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How do you waste money? #7768928
01/11/23 12:54 PM
01/11/23 12:54 PM
Joined: Jan 2018
Posts: 4,576
MN
D
Donnersurvivor Offline OP
trapper
Donnersurvivor  Offline OP
trapper
D

Joined: Jan 2018
Posts: 4,576
MN
The saving thread got me thinking. I'm typically pretty thrifty but over the last couple years my income has increased and I've become less careful with some spending. How I waste money.

1- Cell phone bills, I have a cell phone plan that is completely unnecessarily expensive. Extra phones that were for employees whom I no longer have etc.
2- I have not shopped my house and farm insurance, I feel I'm overpaying.
3- When we got married my wife had a whole life insurance policy from her parents, they surprised us with the bill from it this year, we need to assess how to handle it going forward.
4- I've been driving my superduty work truck instead of my small car, simply because I've been to lazy to put a new battery in the car
5- The new family vehicle has not been undercoated to protect from rust, that's an investment that I need to make.
6- Subscription services I have forgotten to cancel, apps, etc.

These simple things add up to thousands a year, I can correct these things, save the money and have no change in my quality of life.

It's worth taking a day or two to think over what you're paying for that you don't even need or use.


Last edited by Donnersurvivor; 01/11/23 12:55 PM.
Re: How do you waste money? [Re: Donnersurvivor] #7768932
01/11/23 12:56 PM
01/11/23 12:56 PM
Joined: Dec 2015
Posts: 2,891
NNY
0
080808 Offline
trapper
080808  Offline
trapper
0

Joined: Dec 2015
Posts: 2,891
NNY
Life insurance. Be careful as wife will not get younger. lol maybe term policy.

Re: How do you waste money? [Re: Donnersurvivor] #7768935
01/11/23 01:04 PM
01/11/23 01:04 PM
Joined: Dec 2010
Posts: 11,184
Armpit, ak
D
Dirt Offline
trapper
Dirt  Offline
trapper
D

Joined: Dec 2010
Posts: 11,184
Armpit, ak
I eat out sometimes. Biggest waste of money for me. I sometimes drink at a bar. Second biggest waste of money.


Who is John Galt?
Re: How do you waste money? [Re: Donnersurvivor] #7768936
01/11/23 01:04 PM
01/11/23 01:04 PM
Joined: Jan 2007
Posts: 17,853
MN
1
160user Offline
trapper
160user  Offline
trapper
1

Joined: Jan 2007
Posts: 17,853
MN
I have been drinking at the bars and chasing women rather than drinking at home alone in the dark like a normal person.


I have nothing clever to put here.





Re: How do you waste money? [Re: Donnersurvivor] #7768937
01/11/23 01:04 PM
01/11/23 01:04 PM
Joined: Dec 2006
Posts: 7,521
WI>>>MN >>>WI
T-Rex Offline
trapper
T-Rex  Offline
trapper

Joined: Dec 2006
Posts: 7,521
WI>>>MN >>>WI
Originally Posted by Donnersurvivor

5- The new family vehicle has not been undercoated to protect from rust, that's an investment that I need to make.
in the long run, car washes protect more than just the undercarriage, and might even be cheaper.


Man who mistake shillelagh for fairy wand; see pixie dust, also.
Re: How do you waste money? [Re: Donnersurvivor] #7768938
01/11/23 01:05 PM
01/11/23 01:05 PM
Joined: Jan 2014
Posts: 21,055
North East Kansas
Marty Offline
trapper
Marty  Offline
trapper

Joined: Jan 2014
Posts: 21,055
North East Kansas
I cannot afford to waste $.


E
'Honey Badger Militia'
Sleep, the anti woke adote.
Re: How do you waste money? [Re: 160user] #7768942
01/11/23 01:09 PM
01/11/23 01:09 PM
Joined: Mar 2020
Posts: 7,348
W NY
Turtledale Offline
trapper
Turtledale  Offline
trapper

Joined: Mar 2020
Posts: 7,348
W NY
Originally Posted by 160user
I have been drinking at the bars and chasing women rather than drinking at home alone in the dark like a normal person.

