I'm trying to buy a boat but its not listed in the NADA guide for the year 2016 till present, last year listed is 2014. Any idea how to get a value that the bank will accept?

I'm kinda upset that they expect me to do the research they wouldn't even pick up the phone and call the manufacture who is willing to help. Its my wife's employer so I can't call and complain or do an online review without causing world war 3.

post the year, make, model and accessories.
it is not uncommon for people working in banks and credit unions to not know how to use the value guides.( people make mistakes)
it is also not uncommon for people selling vehicles and vessels to not know the correct year of what they are selling.( looking at the title helps)
sometimes you can get your insurance agent/company to look up a value for you.

Here is a link, only 6 hours on the main motor. Not a scuff or a scratch on the hull . only mark is prop where he went over a sand bar while leaving the boat ramp. Dealer serviced and winterized every year.

https://klamath.craigslist.org/boa/d/fort-klamath-2016-hewescraft-200/6859175076.html

The bank is all confused because its not in nada guide

I don't know what the loan value is on the boat but I can tell you that the motor alone is worth way more than the asking price. If it is truly a 16 model it should be still under warranty or just out. The trailer is worth over 1,000 with no rust. It id an aluminum hull which does depreciate a little faster but if the picture is accurate it has been kept inside and doesn't appear to have seen salt water. Probably a good deal. It has up to date electronics. I personally will not buy a boat without a test ride. I understand the owner not letting me drive it but I will definitely want to see it operate as well as the accessories on the water. That's just me. If the description is accurate and it operates o k it sounds like a super deal.

That motor is worth more than 33k ?

In the northwest the all welded aluminum hulls hold value better then anything else. I think its a great deal just can't get a value for the bank. Found one 6 years older and at a dealer for 5 grand less then this one. I'd think they would know how to price one.

OH I misread the price. I thought it was 33 hundred. At $33,000 for a 20 foot aluminum V-hull with a 150 I doubt the loan value is even going to be close. Sorry I misread it. Heck I bought my 2016 21 1/2 foot fiberglass center console with 200 Suzuki jack plate trim tabs 36 volt trolling motor (i-Pilot) loaded out double axle aluminum trailer for 42 K and have 3 years on the hull and 5 years on the motor. That was the out the door price.

And the hull is made by Kenner not a bass pro knock off by Kenner and his sons K2 Marine. You need to come on down here and get a boat.

http://boats.iboats.com/2018-hewes-200-sportsman-32763115/1941581.html

Here is a 2018 new one

$10,000 drop off the 2018 model seems like a pretty fair deal to me. Why don't you show the bank the price of the 2018 identical boat and that it's $10K less for the 2016 which is in like new condition?