Call Dave Ramsey anything you like, fact is he's gone from millionaire to bankruptcy to multi multi millionaire. His system is sound, effective and it works.

Is he full of common sense, absolutely, and that's something that is in severe short supply here in America and only seems to be getting worse.

Dave Ramsey reminds me of the old radio show host Bruce Williams........again just more common sense. I enjoyed listening to Bruce many years ago and enjoy listening to Dave Ramsey today.

X2 on Millionaire Next Door. Great insight based on actual research.