I spend most of my money on wine and women and just waste the rest!


NYSTA, NTA, FTA, life member Erie county trappers assn.,life member Catt.county trappers
Re: How do you waste money? [Re: Donnersurvivor] #7768943
01/11/23 01:09 PM
01/11/23 01:09 PM
Joined: Dec 2006
Posts: 7,521
WI>>>MN >>>WI
T-Rex Offline
trapper
T-Rex  Offline
trapper

Joined: Dec 2006
Posts: 7,521
WI>>>MN >>>WI
Originally Posted by Donnersurvivor
3- When we got married my wife had a whole life insurance policy from her parents, they surprised us with the bill from it this year, we need to assess how to handle it going forward.
Whole life insurance means you pay your whole life. Essentially, you are betting that she will die young. Usually as we age we gain assets and wealth, meaning less need for insurance. Couple that fact with inflation, and wonder how much that policy will really be worth a few decades down the line.


Man who mistake shillelagh for fairy wand; see pixie dust, also.
Re: How do you waste money? [Re: Donnersurvivor] #7768946
01/11/23 01:10 PM
01/11/23 01:10 PM
Joined: Apr 2009
Posts: 12,319
South Ga - Almost Florida
S
Swamp Wolf Online happy
trapper
Swamp Wolf  Online Happy
trapper
S

Joined: Apr 2009
Posts: 12,319
South Ga - Almost Florida
I've decided taxidermy, especially shoulder deer mounts, are a big waste of money. I have about a dozen and all of em will end up in a BassPro, a Cracker Barrell, or a landfill when I die.


Thank God For Your Blessings!
Never Half-Arse Anything!

Resource Protection Service

Re: How do you waste money? [Re: Donnersurvivor] #7768950
01/11/23 01:15 PM
01/11/23 01:15 PM
Joined: Oct 2009
Posts: 6,408
east central WI
K
k snow Offline
trapper
k snow  Offline
trapper
K

Joined: Oct 2009
Posts: 6,408
east central WI
Do federal taxes count as wasting money?

Re: How do you waste money? [Re: Swamp Wolf] #7768963
01/11/23 01:24 PM
01/11/23 01:24 PM
Joined: Jan 2018
Posts: 4,576
MN
D
Donnersurvivor Offline OP
trapper
Donnersurvivor  Offline OP
trapper
D

Joined: Jan 2018
Posts: 4,576
MN
Originally Posted by Swamp Wolf
I've decided taxidermy, especially shoulder deer mounts, are a big waste of money. I have about a dozen and all of em will end up in a BassPro, a Cracker Barrell, or a landfill when I die.


I nail all my antlers to my fence or shed, I actually bought a nice mule deer shoulder mount for the house, cost me $70 instead of $800 to have one of my own mounted and I just don't care that much.

Re: How do you waste money? [Re: k snow] #7768975
01/11/23 01:40 PM
01/11/23 01:40 PM
Joined: Sep 2013
Posts: 18,561
Green County Wisconsin
G
GREENCOUNTYPETE Offline
trapper
GREENCOUNTYPETE  Offline
trapper
G

Joined: Sep 2013
Posts: 18,561
Green County Wisconsin
Originally Posted by k snow
Do federal taxes count as wasting money?


involuntary wasting , if you don't pay they want more and if you refuse that they threaten you with violence.


America only has one issue, we have a Responsibility crisis and everything else stems from it.
Re: How do you waste money? [Re: Donnersurvivor] #7768979
01/11/23 01:43 PM
01/11/23 01:43 PM
Joined: Sep 2013
Posts: 18,561
Green County Wisconsin
G
GREENCOUNTYPETE Offline
trapper
GREENCOUNTYPETE  Offline
trapper
G

Joined: Sep 2013
Posts: 18,561
Green County Wisconsin
at 50 dollars a bag I sure turn a lot of Kibble into poop


America only has one issue, we have a Responsibility crisis and everything else stems from it.
Re: How do you waste money? [Re: 160user] #7768985
01/11/23 01:53 PM
01/11/23 01:53 PM
Joined: Nov 2007
Posts: 9,842
St. Cloud, MN
trapperkeck Offline
trapper
trapperkeck  Offline
trapper

Joined: Nov 2007
Posts: 9,842
St. Cloud, MN
Originally Posted by 160user
I have been drinking at the bars and chasing women rather than drinking at home alone in the dark like a normal person.


