Someone may be in a situation where you can roll a 401 into a trading IRA where you can use those funds to purchase say for example these specific stocks should your research show that you would want to do so and if you and your advisor decide to do such a thing.

I've rolled several 401Ks from previous jobs into IRAs at my brokerage and actively trade them. But I don't own any PMs or Crypto.

Then you are exactly who i am trying to help. That first Felix guy is a fruit but watch his last 20 videos. Im hooked. Google how your portfolio should be invested diversity percentage wise. Im already heavy real estate and like what I'm reading about gold.

Last round i sold a house and doubled down. Ive seen your posts. You can do the same. If inflation is going up our stuff is going to be worth more. The more expensive it is the more it should go up. But do your own research. Youll find money in the bank may go down if inflation going up so just keep asking google.

Google is AI now. Type a paragraph in there about what you have invested here invented there how much what its invested in how much you oh on your house how much you make how much you save and ask it how you should diversify to take best advantage of of the current market and if that is where the institutional money is flowing or not. Follow the money. Start watching 50 day and 200 day averages and where they cross and what side you sant to be on. Anyway thats what im doing and a lot of people around me are asleep.

Do your own research.

Or simple version

Im starting to do that for every stock i hold at least weekly.

Well thanks but I think I am perfectly content not owning PMs or crypto right now. I do have a small amount of silver coin on hand in case of an emergency.

But I totally agree with your point about not leaving money sitting in savings accounts as the value will only go down due to inflation.

Um, NO. I am not watching 20 videos. Who are you even talking too? It sounds like the ramblings of a madman.

Could you please Google some more screen shots to post, I find those most helpful

LEGEND!

I was just trying to help someone. Thanks for all the positive feedback. Dicks.

Ouch!

In the spirit of trying to help each other here.....

RUN!!

Yeah that ones a hot mess lol i cant figure it out

Not too much to figure out. It's doing poorly enough it's at serious risk of being delisted. The reverse-split is to increase the share price enough to prevent the delisting. Last ditch effort.

Instead of doing the google/screen shot/utube thing,,,,

You’ld(everyone) be better off learning the basics of economic theory

Read up on Rothbard, Ludwig von Mises, Hayek, John Maynard Keynes

The difference between Mises and Keynes being the most important of our current times

I defer to you.

Well it went crazy and they halted it and its stuck in my account this weekend like this…. So yeah Im hoping thats something… but i haven't figured it out yet…

Unless you can predict when markets or inflation will rise and fall, it is all like a crystal ball.

Look at all listings in your portfolio and determine your risk tolerance. Ask AI to give you a diversification recommendation based on those two things. Include your age also. You will get a specific allocation percentage for each holding/stock/fund. I have done quite well with this.

Gold is a long term investment gamble like anything else. My concern is cashing it in if the SHTF. How will it be weighed and measured? How will I use it as currency? It's neat but if it was such a money maker, more individuals would be buying it.

Real estate does not look appealing to me now unless you can find a cheap place then cheap labor and parts to fix it up and then flip it. Money can be made but the sweat and board equity better be measured carefully. And you have to pray there isn't another 08.

Flipping real estate to try to upgrade your house looks near impossible now.

Understanding your risk tolerance and diversifying appropriately is what will make you happy in the end. For the year right now, I am up 11% on my 401k. Much better on my brokerage.

I still buy crypto but it is getting harder to fork out looking at the returns now. Crypto is very volatile.

Either way, adjust to your risk tolerance and accept those gains and losses at that level.

And don't forget. You could always buy Rolex watches!!

My take from my lifetime of investing. I have a handful of economists I follow and trust, just read and pay attention to get the overall picture and their blend of opinions and consensus.

For your investing, just focus on investing in a simple, diversified portfolio. Start when you are young, be disciplined, feed your portfolios steady and consistently, do not go chasing the latest greatest thing, (that is until that thing gets a little legs under it first, proves itself, because some of the hot new things disappear just as quickly) but stay your course on solid picks, and enjoy the power of compounded earnings over a very long time. Think marathon not sprint. There is no free lunch.

While that sucker is doing its thing in the background, you live sensibly and within your means. That way you always have the ability to keep feeding that investment portfolio in background. I’ll skip buying “toys” any day over turning some dollars into earning something meaningful for me over time. New trucks and side by sides will decline in value to zero over their lives. Good investments do the opposite. You have to think like that.

You may read about how you can do better investing in this or that, blah blah blah, just find a good solid mix and go. Don’t make it too complex or you will never get to feel the gains. Once you cross your first $250 thousand to $500 thousand, you will really “feel” it pick up steam on the relative $ size to % basis gains. Keep the course and keep feeding it. Add a few more picks if some picks drop out. Sell a few if you get a little heavy in one sector or the other. Keep it balanced and diversified so you are not too over exposed in any one sector. Track your gains to a good high mix yardstick like the S&P. It should track well to that index (or better).

And shoot your goals HIGH. Remember there are a lot of things at retirement that we don’t know. Taxes, medical costs, and funding your dreams and fun in retirement for a very long life after working. And maybe you have a family you want to leave a little something for too after all of that. You have to shoot high. The earning rate of the portfolio matters too. Takes a pretty big nest egg earning a paltry, typical conservative blend like 3% to cover all of that in retirement. A smaller pool earning at higher rate say maybe 8%-12% will accomplish the same thing. Track your gains. And always watch the earning rate. It matters.

I’m no expert. Will never claim to be. But I know what works and am happy I did what I did.

Jim

Good post jabne