Re: Health Insurance Up Another 20%!!!!!
[Re: yotetrapper30]
#7865196
05/13/23 11:11 PM
05/13/23 11:11 PM
|
Joined: Dec 2010
Posts: 35,721 Central, SD
Law Dog
trapper
|
trapper
Joined: Dec 2010
Posts: 35,721
Central, SD
|
I took a full time job even though I didn't want or need to work full time just for the insurance. I had a few things I wanted to get checked out at the doctors so I chose the best plan which is about $200/month. I went to have a basic checkup with some blood work done. I was charged a $20 dollar copay. But then I was surprised at the end of the visit to be whacked $150+ for the blood work. Apparently my insurance only pays 80% and 20% of the bloodwork cost was $150?? That started about the time Obummercare kicked in with the labs not being covered by insurance companies .
Was born in a Big City Will die in the Country OK with that!
Jerry Herbst
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: HobbieTrapper]
#7865220
05/14/23 12:33 AM
05/14/23 12:33 AM
|
Joined: May 2011
Posts: 17,495 Oakland, MS
yotetrapper30
trapper
|
trapper
Joined: May 2011
Posts: 17,495
Oakland, MS
|
I took a full time job even though I didn't want or need to work full time just for the insurance. I had a few things I wanted to get checked out at the doctors so I chose the best plan which is about $200/month. I went to have a basic checkup with some blood work done. I was charged a $20 dollar copay. But then I was surprised at the end of the visit to be whacked $150+ for the blood work. Apparently my insurance only pays 80% and 20% of the bloodwork cost was $150?? What the heck kind of blood work did you get? $50 gets me checked for everything but mental illness. lol It seemed crazy high to me too. They tested basic blood work, as well as Cortisol, Estrogen, and Thyroid levels. My issue is that I am constantly tired no matter how much or little sleep I get... and at my age I don't think it's normal to be that tired all the time. I'm trying to find out why.
Last edited by yotetrapper30; 05/14/23 12:34 AM.
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: yotetrapper30]
#7865273
05/14/23 07:49 AM
05/14/23 07:49 AM
|
Joined: Dec 2008
Posts: 29,620 Eastern Shore of Maryland
HobbieTrapper
"Chippendale Trapper"
|
"Chippendale Trapper"
Joined: Dec 2008
Posts: 29,620
Eastern Shore of Maryland
|
I took a full time job even though I didn't want or need to work full time just for the insurance. I had a few things I wanted to get checked out at the doctors so I chose the best plan which is about $200/month. I went to have a basic checkup with some blood work done. I was charged a $20 dollar copay. But then I was surprised at the end of the visit to be whacked $150+ for the blood work. Apparently my insurance only pays 80% and 20% of the bloodwork cost was $150?? What the heck kind of blood work did you get? $50 gets me checked for everything but mental illness. lol It seemed crazy high to me too. They tested basic blood work, as well as Cortisol, Estrogen, and Thyroid levels.
My issue is that I am constantly tired no matter how much or little sleep I get... and at my age I don't think it's normal to be that tired all the time. I'm trying to find out why. Iron? Experienced something similar a while back. I think my issue was laziness. I finally forced myself to get up and do stuff even though I felt like sleeping. Got better after a couple weeks.
Last edited by HobbieTrapper; 05/14/23 07:50 AM.
-Goofy-
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: trappingthomas]
#7865277
05/14/23 07:58 AM
05/14/23 07:58 AM
|
Joined: Dec 2010
Posts: 35,721 Central, SD
Law Dog
trapper
|
trapper
Joined: Dec 2010
Posts: 35,721
Central, SD
|
Now that I’m on Medicare and have a supplement policy I don’t get hit with those extra fees like I did with private coverage might be the healthcare system playing games again. My thought was if they “gave” it to insured folks then they would have to give it away under Obummercare also because of the timing it seemed like that.
Was born in a Big City Will die in the Country OK with that!
