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Re: Generation opportunities [Re: jalstat] #8434572
07/12/25 08:03 AM
07/12/25 08:03 AM
Joined: Mar 2012
meadowview, Virginia
E
EdP Offline
trapper
EdP  Offline
trapper
E

Joined: Mar 2012
meadowview, Virginia
All this whining about how hard things are for the young adults is BS. I lived through inflation higher than anything they have seen. Married with wife and young child in the late 1970's we were lucky to save $25 a month and felt like we had some breathing room when the savings account hit $200. I worked days and my wife waited tables in the evening after I got home. A few years later I paid for her to finish college with my overtime pay and she still worked evenings. I always did as much mechanic work on our vehicles as I could, oil changes, brake jobs, etc. Still, at 70, I have never paid someone to change my oil. We scratched and clawed our way up to home ownership and financial independence ultimately to retire at age 56 with no financial cares. How often do you hear about the young these day doing that?

Re: Generation opportunities [Re: jalstat] #8434578
07/12/25 08:15 AM
07/12/25 08:15 AM
Joined: Dec 2008
Eastern Shore of Maryland
HobbieTrapper Offline
"Chippendale Trapper"
HobbieTrapper  Offline
"Chippendale Trapper"

Joined: Dec 2008
Eastern Shore of Maryland
There are houses in Detroit going for $25K or less.


-Goofy
Re: Generation opportunities [Re: HobbieTrapper] #8434580
07/12/25 08:20 AM
07/12/25 08:20 AM
Joined: Dec 2024
AR
J
J Staton Offline
trapper
J Staton  Offline
trapper
J

Joined: Dec 2024
AR
Originally Posted by HobbieTrapper
There are houses in Detroit going for $25K or less.

Sure wish the Californians would move there.

Re: Generation opportunities [Re: EdP] #8434596
07/12/25 08:50 AM
07/12/25 08:50 AM
Joined: Dec 2022
illinois
J
jalstat Offline OP
trapper
jalstat  Offline OP
trapper
J

Joined: Dec 2022
illinois
Originally Posted by EdP
All this whining about how hard things are for the young adults is BS. I lived through inflation higher than anything they have seen. Married with wife and young child in the late 1970's we were lucky to save $25 a month and felt like we had some breathing room when the savings account hit $200. I worked days and my wife waited tables in the evening after I got home. A few years later I paid for her to finish college with my overtime pay and she still worked evenings. I always did as much mechanic work on our vehicles as I could, oil changes, brake jobs, etc. Still, at 70, I have never paid someone to change my oil. We scratched and clawed our way up to home ownership and financial independence ultimately to retire at age 56 with no financial cares. How often do you hear about the young these day doing that?

Absolutely they seem to want it now but it’s not the case with all of these young ones because I know a lot of rear busters in their 20’s that live in small homes they repair or a trailer on a piece of ground and they advance as they learn and get older just like we did .

Re: Generation opportunities [Re: jalstat] #8434671
07/12/25 12:17 PM
07/12/25 12:17 PM
Joined: Dec 2006
South shore L.I.
G
gcs Offline
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gcs  Offline
trapper
G

Joined: Dec 2006
South shore L.I.
I see some of the main whiners with thousands of dollars of tattoos on them, maybe spare the ink and you'll have some money...if you have a job.... smirk

Re: Generation opportunities [Re: jalstat] #8434682
07/12/25 12:34 PM
07/12/25 12:34 PM
Joined: Mar 2023
WI
WI Outdoors Offline
trapper
WI Outdoors  Offline
trapper

Joined: Mar 2023
WI
Money doesn't go as far as it used to, that's for sure. Are times tougher, eh, that's each persons perspective. At the end of the day, it is what it is. Some will complain, others will accept it and do whatever they have to in order to get it. Isn't that how it's always been though?

Re: Generation opportunities [Re: jalstat] #8434697
07/12/25 01:02 PM
07/12/25 01:02 PM
Joined: Dec 2010
Georgia
sportsman94 Offline
trapper
sportsman94  Offline
trapper

Joined: Dec 2010
Georgia
I think it would be pretty easy to see what it’s like and how hard it is or isn’t. Just pretend you are back in that situation. Find a house you would be ok raising a family in, look at how much it costs, and find out what your mortgage would be. Figure what the average income of a person or family would be who would be in that situation in your area. Move only that much money into an account and pay all of your living expenses in that situation based on that amount of money. Factor in groceries, vehicle maintenance or vehicle expense, diapers, day care (if you want to have a two person income to compare), gas, insurance, phone bill, etc. All the living expenses you would have if you had a young family (if that’s the comparison you are looking for) against a realistic salary for the people at the entry level jobs in whatever field you prefer.

