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Health Insurance Up Another 20%!!!!! #7864781
05/13/23 12:18 PM
05/13/23 12:18 PM
Joined: Dec 2006
Posts: 1,513
MI
T
trappingthomas Offline OP
trapper
trappingthomas  Offline OP
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Joined: Dec 2006
Posts: 1,513
MI
I own a company and pay for a bunch of folks health insurance. Since Obamacare went into effect our rates have skyrocketed. Just met with the agent yesterday and sure as crap the plan is going up another 20%! These t.v. ads for the market place with all these people saying how they have a great plan now for nothing or close to nothing is starting to sour in my stomach! Anyone else who actually pays their way in life feeling my pain?

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864784
05/13/23 12:21 PM
05/13/23 12:21 PM
Joined: Feb 2015
Posts: 9,205
Iowa
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trapdog1 Offline
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trapdog1  Offline
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Joined: Feb 2015
Posts: 9,205
Iowa
A government plan that doesn't work? Surly you jest.

Re: Health Insurance Up Another 20%!!!!! [Re: trapdog1] #7864787
05/13/23 12:23 PM
05/13/23 12:23 PM
Joined: Dec 2006
Posts: 1,513
MI
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trappingthomas Offline OP
trapper
trappingthomas  Offline OP
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Joined: Dec 2006
Posts: 1,513
MI
Originally Posted by trapdog1
A government plan that doesn't work? Surly you jest.



Problem is a bunch of people with a hand out think its working fine.

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864789
05/13/23 12:27 PM
05/13/23 12:27 PM
Joined: Feb 2015
Posts: 9,205
Iowa
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trapdog1 Offline
trapper
trapdog1  Offline
trapper
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Joined: Feb 2015
Posts: 9,205
Iowa
Originally Posted by trappingthomas
Originally Posted by trapdog1
A government plan that doesn't work? Surly you jest.



Problem is a bunch of people with a hand out think its working fine.

And The Idiot and his merry band of thieves are doing everything within their power to keep it that way. They don't care about real solutions.

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864792
05/13/23 12:32 PM
05/13/23 12:32 PM
Joined: May 2012
Posts: 5,786
michigan,USA
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seniortrap Offline
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seniortrap  Offline
trapper
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Joined: May 2012
Posts: 5,786
michigan,USA
Any time people receive things for FREE from the Federal Government, its not FREE!

Last edited by seniortrap; 05/13/23 12:32 PM.

Vietnam--1967 46th. Const./Combat Engineers

"Chaotic action is preferable to orderly inaction."
"After the first shot, all plans go out the window!"
Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864807
05/13/23 01:14 PM
05/13/23 01:14 PM
Joined: Feb 2014
Posts: 25,497
nm
A
adam m Online content
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adam m  Online Content
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Joined: Feb 2014
Posts: 25,497
nm
Did your rep go over the utilization factors and offer a wellness program discount? I wouldn't be surprised if there was an uptick in er and diabetes care. Those are always 2 of several factors when premiums go up. Lots of er visits can be done at urgent cares and drs offices but people often chose the er for the "convenience". Over utilization of er causes premiums to go up dramatically.

Health insurance was my career.

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864811
05/13/23 01:19 PM
05/13/23 01:19 PM
Joined: Feb 2014
Posts: 25,497
nm
A
adam m Online content
trapper
adam m  Online Content
trapper
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Joined: Feb 2014
Posts: 25,497
nm
Side note... yes Obamacare caused premiums or outof pocket costs to continuously climb for ever single type of plan thanks largely in part to expanded medicaid and allowing adult "kids"(26 yo) to be on mommy and daddy policy. There were a few years I've seen costs go down for various plans but that was mainly due to various wellness programs and strong emphasis and education on when to go to the er.

People will go to the er just to get pain meds


Last edited by adam m; 05/13/23 01:21 PM. Reason: Added text
Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864824
05/13/23 01:39 PM
05/13/23 01:39 PM
Joined: Dec 2010
Posts: 32,244
Central, SD
Law Dog Offline
trapper
Law Dog  Offline
trapper

Joined: Dec 2010
Posts: 32,244
Central, SD
Rates go up and coverage goes down my copay doubled and my supplement went up $30 a month.


Was born in a Big City Will die in the Country OK with that!

Jerry Herbst
Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864831
05/13/23 01:47 PM
05/13/23 01:47 PM
Joined: Dec 2014
Posts: 3,129
west virginia usa
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randall brannon Offline
trapper
randall brannon  Offline
trapper
R

Joined: Dec 2014
Posts: 3,129
west virginia usa
Demonrats love it. Remember you have to pass it to find out what is in it.


God please keep they 19 fallen UBB miners out of trouble up there.
Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864848
05/13/23 02:17 PM
05/13/23 02:17 PM
Joined: Apr 2010
Posts: 3,821
Ohio
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stinkypete Offline
trapper
stinkypete  Offline
trapper
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Joined: Apr 2010
Posts: 3,821
Ohio
I started working full time in 1987. Full benefits. Full coverage medical and dental. With a retirement plan. This was the norm. Non of the full time employees collected any type of government hand outs. Moving forward to present day. Over 90 percent of our employees receive some type of government assistance and or health care. This is with a spouse making over $40.000.00 a year. Also we do not offer a participating retirement plan. TrappingThomas. The Obama insurance plan was to reduce or eliminate good employers offering private insurance plans to there employees. Our so called health insurance is just that. Pretend insurance. It is tiered not by a particular plan. Tiered by your salary. The more you make the more you pay. Another Socialized garbage program. Fortunately for myself my wife and I have the means to keep ourselves covered with supplemental insurance.The problem I have is this government hand out for the able bodied working class. Creating a society of government dependent adults way before retirement age.

