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What's your home mortgage interest??? #7592416
05/27/22 10:58 AM
05/27/22 10:58 AM
Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
G
Gary Benson Offline OP
trapper
Gary Benson  Offline OP
trapper
G

Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
Is 5.85% locked in a good rate?


Life ain't supposed to be easy.
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592430
05/27/22 11:07 AM
05/27/22 11:07 AM
Joined: Mar 2016
Posts: 259
New Mexico, USA
K
Koss2005 Offline
trapper
Koss2005  Offline
trapper
K

Joined: Mar 2016
Posts: 259
New Mexico, USA
Seems pretty high but what do you do? If you can afford it and really want the place go for it. You can always refinance later , but that has a fee also. I used my VA and got a 2.75% loan. Good luck!

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592432
05/27/22 11:18 AM
05/27/22 11:18 AM
Joined: Sep 2013
Posts: 4,073
Nevada
N
nvwrangler Offline
trapper
nvwrangler  Offline
trapper
N

Joined: Sep 2013
Posts: 4,073
Nevada
2.85 conventional here

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592448
05/27/22 11:49 AM
05/27/22 11:49 AM
Joined: Jan 2014
Posts: 368
Western pa
F
frank1969 Offline
trapper
frank1969  Offline
trapper
F

Joined: Jan 2014
Posts: 368
Western pa
Paid mine off in 8 years can't remember the rate

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592451
05/27/22 11:51 AM
05/27/22 11:51 AM
Joined: Jan 2008
Posts: 7,172
Alaska and Washington State
W
waggler Offline
trapper
waggler  Offline
trapper
W

Joined: Jan 2008
Posts: 7,172
Alaska and Washington State
No, not relative to recent rates.
Yes compared to when I got my first mortgage in 1986; 11% then.


"I'm not skilled to understand"
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592454
05/27/22 11:52 AM
05/27/22 11:52 AM
Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
G
Gary Benson Offline OP
trapper
Gary Benson  Offline OP
trapper
G

Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
Thanks guys. It has been trending up monthly lately. 5.85% seems current.


Life ain't supposed to be easy.
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592455
05/27/22 11:53 AM
05/27/22 11:53 AM
Joined: Aug 2011
Posts: 36,639
james bay frontierOnt.
B
Boco Offline
trapper
Boco  Offline
trapper
B

Joined: Aug 2011
Posts: 36,639
james bay frontierOnt.
Locked in you are good.
rates are about to go way up soon.


Forget that fear of gravity-get a little savagery in your life.
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592467
05/27/22 12:16 PM
05/27/22 12:16 PM
Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
G
Gary Benson Offline OP
trapper
Gary Benson  Offline OP
trapper
G

Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
Yes, locked in. Thanks Boco. Down the road will be interesting.


Life ain't supposed to be easy.
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592469
05/27/22 12:22 PM
05/27/22 12:22 PM
Joined: Aug 2021
Posts: 867
MA
F
Flicker Shad Offline
trapper
Flicker Shad  Offline
trapper
F

Joined: Aug 2021
Posts: 867
MA
3%

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592472
05/27/22 12:24 PM
05/27/22 12:24 PM
Joined: Jan 2017
Posts: 2,462
Ks
Flint Hill fur Offline
trapper
Flint Hill fur  Offline
trapper

Joined: Jan 2017
Posts: 2,462
Ks
4%. Purchased 6 years ago. Locked

Last edited by Flint Hill fur; 05/27/22 12:24 PM.
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592501
05/27/22 01:02 PM
05/27/22 01:02 PM
Joined: Jun 2018
Posts: 4,244
Beatrice, NE
L
loosegoose Offline
trapper
loosegoose  Offline
trapper
L

Joined: Jun 2018
Posts: 4,244
Beatrice, NE
Asked the wifey, she says 2.25%. Refinanced from a 30yr loan @ 4.25% to the current 15 year @ 2.25% last April.

Re: What's your home mortgage interest??? [Re: Boco] #7592503
05/27/22 01:03 PM
05/27/22 01:03 PM
Joined: Feb 2015
Posts: 6,297
Iowa
T
trapdog1 Offline
trapper
trapdog1  Offline
trapper
T

Joined: Feb 2015
Posts: 6,297
Iowa
Originally Posted by Boco
Locked in you are good.
rates are about to go way up soon.

I'm afraid you are right, Boco. The question is, how high will they go?

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592525
05/27/22 01:24 PM
05/27/22 01:24 PM
Joined: Dec 2012
Posts: 1,091
NC - Here there and everywhere
C
coondagger2 Offline
"Brat"
coondagger2  Offline
"Brat"
C

Joined: Dec 2012
Posts: 1,091
NC - Here there and everywhere
They are going up like crazy. I checked yesterday and they are 5.5% here for fixed 30yr. Probably 10% by the end of the year


Gotta live up to the nickname...
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592528
05/27/22 01:29 PM
05/27/22 01:29 PM
Joined: Feb 2007
Posts: 1,096
Ohio
BuckMink Offline
trapper
BuckMink  Offline
trapper

Joined: Feb 2007
Posts: 1,096
Ohio
2.75 from april last year.

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592540
05/27/22 01:41 PM
05/27/22 01:41 PM
Joined: Mar 2010
Posts: 2,544
wyoming southeast
D
danvee Offline
trapper
danvee  Offline
trapper
D

Joined: Mar 2010
Posts: 2,544
wyoming southeast
payed off the ranch at 8.7 thanks Regan never have a mortgage again.

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592552
05/27/22 01:52 PM
05/27/22 01:52 PM
Joined: Sep 2012
Posts: 728
Perry, NY
D
Dana I Offline
trapper
Dana I  Offline
trapper
D

Joined: Sep 2012
Posts: 728
Perry, NY
3% locked in for 30 years. I would bet the 5.85 isn't too bad under current conditions. We got the 3% before these recent hikes, I bet soon 5.85 will be nonexistent.

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592559
05/27/22 01:58 PM
05/27/22 01:58 PM
Joined: Jan 2016
Posts: 3,218
missouri
S
salemtrapper Offline
trapper
salemtrapper  Offline
trapper
S

Joined: Jan 2016
Posts: 3,218
missouri
Bought a house last year we have locked 3.something for 30 years

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592572
05/27/22 02:14 PM
05/27/22 02:14 PM
Joined: Jan 2011
Posts: 70
Pa.
greenhead Offline
trapper
greenhead  Offline
trapper

Joined: Jan 2011
Posts: 70
Pa.
Mine wad 5.25 when I had a mortgage. Haven't had one in years tho.

Last edited by greenhead; 05/27/22 02:15 PM.

trap hard

coon 65
possom 6
muskrat 37
beaver 11
fox 1
coyote 2
mink 2
Re: What's your home mortgage interest??? [Re: Gary Benson] #7592583
05/27/22 02:31 PM
05/27/22 02:31 PM
Joined: Dec 2006
Posts: 5,950
Three Lakes,WI 70
C
corky Offline
trapper
corky  Offline
trapper
C

Joined: Dec 2006
Posts: 5,950
Three Lakes,WI 70
Do it now. Only going up for the near term.

Re: What's your home mortgage interest??? [Re: Gary Benson] #7592586
05/27/22 02:32 PM
05/27/22 02:32 PM
Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
G
Gary Benson Offline OP
trapper
Gary Benson  Offline OP
trapper
G

Joined: Dec 2006
Posts: 17,602
Sandhills Nebraska
Was suggested to lock it in now and can always refinance in a few months if it drops. It's locked.


Life ain't supposed to be easy.
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