I agree with WI Outdoors, some people are going to gripe and some are just going to make it work however they have to

Last edited by sportsman94; 07/12/25 01:03 PM.
Re: Generation opportunities [Re: jalstat] #8434706
07/12/25 01:12 PM
07/12/25 01:12 PM
Joined: Feb 2012
Northeast Wisconsin
N
NE Wildlife Offline
trapper
NE Wildlife  Offline
trapper
N

Joined: Feb 2012
Northeast Wisconsin
I definitely think it’s much harder now for a young family than when I was young.
I am 39 and glad I am not 18 right now starting out. I saved more Money when I was younger then I can
Now. Everything is more expensive and income doesn’t go near as far.



Re: Generation opportunities [Re: jalstat] #8434732
07/12/25 01:41 PM
07/12/25 01:41 PM
Joined: Jun 2018
Beatrice, NE
L
loosegoose Offline
trapper
loosegoose  Offline
trapper
L

Joined: Jun 2018
Beatrice, NE
The numbers don't lie. It's definitely harder now than it used to be.

[Linked Image]

Re: Generation opportunities [Re: loosegoose] #8434733
07/12/25 01:43 PM
07/12/25 01:43 PM
Joined: Oct 2013
East of the Mason-Dixon Line
DelawareRob Offline
trapper
DelawareRob  Offline
trapper

Joined: Oct 2013
East of the Mason-Dixon Line
Originally Posted by loosegoose
The numbers don't lie. It's definitely harder now than it used to be.

[Linked Image]





Don’t be coming in here with facts and logic.


It’s because anyone younger than 50 is just a lazy SOB.


Stop over cooking your meat! It isn’t gamey, it’s over cooked!

Gordon Ramsey, maybe…
Re: Generation opportunities [Re: jalstat] #8434742
07/12/25 01:54 PM
07/12/25 01:54 PM
Joined: Feb 2020
Indiana
P
Providence Farm Online content
trapper
Providence Farm  Online Content
trapper
P

Joined: Feb 2020
Indiana
A year or so a ago my now 15 year old was talking about wanting to be overdressed for an even so people(girls) would think he had money. Wife told me about it. I didn't bring it up but a few weeks later the opportunity came up Naturally. And I explained our finances. My income he sees hr I work to make it, cost of things like cars and the amount of those payments, interest, expenses plates, insurance ect.

Then we talked about what the local jobs paid around home he understands this becues it's the reason I work so far from home and am gone.


I asked him how are people making x$ and making that expensive car and house payments along with other bills. He didn't know. And I told him about debt. Yes that family looks like they are doing great in that nice house and 2 new cars but most are nearly broke and can't miss a single pay check or will be in trouble.

The wheels started to turn. Then I asked him a simple question. Would you rather look rich or be rich? He looked confused then though and he hesitantly and questioning answered be rich I think?

I said we'll ok then. Now you will never become rich if your trying to look rich. That led to discussion about not spending all your money on stuff to look good that's expensive and buying good enough to get by cars were an example. And that leaves you money to save and invest that will slowly build wealth.


The lights came on and lead to a lot of great discussions.


Last edited by Providence Farm; 07/12/25 02:07 PM.
Re: Generation opportunities [Re: jalstat] #8434755
07/12/25 02:03 PM
07/12/25 02:03 PM
Joined: Oct 2013
East of the Mason-Dixon Line
DelawareRob Offline
trapper
DelawareRob  Offline
trapper

Joined: Oct 2013
East of the Mason-Dixon Line
Nothing wrong with wanting to look well dressed. It opens a lot of doors and makes a good first impression.

Wanting to do it to look rich, nah.

But looking your best at all times should be applauded.


Stop over cooking your meat! It isn’t gamey, it’s over cooked!

Gordon Ramsey, maybe…
Re: Generation opportunities [Re: Providence Farm] #8434759
07/12/25 02:06 PM
07/12/25 02:06 PM
Joined: Mar 2023
WI
WI Outdoors Offline
trapper
WI Outdoors  Offline
trapper

Joined: Mar 2023
WI
Originally Posted by Providence Farm
A year or so a ago my now 15 year old was talking about wanting to be overdressed for an even so people(girls) would think he had money. Wife told me about it. I didn't bring it up but a few weeks later the opportunity came up Naturally. And I explained our finances. My income he sees hr I work to make it, cost of things like cars and the amount of those payments, interest, expenses plates, insurance ect.

