I am curious for those of you that have a relatively new P/U what are you paying in auto insurance and how much of a deductible do you have?

Mines relatively new...a 2015.
I pay about $100 a month
Deductible is a non-issue as yer gonna get hosed no matter what.
Wife's health insurance is $3500 deductible.
ER patients came in last night from a car wreck. Their fault. Zero insurance. One person was $5000 to patch up and send out the door. Write that one off.

We have Progressive the rates never go down we need to look around good coverage just no loyalty discount $125 a month on my 2018 Tacoma.

I was with Progressive forever at about $125/mo.
Went to State Farm and asked the pretty little gal " can you beat this"?. She beat it by $50/mo.

I've got a 2020 dodge 3/4 ton paying around a 1 000.00 a year but also have 2 other vehicles and house ins this is thru state farm.i was thinking about shopping around but by the sounds of things you guys are paying more,but it does go by age too.my mom and dad are in there upper 80's they have a 2020 Ford focus that didn't cost near as much as my truck and are paying around 1500.00 a year.

Its crazy high. My 2021 jeep pickup is a 1000 a year and 2008 dodge dakota is about 600 a year. Both with 1000 dollar deductible.

I have not had an accident since 2006 ( only one I've had) and the other driver was arrested and ticketed. I have not had a moving violation ticket, (speeding or anything) since 1990. Have a good credit score. Same address for 37 years and don't drive to work. Was a real bad idea to force people to buy insurance. rates are nuts and the uninsured are still out there so uninsured clause is still a must. They got you under their thumb just the way they like it. Wear your seatbelt. Insurance companies have got the law passed. Big brother is taking care of us. I have backed up more miles than most have driven forward and I still get gouged.

Going up fast.

Newer cars are $$$ to repair and replace.
And LOTS of uninsured, " newly arrived" motorists out there....

Geico here.$130 a monthe full coverage for my 2023 jeep gladiator.Just paid $50 deductible for a new windshield.

My 2018 Silverado through progressive is just under $500 every 6 months. If I paid monthly, it would be about $100/mo. Pretty significant savings to pay for 6 month term at a time. 1000 deductible with a $0 deductible on glass. 100/300/100 coverage.

Its a rackitt for the insurance companies when the states make it the law that you have to have the insurance.

Here in Michigan before the WITCH was elected, the law was passed that if you already had health insurance there was no need for auto health insurance.

If you get into a wreck and needed some medical care your Medicare/extension insurance would cover that.

Its an issue the state was having with the insurance companies. Too many went without it, and even today some still do.

Insurance would be less if the state would get liability on their deer.

2020 F150 Raptor -- $1000 Deductible Collision --- $686 for 6 months. The funny thing is when the truck was new it was $427 for 6 months. No claims, no moving violations, etc. Shopped around a bit but there was not much difference to make me switch.

It's called inflation the last four years!!

Insurance is theft no one know the true value.

My wife was in the process of buying a 2020 Nissan Murano. The dealership had two the same age and almost identical mileage. One was blue the other black. She chose the blue one. She was trading in her 2014 Murano. The tires on the 2014 only had about 1,000 miles on them. They were better than the ones on the new one, so I wanted them to switch the tires since they were the same size. When they drove the blue 2020 Murano into the shop to change the tires, the driver hit a post on the right front corner. The estimate to fix the damages were just under $11,000. I saw photos of the damage. I guessed about $3,000 damage. Couldn't believe the actual estimate. That's why insurance rates are so high.

Oh, she chose to go with the black one instead and loves it.

I have a 2019 F150 4dr a 2013 F150 4dr and a 2015 Mini Cooper. All full coverage with 500.00 Deductible. And pay just over 1600.00 per year.

Who is your insurance company?

My semi-annual premium just went up 42%. I have a 2018 Tundra and a 2014 work van on that policy both with full coverage and $500.00 deductible. I was paying about $1,700.00 per year but the last semi-annual premium was 1,269.00 which mean a $2,538.00 annual premium.

They claim it's because I got rid of the 08 tundra and bought a 2018. I call BS, a ten year newer truck shouldn't increase my policy that much. I had them send email me my policy so I can shop around and compare apples to apples.

You progressive guys good luck getting paid if you have a claim. 2022 Silverado farm bureau 1030 every 6 months. Yes it high but 70,000 dollar vehicle and 1 million liability. Considering they fixed my boat and recently put new gutters, roof, and fascia on my house and detached garage I’m good

They're all sky high....Everyone says shop around every 5 yrs and I have, but no one has been able to beat the policies I've had with Shelter Insurance for over 35 yrs.

Id not have progressive if it was 1.00 a year! George Soros owned company.

Last I checked, it's a publicly traded company. Good chance you don't agree with the political leanings of your current carrier, push comes to shove.

I've had two claims in 3 years with Progressive, paid with no questions asked. Do you know something I don't?

2024 Chevy 2500 HD state farm $1400 a year.
1999 Dodge liability on 2500 $650 a year.
Cobra health $560 a month.
Obama care only good in my state of MO $400. Thanks for nothing Obumer

Auto Owners

Thank you.

Lol that’s a cuss word around here. June 11 of last year we had a major hail storm. Several my neighbors had home owners and car policies with them The depreciation clause fir replacement cost coverage they screwed everyone on. They gave a quote and told homeowners to get anyone to fix their homes or cars. The insurance companies then contacted the roofer or body shop and negotiate a price. Never paid the rest of the quoted value that auto owners adjuster gave. People thought they would get part of their deductible or even come out ahead. Soon as the repair was paid they canceled almost everyone

Insurance is a competitive product with about 2000 companies competing for your business.

A mutual company might pay its policyholders a dividend in profitable years. AMICA comes to mind.

Parts and labor are both insane costs today and supply is an issue. Many parts are made in China.

950 a year for 2020 tacoma and a 2002 VW Jetta. Just liability on both. Full coverage was pushing 3,000 a year so I decided to roll the dice.

I pay less than 50$ a month for a commercial insurance package on my 02 Cummins, 35$ a month for a million dollars business insurance package, from farm bureau, best prices I've had in forty years, they save me about 150$ a month

Comprehensive - $200 deductible
Collision - $500 deductible

2005 is $316
2023 is $1,064

Wouldn't that be nice? The state only owns them when someone wants to harvest one.

$258 a year insures all 3 American built motorcycles. Unfortunately only my passengers have medical coverage.