Well it went crazy and they halted it and its stuck in my account this weekend like this…. So yeah Im hoping thats something… but i haven't figured it out yet…

My take from my lifetime of investing. I have a handful of economists I follow and trust, just read and pay attention to get the overall picture and their blend of opinions and consensus.

For your investing, just focus on investing in a simple, diversified portfolio. Start when you are young, be disciplined, feed your portfolios steady and consistently, do not go chasing the latest greatest thing, (that is until that thing gets a little legs under it first, proves itself, because some of the hot new things disappear just as quickly) but stay your course on solid picks, and enjoy the power of compounded earnings over a very long time. Think marathon not sprint. There is no free lunch.

While that sucker is doing its thing in the background, you live sensibly and within your means. That way you always have the ability to keep feeding that investment portfolio in background. I’ll skip buying “toys” any day over turning some dollars into earning something meaningful for me over time. New trucks and side by sides will decline in value to zero over their lives. Good investments do the opposite. You have to think like that.

You may read about how you can do better investing in this or that, blah blah blah, just find a good solid mix and go. Don’t make it too complex or you will never get to feel the gains. Once you cross your first $250 thousand to $500 thousand, you will really “feel” it pick up steam on the relative $ size to % basis gains. Keep the course and keep feeding it. Add a few more picks if some picks drop out. Sell a few if you get a little heavy in one sector or the other. Keep it balanced and diversified so you are not too over exposed in any one sector. Track your gains to a good high mix yardstick like the S&P. It should track well to that index (or better).

And shoot your goals HIGH. Remember there are a lot of things at retirement that we don’t know. Taxes, medical costs, and funding your dreams and fun in retirement for a very long life after working. And maybe you have a family you want to leave a little something for too after all of that. You have to shoot high. The earning rate of the portfolio matters too. Takes a pretty big nest egg earning a paltry, typical conservative blend like 3% to cover all of that in retirement. A smaller pool earning at higher rate say maybe 8%-12% will accomplish the same thing. Track your gains. And always watch the earning rate. It matters.

I’m no expert. Will never claim to be. But I know what works and am happy I did what I did.

Jim

Not too much to figure out. It's doing poorly enough it's at serious risk of being delisted. The reverse-split is to the share price enough to prevent the delisting. Last ditch effort.