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Re: INSURANCE !! [Re: GREENCOUNTYPETE] #8328153 01/30/25 11:51 PM 01/30/25 11:51 PM
Joined: Sep 2008 NC B bowhunter27295 trapper
bowhunter27295 trapper B Joined: Sep 2008 NC	Originally Posted by GREENCOUNTYPETE yup the insurance company I was with for 30 years told me they were not going to cover 2 of our vehicles any more as of Nov 1 , 2024 not just charge me more for them , not cover them at all contested it , was told nope we are modernizing our policies I changed companies some things went down a touch others went up a fair amount. I am paying more and with a different company. the house stayed very close to the same been in this house 20 years without any claims on any of my houses in the 25 years I have had a house. we got told , we were lucky , 4 major insurers were pulling out all together and a lot of people will basically have no coverage on houses. Why? What is going on in WI? How many lies will people believe before they realize their own idiocy?

Re: INSURANCE !! [Re: jbyrd63] #8328160 01/31/25 12:03 AM 01/31/25 12:03 AM
Joined: Dec 2016 Jackson Co, KS N NEYotetrapper trapper
NEYotetrapper trapper N Joined: Dec 2016 Jackson Co, KS	Have you heard of any insurance companies that have gone broke recently? That will answer your question as to the cost. They are like Vegas..... the house never truly loses.

Re: INSURANCE !! [Re: jbyrd63] #8328174 01/31/25 12:23 AM 01/31/25 12:23 AM
Joined: Feb 2014 Ky J jbyrd63 OP trapper
jbyrd63 OP trapper J Joined: Feb 2014 Ky	They make millions for decades then if a major event happens they run .

Re: INSURANCE !! [Re: bowhunter27295] #8328201 01/31/25 01:27 AM 01/31/25 01:27 AM
Joined: Sep 2013 Green County Wisconsin G GREENCOUNTYPETE trapper
GREENCOUNTYPETE trapper G Joined: Sep 2013 Green County Wisconsin	Originally Posted by bowhunter27295 Originally Posted by GREENCOUNTYPETE yup the insurance company I was with for 30 years told me they were not going to cover 2 of our vehicles any more as of Nov 1 , 2024 not just charge me more for them , not cover them at all contested it , was told nope we are modernizing our policies I changed companies some things went down a touch others went up a fair amount. I am paying more and with a different company. the house stayed very close to the same been in this house 20 years without any claims on any of my houses in the 25 years I have had a house. we got told , we were lucky , 4 major insurers were pulling out all together and a lot of people will basically have no coverage on houses. Why? What is going on in WI? what I was told is that it is going on lots of places , but there were a bunch of small insurers who were having policies underwritten by larger companies and with repeated spring tornados , hail and wind the last 2 years several companies realized they didn't have enough set aside to pay claims. state farm also decided to start with WI to "modernize" their policies they found some new formula to assign risk and they don't want any America only has one issue, we have a Responsibility crisis and everything else stems from it.

Re: INSURANCE !! [Re: jbyrd63] #8328202 01/31/25 01:29 AM 01/31/25 01:29 AM
Joined: Sep 2013 Green County Wisconsin G GREENCOUNTYPETE trapper
GREENCOUNTYPETE trapper G Joined: Sep 2013 Green County Wisconsin	Originally Posted by jbyrd63 They make millions for decades then if a major event happens they run . well they spent it all on big buildings , golf courses around those buildings , advertising and buying stadiums. not enough in reserves to cover America only has one issue, we have a Responsibility crisis and everything else stems from it.

Re: INSURANCE !! [Re: jbyrd63] #8328261 01/31/25 07:09 AM 01/31/25 07:09 AM
Joined: Apr 2012 new york M mike mason trapper
mike mason trapper M Joined: Apr 2012 new york	Here in NY, the people with the huge houses are not doctors or lawyers but insurance agents!

Re: INSURANCE !! [Re: Drifter] #8328289 01/31/25 08:08 AM 01/31/25 08:08 AM
Joined: May 2010 MN S Steven 49er trapper
Steven 49er trapper S Joined: May 2010 MN	Originally Posted by Drifter Someone has to pay for LA Don't forget North Carolina and Florida. We are becoming insurance and tax poor "Gold is money, everything else is just credit" JP Morgan

Re: INSURANCE !! [Re: jbyrd63] #8328338 01/31/25 09:20 AM 01/31/25 09:20 AM
Joined: Dec 2006 Northern Maine Bruce T trapper
Bruce T trapper Joined: Dec 2006 Northern Maine	Originally Posted by jbyrd63 Just paid auto ins. 4,000 a year Farm 580 Boat 650 van 1900 Liability 550 year house 3,000 Not going to start on the taxes on each of them.... Thats over $10,000 a year,$100,000 in 10 years. NRA,NTA,MTA,FTA #1 goal=Trap a wolverine

Re: INSURANCE !! [Re: jbyrd63] #8328345 01/31/25 09:22 AM 01/31/25 09:22 AM
Joined: Sep 2008 NC B bowhunter27295 trapper
bowhunter27295 trapper B Joined: Sep 2008 NC	Always remember, the tallest building in any city is the insurance building. How many lies will people believe before they realize their own idiocy?

