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Liability Insurance #7525448
03/11/22 10:19 PM
03/11/22 10:19 PM
Joined: Apr 2009
Posts: 8,151
South Ga - Almost Florida
S
Swamp Wolf Offline OP
trapper
Swamp Wolf  Offline OP
trapper
S

Joined: Apr 2009
Posts: 8,151
South Ga - Almost Florida
Ive seen a thread about this on here b4, but is anyone willing to again share an insurance agent/company that offers a policy for adc? What does a policy normally cost annually?

A local timber company wants to hire me but requires liability coverage.

Also have to incorporate my business, which I was about to do anyway.


Thank God For Your Blessings!
Never Half-Arse Anything!

Resource Protection Service

Re: Liability Insurance [Re: Swamp Wolf] #7525453
03/11/22 10:23 PM
03/11/22 10:23 PM
Joined: Apr 2009
Posts: 8,151
South Ga - Almost Florida
S
Swamp Wolf Offline OP
trapper
Swamp Wolf  Offline OP
trapper
S

Joined: Apr 2009
Posts: 8,151
South Ga - Almost Florida
I posted this b4 I looked down the list of threads. I see there is already a thread...


Thank God For Your Blessings!
Never Half-Arse Anything!

Resource Protection Service

Re: Liability Insurance [Re: Swamp Wolf] #7525468
03/11/22 10:40 PM
03/11/22 10:40 PM
Joined: Feb 2014
Posts: 8,037
Louisiana
Aix sponsa Offline
trapper
Aix sponsa  Offline
trapper

Joined: Feb 2014
Posts: 8,037
Louisiana
I use Christian Baker. The first policy I had was $650 per year but required a membership with NWCOA, which was $250. Total cost $900. Itís a good idea to be a NWCOA member anyway in my opinion, so I donít mind the $250. Then I had a customer require more coverage, and my insurance alone went from $650 to $1000.


I have never filed a claim, but their agents/employees are easy to reach and quick to help in my experience. When I get a new customer, I call or email them with the customers information and they give me an insurance certificate. Great customer service.



It hurts to pay for insurance, but itís a peace of mind and job opportunities. Some of the customers and companies that I deal with require it before property is accessed at all, even if I need to just cut across their property. Zero consideration without it, so I look at it as additional opportunities and consider it an expense like fuel or equipment.





Re: Liability Insurance [Re: Swamp Wolf] #7525469
03/11/22 10:41 PM
03/11/22 10:41 PM
Joined: Dec 2006
Posts: 8,004
Northern Illinois
M
MChewk Offline
trapper
MChewk  Offline
trapper
M

Joined: Dec 2006
Posts: 8,004
Northern Illinois
Ck out Bobs and Sons out of Indiana

Re: Liability Insurance [Re: MChewk] #7525480
03/11/22 10:55 PM
03/11/22 10:55 PM
Joined: Apr 2009
Posts: 8,151
South Ga - Almost Florida
S
Swamp Wolf Offline OP
trapper
Swamp Wolf  Offline OP
trapper
S

Joined: Apr 2009
Posts: 8,151
South Ga - Almost Florida
Originally Posted by MChewk
Ck out Bobs and Sons out of Indiana

Any idea on costs with Bobs and Sons?


Thank God For Your Blessings!
Never Half-Arse Anything!

Resource Protection Service

Re: Liability Insurance [Re: Swamp Wolf] #7525695
03/12/22 09:06 AM
03/12/22 09:06 AM
Joined: Dec 2006
Posts: 8,004
Northern Illinois
M
MChewk Offline
trapper
MChewk  Offline
trapper
M

Joined: Dec 2006
Posts: 8,004
Northern Illinois
I am paying 400 a year

Re: Liability Insurance [Re: Swamp Wolf] #7527899
03/14/22 12:09 PM
03/14/22 12:09 PM
Joined: Jun 2013
Posts: 79
Indiana
B
bjansma Offline
trapper
bjansma  Offline
trapper
B

Joined: Jun 2013
Posts: 79
Indiana
Bob and Sons gets you in at an introductory rate but after the 1st year you are audited and pay based on the amount of your sales.


Bob Jansma
IllianaWildlifeServices.com
Illianawildlifeandpestcontrol.com
Re: Liability Insurance [Re: Swamp Wolf] #7527968
03/14/22 01:34 PM
03/14/22 01:34 PM
Joined: Jan 2018
Posts: 943
New York
N
nyhuntfish Offline
trapper
nyhuntfish  Offline
trapper
N

Joined: Jan 2018
Posts: 943
New York
Originally Posted by Swamp Wolf
Ive seen a thread about this on here b4, but is anyone willing to again share an insurance agent/company that offers a policy for adc? What does a policy normally cost annually?

