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best mortgage lenders?

Posted By: BuckMink

best mortgage lenders? - 06/17/20 03:59 PM

What has been the best lenders so far on rates? Does quicken loans still seem to be the best? Looking at 30 fix and my local bank i checked with is chase,and they only offered the FHA loans...
Posted By: ebsurveyor

Re: best mortgage lenders? - 06/17/20 04:24 PM

Originally Posted by BuckMink
What has been the best lenders so far on rates? Does quicken loans still seem to be the best? Looking at 30 fix and my local bank i checked with is chase,and they only offered the FHA loans...



I've had three with Quicken and they were the easiest, start to finish. You need to shop around and remember some places with low rates kill you with fees (closing costs). Check a credit union as well as the banks.
Posted By: adam m

Re: best mortgage lenders? - 06/17/20 04:27 PM

Check with a local mortgage broker.
I'm using a local company here. The lowest I got was at 3.25% conventional.
If it wasn't for the housing shortage I would have already bought. It's a nasty fight here. Most houses get multiple offers within hrs of listing. Most are going for at least $5k over listed price. There's been a few that have gone will over $20k
Posted By: N.Roberts

Re: best mortgage lenders? - 06/17/20 04:32 PM

the USDA loans (rural development ) are currently 2.75%
Posted By: trapperkeck

Re: best mortgage lenders? - 06/17/20 04:43 PM

Just refinanced today at 2.63% from credit union. 15 year fixed.
Posted By: waggler

Re: best mortgage lenders? - 06/17/20 05:45 PM

NOT Mr. Cooper/Nation Star!!!
Posted By: WhiteTrash 88

Re: best mortgage lenders? - 06/17/20 06:58 PM

Originally Posted by trapperkeck
Just refinanced today at 2.63% from credit union. 15 year fixed.

That's better than you can get from Moose and Guidoe grin
Posted By: trapperkeck

Re: best mortgage lenders? - 06/17/20 08:43 PM

Originally Posted by WhiteTrash 88
Originally Posted by trapperkeck
Just refinanced today at 2.63% from credit union. 15 year fixed.

That's better than you can get from Moose and Guidoe grin

Yeah, but Guidoe doesn't require an appraisal. smirk
Posted By: Leftlane

Re: best mortgage lenders? - 06/18/20 01:32 PM

Anyone but Wells Fargo- they are anti-gun and if you ever get paid for an insurance claim on your house or barns they will find all kinds of ways to sit on your money and keep as much of it as they can.
Posted By: John Wilson

Re: best mortgage lenders? - 06/18/20 02:54 PM

if you are a cosco executive member they have a whole selection of lenders to choose from. Penny Mac was who I chose at the time. Penny Mac would not sell your loan.
Posted By: BuckMink

Re: best mortgage lenders? - 06/20/20 10:58 PM

with my chase bank I got 3.1 with the "dreamakers" program.. just wondering if its worth checking out quickenloans... but you are right houses are selling within HOURS! so crazy!
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