well, Kim and I made plan for retirement when we were young, we hope to retire when I was 55-58 years young. Raised two girls. And try to raise them right, one listen one didn't, one is doing good one isn't, our first change of plans came in by early 40s, cancer, we made it thru, that fine, then came cancer again, to a different body part, it was tuff, had a stroke just before surgery for second cancer, so they had to wait for 6 months to do surgery, made it thru, a couple years later, cancer to another part of my body, still fight this one ,but doing good, well almost 3 years ago my daughter that took the wrong path in life, loss her children government took them away and we have had them since, and looks like we will until they are out of school, so 13 more years, not what I planned to do in retirement, but who could say no to their grandkids, I'm posting this to let everyone know it's good to plan, but be will to change plans because there is a lot in life that is out of our control, it's not easy raising kids in your 60s but we get thru, one day at a time, thanks for listening

Thankfully those kids have you and your wife. Keep your chin up. You are strong people.