Whew! That makes me feel better. I sit at home with the lady having cocktails. We don't frequent the bars. I'm glad you brought this up, I was worried beer might be a frivolous expense! I am now at ease thank you, 160!!!


"The voice of reason!"
Re: How do you waste money? [Re: 160user] #7768993
01/11/23 02:04 PM
01/11/23 02:04 PM
Joined: Dec 2013
Posts: 9,313
Northern MN
O
Osky Offline
trapper
Osky  Offline
trapper
O

Joined: Dec 2013
Posts: 9,313
Northern MN
[quote=160user]I have been drinking at the bars and chasing women rather than drinking at home alone in the dark like a normal person.[/quote

Easy now. We’re here for ya.
We’re all in this together.

Osky


"A womans heart is the hardest rock the Almighty has put on this earth, and I can find no sign on it"

Jabless in Minnesota

www.SureDockusa.com
Re: How do you waste money? [Re: trapperkeck] #7768995
01/11/23 02:05 PM
01/11/23 02:05 PM
Joined: Jan 2007
Posts: 17,853
MN
1
160user Offline
trapper
160user  Offline
trapper
1

Joined: Jan 2007
Posts: 17,853
MN
Originally Posted by trapperkeck
Originally Posted by 160user
I have been drinking at the bars and chasing women rather than drinking at home alone in the dark like a normal person.


Whew! That makes me feel better. I sit at home with the lady having cocktails. We don't frequent the bars. I'm glad you brought this up, I was worried beer might be a frivolous expense! I am now at ease thank you, 160!!!


I am happy to help. Beer (whiskey) and tobacco (Copenhagen and Camels) are necessities that rank higher than electricity and toilet paper.


I have nothing clever to put here.





Re: How do you waste money? [Re: Donnersurvivor] #7769006
01/11/23 02:16 PM
01/11/23 02:16 PM
Joined: Apr 2022
Posts: 3,770
Wisconsin
G
Guss Offline
trapper
Guss  Offline
trapper
G

Joined: Apr 2022
Posts: 3,770
Wisconsin
House insurance 635 a year and they wont cover the roof.

Re: How do you waste money? [Re: Donnersurvivor] #7769014
01/11/23 02:23 PM
01/11/23 02:23 PM
Joined: Feb 2014
Posts: 13,138
Ky
J
jbyrd63 Offline
trapper
jbyrd63  Offline
trapper
J

Joined: Feb 2014
Posts: 13,138
Ky
buying shell corn to get pics of birds and squirrels

Re: How do you waste money? [Re: Guss] #7769015
01/11/23 02:24 PM
01/11/23 02:24 PM
Joined: Feb 2014
Posts: 13,138
Ky
J
jbyrd63 Offline
trapper
jbyrd63  Offline
trapper
J

Joined: Feb 2014
Posts: 13,138
Ky
Originally Posted by Guss
House insurance 635 a year and they wont cover the roof.


You talk about a rip off wait until someone steals your tv, guns ,or jewelry ! You have minimum coverage on those unless you get a rider !!

Re: How do you waste money? [Re: Donnersurvivor] #7769018
01/11/23 02:29 PM
01/11/23 02:29 PM
Joined: Sep 2012
Posts: 1,252
mi. u.p
grapestomper Offline
trapper
grapestomper  Offline
trapper

Joined: Sep 2012
Posts: 1,252
mi. u.p
I buy large silage bales to feed the deer.
Saves me money on dog chews as I pick up the sheds for the dog to use up.
I hang them on the light fixture in the kitchen just to make my wife happy. smirk

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