Re: Best credit card
[Re: Michael Lippold]
#7656240
08/23/22 12:32 PM
08/23/22 12:32 PM
|
Joined: Feb 2020
Posts: 8,859 Indiana
Providence Farm
trapper
|
trapper
Joined: Feb 2020
Posts: 8,859
Indiana
|
I had bad luck with dishonest billing in the past. Like the bill being post marked 3 days after the due date and getting 30$ late fees.
So now I just have one at my local credit union to keep my credit rating high. Care a tank or two of fuel and pay it off. It has some kind of cash rewards but I hav never bothers with it. I think the interest rate is 9.99% but seldom Carry a balance.
But being at my local credit union it's easy for me to watch my accounts.
Last edited by Providence Farm; 08/23/22 12:43 PM.
|
|
|
Re: Best credit card
[Re: Guss]
#7656266
08/23/22 01:06 PM
08/23/22 01:06 PM
|
Joined: Aug 2007
Posts: 2,410 Midland, Michigan
Rusty Axe Camp
trapper
|
trapper
Joined: Aug 2007
Posts: 2,410
Midland, Michigan
|
CC are bad! If I don't have the money in the bank I don't buy. Good advice, but you need one to do a lot of things. Try renting a car, flight or hotel without one. Plus I like having the security blanket of if stuff goes sideways when I'm away from my local bank or safe, I can fall back on it. CC aren't bad. Not paying them off in short time is. I am also looking for the optimum one, like the OP is. Interested to see the replys.
Erik Johnson
|
|
|
Re: Best credit card
[Re: mississippiposse]
#7656276
08/23/22 01:19 PM
08/23/22 01:19 PM
|
Joined: Feb 2008
Posts: 1,384 WI
BvrRetriever
trapper
|
trapper
Joined: Feb 2008
Posts: 1,384
WI
|
X2...have never had an issue with Discover. I pay it off every month. In cases where my number was stolen, they always erase the charges. I have been contemplating an Amazon card...5% savings on Amazon purchases.
|
|
|
Re: Best credit card
[Re: Michael Lippold]
#7656278
08/23/22 01:22 PM
08/23/22 01:22 PM
|
Joined: Jan 2008
Posts: 9,151 Alaska and Washington State
waggler
trapper
|
trapper
Joined: Jan 2008
Posts: 9,151
Alaska and Washington State
|
Alaska Airlines Visa card. The only thing I don't like about it is the bank is Bank of America. However, it builds up miles very easily, and every year I get a companion ticket for $99 which I use for one of my crewmen. This feature alone saves me about $1200 a year for an expensive flight that I would normally need to book at full fare. Alaska airlines has a very generous and easy to book mileage system imo.
"My life is better than your vacation"
|
|
|
Re: Best credit card
[Re: Michael Lippold]
#7656300
08/23/22 01:56 PM
08/23/22 01:56 PM
|
Joined: May 2016
Posts: 3,488 Southern Illinois
Foxpaw
trapper
|
trapper
Joined: May 2016
Posts: 3,488
Southern Illinois
|
Probably a stupid question but on the cash back cards how do you get your cash? Do you just go to an atm? They give you a cash option, they will take it off your balance or put it in your bank account. I always just take it off my next balance. Us bank you have to have atleast $20 before you can get it, but the time before you lose it is way out there. They also have a list of places that you can use points and get it off your purchase. If in any of them that will send a check to you it takes forever. I keep one special checking account that I have auto pay that pays all balances on CC, utilities, insurance and such so I don't forget any of them . I haven't had any late fees or interest in years. And just that one checking account for just that helps me watch it a lot easier to keep track.
|
|
|
Re: Best credit card
[Re: Hankit]
#7656319
08/23/22 02:25 PM
08/23/22 02:25 PM
|
Joined: Jan 2008
Posts: 9,151 Alaska and Washington State
waggler
trapper
|
trapper
Joined: Jan 2008
Posts: 9,151
Alaska and Washington State
|
I also have an Alaska Airlines and between the companion ticket and the 50,000 miles a year I get on it, it saves quite a bit in flying. I just wish Delta airlines had more flight options to and from Alaska so I could switch airlines. Same reasons as white17 and Alaska’s Service keeps getting worse and worse. I sure do agree with that sentiment, I can't figure out what is going on with them, up until fairly recently they were the best. I still can't find any other airline that comes even close to what I need though.
"My life is better than your vacation"
|
|
|
|
|