A local timber company wants to hire me but requires liability coverage.

Also have to incorporate my business, which I was about to do anyway.


Can you give us 1-2 weeks?

We're working on something new and hopefully cost-saving (that's the point): Trapping insurance for and by the trapper.

Site will be: ProtectTrapping.com

We are working directly with an underwriter (not a broker) to offer this.

We have an underwriter willing to work with trappers and ADC.......to craft a plan. I can't promise it will work but I can tell you we're working on the contract right now and we're going to try! Should be ready in a week.

We're calling it an "insurance experiment" with the goal of beating whatever rate/coverage you have today. It might work, it might not, but we're working with them right now.


Re: Liability Insurance [Re: Swamp Wolf] #7533031
03/20/22 12:23 AM
03/20/22 12:23 AM
Joined: Apr 2008
Posts: 1,833
Nashville, TN 27 y/o
J
JoeyHalk Offline
trapper
JoeyHalk  Offline
trapper
J

Joined: Apr 2008
Posts: 1,833
Nashville, TN 27 y/o
The requirement and cost of NWCOA for Christian Bakers plan is not so bad. I make the membership and very close to the cost of insurance back in the credits from shopping WCS for being a member of NWCOA. Plus itís not a bad thing to be a member.

They may require commercial vehicle coverage too which costs even more but can be gotten just about anywhere.


once you go trap, you never come back

www.halkerswildlifecontrol.com
Re: Liability Insurance [Re: JoeyHalk] #7534174
03/21/22 09:06 AM
03/21/22 09:06 AM
Joined: Jan 2018
Posts: 943
New York
N
nyhuntfish Offline
trapper
nyhuntfish  Offline
trapper
N

Joined: Jan 2018
Posts: 943
New York
03/28/2022
Update on the custom insurance package we were working to create:

I put it on hold.

We decided not to pursue the contract with the underwriter we were working with.

If we find another underwriter to work with and develop a trapping umbrella insurance package we will be honored if you will give it a try. I'm not going anywhere, I just need to have more confidence in a company before recommending something to hunters/trappers, or anyone about whom I cared.

If you have an insurance company you were going to price out, please do that. If we pick up on this again, and I put my stamp on it, I hope you will give it a try.

Thank you.


Re: Liability Insurance [Re: Swamp Wolf] #7545915
04/01/22 02:01 PM
04/01/22 02:01 PM
Joined: Feb 2014
Posts: 8,037
Louisiana
Aix sponsa Offline
trapper
Aix sponsa  Offline
trapper

Joined: Feb 2014
Posts: 8,037
Louisiana
Swamp Wolf, did you end up choosing one that the timber company approved?


My policy will be up soon too

Re: Liability Insurance [Re: Swamp Wolf] #7548078
04/03/22 10:31 PM
04/03/22 10:31 PM
Joined: Aug 2019
Posts: 47
Kentucky
B
brucez101213 Offline
trapper
brucez101213  Offline
trapper
B

Joined: Aug 2019
Posts: 47
Kentucky
Bob and sons for sure 400 a year!

Re: Liability Insurance [Re: Swamp Wolf] #7549486
04/05/22 04:00 PM
04/05/22 04:00 PM
Joined: Jul 2017
Posts: 1,952
Ohio
W
Willy Firewood Offline
trapper
Willy Firewood  Offline
trapper
W

Joined: Jul 2017
Posts: 1,952
Ohio
Bruce - that is a great price! How long have you had it?
Mine is $775 per year after 5 years of no claims or problems.

Re: Liability Insurance [Re: Swamp Wolf] #7577374
05/05/22 11:49 AM
05/05/22 11:49 AM
Joined: Dec 2014
Posts: 2,501
E central Il
G
Golf ball Offline
trapper
Golf ball  Offline
trapper
G

Joined: Dec 2014
Posts: 2,501
E central Il
I will definitely be checking out Bob and Sons as my policy is over a thousand $ a year and itís based on income up to $25000 a year .

Re: Liability Insurance [Re: Swamp Wolf] #7579458
05/07/22 08:48 PM
05/07/22 08:48 PM
Joined: Feb 2008
Posts: 744
WI
B
BvrRetriever Offline
trapper
BvrRetriever  Offline
trapper
B

Joined: Feb 2008
Posts: 744
WI
As mentioned, liability insurance is reasonable. Itís the commercial auto insurance that is out of line.

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