Jerry Herbst
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: trappingthomas]
#7865338
05/14/23 09:51 AM
05/14/23 09:51 AM
|
Joined: Nov 2007
Posts: 10,088 St. Cloud, MN
trapperkeck
trapper
|
trapper
Joined: Nov 2007
Posts: 10,088
St. Cloud, MN
|
Care quality in metro MN is terrible already. With the huge influx of refugees/migrants and illegals, you have to wait weeks/months to be seen and treated for life threatening conditions. Too many people and not enough Dr.s and facilities. If you want to be treated quickly here, you better call an ambulance.
"The voice of reason!"
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: trappingthomas]
#7865373
05/14/23 10:55 AM
05/14/23 10:55 AM
|
Joined: Dec 2010
Posts: 35,721 Central, SD
Law Dog
trapper
|
trapper
Joined: Dec 2010
Posts: 35,721
Central, SD
|
Hospitals are big money makers, a large portion of buildings in Sioux Falls are owned by the 2 major healthcare providers many expensive new builds and lots of mini mall specialties services they are all over. When I had my hernia operation the nurse said the doc worked a few half days every week. LOL
The prices are outrageous for what they charge a person. Our local provider tried to charge me $50 to get the Free Covid shot, so much for the we are in this together BS. It seems they could charge a fee so they did that but I was covered but they never checked or asked about it.
Was born in a Big City Will die in the Country OK with that!
Jerry Herbst
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: trapperkeck]
#7865381
05/14/23 11:23 AM
05/14/23 11:23 AM
|
Joined: Jan 2018
Posts: 4,740 MN
Donnersurvivor
trapper
|
trapper
Joined: Jan 2018
Posts: 4,740
MN
|
Care quality in metro MN is terrible already. With the huge influx of refugees/migrants and illegals, you have to wait weeks/months to be seen and treated for life threatening conditions. Too many people and not enough Dr.s and facilities. If you want to be treated quickly here, you better call an ambulance. Go to monticello for anything you can.
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: HobbieTrapper]
#7865408
05/14/23 12:37 PM
05/14/23 12:37 PM
|
Joined: Feb 2014
Posts: 25,697 nm
adam m
trapper
|
trapper
Joined: Feb 2014
Posts: 25,697
nm
|
Care quality will suffer a little when doctors in the lower third of the class sign on with the insurance companies to recoop some of the dough. That's one factor but another huge factor was drs having more incentive to be part of a group instead of a private practice. Just the increase amd requirements to their various liability insurances drove them to either close shop or become part of a group. Then factor in that group drs are put under so much restraints by the Healthcare group its nuts. Insane amount of patients need to be seen per day per week per month. Reimbursement rates have increased. This is all a result of Obama care. Regardless if the Dr is part of a group or not they contract with an insurance carrier that Dr agreed to accept x amount of money for x service. The Dr can charge a million for a check up but they'll only get the amount they are contracted to get and write off the rest. Now if they're not contracted with your insurance they will accept the regional avg and can bill you the difference none of that difference counts towards your out of pocket maximum.
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: trappingthomas]
#7865413
05/14/23 12:58 PM
05/14/23 12:58 PM
|
Joined: Dec 2006
Posts: 30,651 williamsburg ks
danny clifton
"Grumpy Old Man"
|
"Grumpy Old Man"
Joined: Dec 2006
Posts: 30,651
williamsburg ks
|
Ang, you might need to be checked for sleep apnea
Last edited by danny clifton; 05/14/23 12:58 PM.
Those who would give up essential liberty, to purchase a little temporary safety, deserve neither liberty nor safety. Benjamin Franklin (1706-1790)
|
|
|
Re: Health Insurance Up Another 20%!!!!!
[Re: trappingthomas]
#7865524
05/14/23 04:27 PM
05/14/23 04:27 PM
|
Joined: Dec 2013
Posts: 9,468 Northern MN
Osky
trapper
|
trapper
Joined: Dec 2013
Posts: 9,468
Northern MN
|
My companies did the same and personal as well.
Like your doctor keep your doctor bull crap…..
Osky
"A womans heart is the hardest rock the Almighty has put on this earth, and I can find no sign on it" Jabless in Minnesota www.SureDockusa.com
|
|
|
|
|