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Need Help? 2 million in insurance coverage?

Posted By: steeltraps

Need Help? 2 million in insurance coverage? - 02/05/20 09:02 PM

Ok , I need help. New customer offering 45 days of coyote contract work NEEDS lots of info on insurance. Minimum 2 million dollar liability and so on. Can someone PLEASE give me the names of some insurance carriers that specialize in trapping!
Posted By: vermontster

Re: Need Help? 2 million in insurance coverage? - 02/05/20 09:10 PM

I have liability insurance on hunting lease through QDMA and very reasonable. Not sure if it would cover trapping but you could call and ask. Maybe they can help. I think mine costs around 14 cents a acre.
Posted By: steeltraps

Re: Need Help? 2 million in insurance coverage? - 02/05/20 10:48 PM

Thanks. But i need 2 million on liability. I do large jobs. On large tracts of land. New client . Would like to keep. But may not meet insurance requirements. I just need to know = who to call for ADC type insurance
Posted By: LAtrapper

Re: Need Help? 2 million in insurance coverage? - 02/06/20 12:05 AM

Christian/Baker Company offers members of the National Wildlife Control Operators Association (NWCOA) insurance at reasonable rates. I carried my liability insurance through them for many years before I turned the business over to my son. For more information see- http://christianbakerco.com/wildlife-control-nwcoa/3798614
Posted By: Aix sponsa

Re: Need Help? 2 million in insurance coverage? - 02/06/20 01:03 AM

Christian/Baker for me too
Posted By: steeltraps

Re: Need Help? 2 million in insurance coverage? - 02/06/20 02:08 AM

Thanks guys, I called Christian/Baker . They are 1 hr ahead of Alabama time. Girl said = All agents had gone home for day. Will call back tomorrow.
Posted By: steeltraps

Re: Need Help? 2 million in insurance coverage? - 02/06/20 02:09 AM

I am hoping that for 2 million liability AND work comp for 1 person i can get policy for 1000 dollars a year or so?
Posted By: Aix sponsa

Re: Need Help? 2 million in insurance coverage? - 02/06/20 02:47 AM

It is my understanding that no workman comp is needed when you have no employees. Ask them though.

Doubt you’re going to get $2,000,000 for $1000 a year. $1,000,000, yes, but not 2.

Ask them, they’re very helpful.
Posted By: steeltraps

Re: Need Help? 2 million in insurance coverage? - 02/06/20 03:05 AM

I will ask tomorrow. I HOPE i can. 2 million is on the new contract paper work we have. New changes for 2020 maybe. I charge 250 a day for coyotes. I could / or may have to go to 275 a day to take care of cost of insurance?
Posted By: Boco

Re: Need Help? 2 million in insurance coverage? - 02/06/20 03:13 AM

A lot of places(larger clients) here require 5 mil liability now-2 mil not good enough.
Posted By: steeltraps

Re: Need Help? 2 million in insurance coverage? - 02/06/20 03:38 AM

Boco , paper work states 2 million liability and 1 million workmans comp ? Was told new changes for 2020 , for this company? dont really understand WHY so much. Im not going to mess up nothing trapping LOL!
Posted By: webfootwhacker

Re: Need Help? 2 million in insurance coverage? - 02/08/20 04:22 AM

Check with Bob and Sons (west bend). I have two million through him. My dealings with them have been great. Very affordable too - premiums are based on your business gross earnings.
Posted By: TRapper

Re: Need Help? 2 million in insurance coverage? - 02/08/20 05:39 PM

Originally Posted by webfootwhacker
Check with Bob and Sons (west bend). I have two million through him. My dealings with them have been great. Very affordable too - premiums are based on your business gross earnings.

Ditto
Posted By: Ole Farte

Re: Need Help? 2 million in insurance coverage? - 02/10/20 10:01 PM

Steel traps
You have any luck with insurance
I have been looking for 5 years, haven't had anyone willing to write, I am certainly calling the wrong companies
Posted By: Aix sponsa

Re: Need Help? 2 million in insurance coverage? - 02/14/20 02:08 PM

Originally Posted by steeltraps
Boco , paper work states 2 million liability and 1 million workmans comp ? Was told new changes for 2020 , for this company? dont really understand WHY so much. Im not going to mess up nothing trapping LOL!


A gate that isn’t closed can lead to cattle on the highway. Cattle could be at risk, drivers could be at risk...


We don’t think many things can go wrong, but when you really think about it, the potential to be ruined is there, ESPECIALLY for beaver trappers.
Posted By: steeltraps

Re: Need Help? 2 million in insurance coverage? - 02/15/20 10:29 PM

Originally Posted by Aix sponsa
Originally Posted by steeltraps
Boco , paper work states 2 million liability and 1 million workmans comp ? Was told new changes for 2020 , for this company? dont really understand WHY so much. Im not going to mess up nothing trapping LOL!


A gate that isn’t closed can lead to cattle on the highway. Cattle could be at risk, drivers could be at risk...


We don’t think many things can go wrong, but when you really think about it, the potential to be ruined is there, ESPECIALLY for beaver trappers.


Their are no cattle where I trap, only pine trees. I found out the email = Memo did NOT apply to me. So i will NOT have to have 2 million dollars worth of coverage. Thanks for at the responses guys!! Sounds like insurance is a real pain!
Posted By: Duckstick80

Re: Need Help? 2 million in insurance coverage? - 02/16/20 01:15 AM

Can you just get a general liability policy? I have a one million dollar policy for my construction business and it's $432 lump sum. Do you have employees? If not, you could probably get by with a certificate from your state that says you don't need workmans comp.
Posted By: Aix sponsa

Re: Need Help? 2 million in insurance coverage? - 02/16/20 02:46 AM

Originally Posted by Duckstick80
Can you just get a general liability policy? I have a one million dollar policy for my construction business and it's $432 lump sum. Do you have employees? If not, you could probably get by with a certificate from your state that says you don't need workmans comp.



That sounds way better than what I have. Who is that with?
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