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864854
05/13/23 02:23 PM
05/13/23 02:23 PM
Joined: Aug 2010
Posts: 10,289
Asheville, NC
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charles Offline
trapper
charles  Offline
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C

Joined: Aug 2010
Posts: 10,289
Asheville, NC
I sold group health plans for Prudential in the 80s and 90s. Been cussed out more than a few times.
Back then we had medical questions and pre-existing condition exclusions. Lots of people were uninsurable at any price, even kids of employees. Maternity benefits were optional also.

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864860
05/13/23 02:29 PM
05/13/23 02:29 PM
Joined: Jan 2014
Posts: 20,387
North East Kansas
Marty Offline
trapper
Marty  Offline
trapper

Joined: Jan 2014
Posts: 20,387
North East Kansas
Was it not Mc Cain who stopped Trump from doing away with obamacare?


E
'Honey Badger Militia'
Sleep, the anti woke adote.
Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864863
05/13/23 02:34 PM
05/13/23 02:34 PM
Joined: Dec 2006
Posts: 1,513
MI
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trappingthomas Offline OP
trapper
trappingthomas  Offline OP
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Joined: Dec 2006
Posts: 1,513
MI
I noticed the control (rate wise) to force PPO over HMO plans (or do I have it reversed). Do not want you to pick your care provider! Also, there is once again a big incentive for me to hire young over old folks. The agent told me our average insured age was 48 and I may want to review that. I said I just happen to be turning 49 next week ahole. In case I am not obvious enough I hate insurance and not that long ago we had a president that said by law you had to buy it! Even if it does not make sense for you to do so!

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864865
05/13/23 02:35 PM
05/13/23 02:35 PM
Joined: Jan 2014
Posts: 20,387
North East Kansas
Marty Offline
trapper
Marty  Offline
trapper

Joined: Jan 2014
Posts: 20,387
North East Kansas
I think illegal aliens get it for free.....say it ain't so....


E
'Honey Badger Militia'
Sleep, the anti woke adote.
Re: Health Insurance Up Another 20%!!!!! [Re: Marty] #7864867
05/13/23 02:37 PM
05/13/23 02:37 PM
Joined: Dec 2006
Posts: 1,513
MI
T
trappingthomas Offline OP
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Joined: Dec 2006
Posts: 1,513
MI
Originally Posted by Marty
I think illegal aliens get it for free.....say it ain't so....


Lots of free loaders getting it free! Barf!

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864899
05/13/23 03:43 PM
05/13/23 03:43 PM
Joined: May 2011
Posts: 15,581
Oakland, MS
yotetrapper30 Offline
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Joined: May 2011
Posts: 15,581
Oakland, MS
I took a full time job even though I didn't want or need to work full time just for the insurance. I had a few things I wanted to get checked out at the doctors so I chose the best plan which is about $200/month. I went to have a basic checkup with some blood work done. I was charged a $20 dollar copay. But then I was surprised at the end of the visit to be whacked $150+ for the blood work. Apparently my insurance only pays 80% and 20% of the bloodwork cost was $150??


~~Proud Ultra MAGA~~
Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864903
05/13/23 03:51 PM
05/13/23 03:51 PM
Joined: Jan 2012
Posts: 1,132
PA
P
panaxman Offline
trapper
panaxman  Offline
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Joined: Jan 2012
Posts: 1,132
PA
Illegals get it all free and donít deal with the stress we deal with paying for insurance premiums. Itís only getting worse every year.

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864913
05/13/23 04:04 PM
05/13/23 04:04 PM
Joined: Aug 2010
Posts: 10,289
Asheville, NC
C
charles Offline
trapper
charles  Offline
trapper
C

Joined: Aug 2010
Posts: 10,289
Asheville, NC
Should sue the average cost for a premature birth. I think it is over $400,000.

Re: Health Insurance Up Another 20%!!!!! [Re: trappingthomas] #7864960
05/13/23 05:08 PM
05/13/23 05:08 PM
Joined: Dec 2006
Posts: 12,367
Central Pennsylvania
Nittany Lion Offline
Don't call me Mister, Mister
Nittany Lion  Offline
Don't call me Mister, Mister

Joined: Dec 2006
Posts: 12,367
Central Pennsylvania
i pay 270.90 per month, I do not have to pay any co-pay, my insurance covers 100% of my health costs (which would be staggering considering how many times I've been in the hospital), and I may go to where ever I please. When I purchased my policy my agent told me I had the Cadillac of health insurance plans. Since I am over 65 I have Medicare for which I do have to pay an annual deductible, I don't recall what that cost is, I think it is around $250. My insurance usually increases a little each year, usually around $15 or $20.

Last edited by Nittany Lion; 05/13/23 06:23 PM.

I got myself a seniors' GPS.
Not only does it tell me how to get to my destination,
it tells me why I wanted to go there.
Re: Health Insurance Up Another 20%!!!!! [Re: yotetrapper30] #7865069
05/13/23 08:20 PM
05/13/23 08:20 PM
Joined: Dec 2008
Posts: 27,371
Eastern Shore of Maryland
HobbieTrapper Offline
"Chippendale Trapper"
HobbieTrapper  Offline
"Chippendale Trapper"

Joined: Dec 2008
Posts: 27,371
Eastern Shore of Maryland
Originally Posted by yotetrapper30
I took a full time job even though I didn't want or need to work full time just for the insurance. I had a few things I wanted to get checked out at the doctors so I chose the best plan which is about $200/month. I went to have a basic checkup with some blood work done. I was charged a $20 dollar copay. But then I was surprised at the end of the visit to be whacked $150+ for the blood work. Apparently my insurance only pays 80% and 20% of the bloodwork cost was $150??


What the heck kind of blood work did you get? $50 gets me checked for everything but mental illness. lol


-Goofy-
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