MRI. I took the MRI over to the local hospital that was only a block away, walked into Imaging and handed them the order. They took me right into the back and put me in the machine. I was in that machine about 15 minutes after I was told I should get an MRI. Had I been using traditional insurance I would have had to wait for someone in an office to review my records and determine if it was necessary, approve it, blah, blah, blah.

I'm much happier with CHM than when I had traditional medical insurance. It costs me about a quarter of what I would have to pay per month for our local hospital system insurance.

Re: Health insurance recommendations [Re: Wolfdog91] #7389240
10/27/21 06:11 AM
10/27/21 06:11 AM
Joined: Dec 2006
Posts: 16,424
Anchorage, Alaska
J
James Offline
"Minka"
James  Offline
"Minka"
J

Joined: Dec 2006
Posts: 16,424
Anchorage, Alaska
I think you're in for a shock, Wolfdog. An affordable individual policy my require a $10-20k deductible.

Jim


Forum Infidel since 2001

"And that troll bs is something triggered snowflakes say when they dont like what someone posts." - Boco
Re: Health insurance recommendations [Re: CoonsBane] #7389518
10/27/21 11:09 AM
10/27/21 11:09 AM
Joined: Apr 2009
Posts: 260
Oregon
R
RockCrick Offline
trapper
RockCrick  Offline
trapper
R

Joined: Apr 2009
Posts: 260
Oregon
Coonsbane, thanks for responding. How much do you pay monthly if you donít mind me asking?

Re: Health insurance recommendations [Re: Wolfdog91] #7389524
10/27/21 11:13 AM
10/27/21 11:13 AM
Joined: Oct 2021
Posts: 55
west virginia
K
krazytrapr Offline
trapper
krazytrapr  Offline
trapper
K

Joined: Oct 2021
Posts: 55
west virginia
hey WOLFDOG i cant wait to use those traps you sent me last year

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