Re: INSURANCE !! [Re: jbyrd63] #8328346 01/31/25 09:22 AM 01/31/25 09:22 AM
Joined: Dec 2006 Minnesota 330-Trapper trapper
330-Trapper trapper Joined: Dec 2006 Minnesota	Out of control NRA and NTA Life Member www.BackroadsRevised@etsy.com

Re: INSURANCE !! [Re: jbyrd63] #8328429 01/31/25 10:34 AM 01/31/25 10:34 AM
Joined: Feb 2016 Kentucky ky_coyote_hunter trapper
ky_coyote_hunter trapper Joined: Feb 2016 Kentucky	Might get to the point few have insurance at all. Member - FTA

Re: INSURANCE !! [Re: jbyrd63] #8328434 01/31/25 10:38 AM 01/31/25 10:38 AM
Joined: Mar 2023 WI WI Outdoors trapper
WI Outdoors trapper Joined: Mar 2023 WI	We're all just cattle.

Re: INSURANCE !! [Re: jbyrd63] #8328440 01/31/25 10:54 AM 01/31/25 10:54 AM
Joined: Dec 2006 Northern Maine Bruce T trapper
Bruce T trapper Joined: Dec 2006 Northern Maine	Might be better of to just save the money yourself if over $10,000 a year. NRA,NTA,MTA,FTA #1 goal=Trap a wolverine

Re: INSURANCE !! [Re: jbyrd63] #8328441 01/31/25 10:55 AM 01/31/25 10:55 AM
Joined: Dec 2006 williamsburg ks D danny clifton "Grumpy Old Man"
danny clifton "Grumpy Old Man" D Joined: Dec 2006 williamsburg ks	I pay about 6500 a year for insurance on all my stuff. I am scared not too. In a catastrophe it will be a big help. Never hear about insurance companies going bankrupt. Those who would give up essential liberty, to purchase a little temporary safety, deserve neither liberty nor safety. Benjamin Franklin (1706-1790)

Re: INSURANCE !! [Re: jbyrd63] #8328449 01/31/25 10:59 AM 01/31/25 10:59 AM
Joined: Feb 2014 Ky J jbyrd63 OP trapper
jbyrd63 OP trapper J Joined: Feb 2014 Ky	Got some of it back with a log and a hail storm. If not for liability I’d not pay as much. In today’s world a split second can cost you a lifetime of working and saving.

Re: INSURANCE !! [Re: jbyrd63] #8328496 01/31/25 11:41 AM 01/31/25 11:41 AM
Joined: Sep 2023 MO C Crappiekiller trapper
Crappiekiller trapper C Joined: Sep 2023 MO	I was informed this year that insurance on my 2011 2500HD truck is going up because it is too old and parts to fix it if damaged are more expensive. what the heck is that? CK

Re: INSURANCE !! [Re: jbyrd63] #8328824 01/31/25 07:16 PM 01/31/25 07:16 PM
Joined: Dec 2006 East-Central Wisconsin B bblwi trapper
bblwi trapper B Joined: Dec 2006 East-Central Wisconsin	Yes not surprising at all to see insurances rise signiifcantly as the price of the covered assets has risen significantly as well. Also there are more and more events that are causing larger amounts of property loss so there is a double whamy as to why coverage costs are increasing. High asset costs with high interest and maintaining those assets will further limit a majority of people and families over time owning assets. Bryce

Re: INSURANCE !! [Re: Bruce T] #8328835 01/31/25 07:23 PM 01/31/25 07:23 PM
Joined: May 2010 MN S Steven 49er trapper
Steven 49er trapper S Joined: May 2010 MN	Originally Posted by Bruce T Originally Posted by jbyrd63 Just paid auto ins. 4,000 a year Farm 580 Boat 650 van 1900 Liability 550 year house 3,000 Not going to start on the taxes on each of them.... Thats over $10,000 a year,$100,000 in 10 years. And to think he didn't list health. Add that on an whammo. If a guy has much he better have insurance "Gold is money, everything else is just credit" JP Morgan

Re: INSURANCE !! [Re: trapdog1] #8328838 01/31/25 07:29 PM 01/31/25 07:29 PM
Joined: Dec 2010 Armpit, ak D Dirt trapper
Dirt trapper D Joined: Dec 2010 Armpit, ak	Originally Posted by trapdog1 Originally Posted by Bruce T You pay for insurance on your boat? Never heard of that If you've got a nice boat it makes sense to insure it. That is why i don't have nice stuff. I can afford to watch my stuff burn to the water line. Who is John Galt?

Re: INSURANCE !! [Re: jbyrd63] #8329168 01/31/25 11:57 PM 01/31/25 11:57 PM
Joined: Aug 2010 Asheville, NC C charles trapper
charles trapper C Joined: Aug 2010 Asheville, NC	When I lived at the coast I had to have a wind policy because my homeowners excluded wind damage. The wind policy ten years ago was over $4k. Also had flood as well as homeowners. Ouch.

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