Then we talked about what the local jobs paid around home he understands this becues it's the reason I work so far from home and am gone.


I him how are people making x$ and making that expensive car and house payments along with other bills. He didn't know. And I told him about debt. Yes that family looks like they are doing great in that nice house and 2 new cars but most are nearly broke and can't miss a single pay check or will be in trouble.

The wheels started to turn. Then I asked him a simple question. Would you rather look rich or be rich? He looked confused then though and he hesitantly and questioning answered be rich I think?

I said we'll ok then. Now you will never become rich if your trying to look rich. That led to discussion about not spending all your money on stuff to look good that's expensive and buying good enough to get by cars were an example. And that leaves you money to save and invest that will slowly build wealth.


The lights came on and lead to a lot of great discussions.


Did you teach him about how the girls he wants to attract by flaunting his money will also keep him broke? Like Red Foreman told his son, "Oh that girl. You don't want that girl.". Lol

Re: Generation opportunities [Re: WI Outdoors] #8434766
07/12/25 02:15 PM
07/12/25 02:15 PM
Joined: Feb 2020
Indiana
P
Providence Farm Online content
trapper
Providence Farm  Online Content
trapper
P

Joined: Feb 2020
Indiana
Originally Posted by WI Outdoors
Originally Posted by Providence Farm
A year or so a ago my now 15 year old was talking about wanting to be overdressed for an even so people(girls) would think he had money. Wife told me about it. I didn't bring it up but a few weeks later the opportunity came up Naturally. And I explained our finances. My income he sees hr I work to make it, cost of things like cars and the amount of those payments, interest, expenses plates, insurance ect.

Then we talked about what the local jobs paid around home he understands this becues it's the reason I work so far from home and am gone.


I him how are people making x$ and making that expensive car and house payments along with other bills. He didn't know. And I told him about debt. Yes that family looks like they are doing great in that nice house and 2 new cars but most are nearly broke and can't miss a single pay check or will be in trouble.

The wheels started to turn. Then I asked him a simple question. Would you rather look rich or be rich? He looked confused then though and he hesitantly and questioning answered be rich I think?

I said we'll ok then. Now you will never become rich if your trying to look rich. That led to discussion about not spending all your money on stuff to look good that's expensive and buying good enough to get by cars were an example. And that leaves you money to save and invest that will slowly build wealth.


The lights came on and lead to a lot of great discussions.


Did you teach him about how the girls he wants to attract by flaunting his money will also keep him broke? Like Red Foreman told his son, "Oh that girl. You don't want that girl.". Lol



YES, BEEN a lot of conversations about girls today and what to look for and avoid. How to know what's a keeper and what's just for entertainment and not to get heart broken and left broke. can't get into that to deep Might send one of our females on the form into another tantrum.

Basically let him know It very rare for people to be as blessed as His mom and I and get together at 16 and stay together. Risk vs reward Divorce rates ect the court systems and female psychology.


Last edited by Providence Farm; 07/12/25 03:05 PM.
Re: Generation opportunities [Re: loosegoose] #8434789
07/12/25 02:45 PM
07/12/25 02:45 PM
Joined: Mar 2007
Midland, MI.
Seldom Offline
trapper
Seldom  Offline
trapper

Joined: Mar 2007
Midland, MI.
Originally Posted by loosegoose
The numbers don't lie. It's definitely harder now than it used to be.

[Linked Image]



In 1974 I was making $5.24/hr and when I retired in 1998 I was salary making the equivalent of $27/hr. By the graph, I apparently did pretty well through those 24 years wage-wise eh or maybe I’m not reading it correctly . In addition as a factoid, in1966 I quit the Pipefitters/Plumbers Local making $2.25/hr and hired into Dow at $1.87/hr

Last edited by Seldom; 07/12/25 02:51 PM.

"A few want to know WHY, the majority appear to be satisfied just knowing HOW!"
Youtube Channel- SeldomFales
Re: Generation opportunities [Re: jalstat] #8434798
07/12/25 03:02 PM
07/12/25 03:02 PM
Joined: Mar 2012
meadowview, Virginia
E
EdP Offline
trapper
EdP  Offline
trapper
E

Joined: Mar 2012
meadowview, Virginia
Quote
Originally Posted by loosegoose
The numbers don't lie. It's definitely harder now than it used to be.


Numbers don't lie but also must be taken in context. Over the same time period the size of the average home has increased tremendously. My first house was 1200 sq ft, 3 bdrm, one bath. We lived there as a family of 4 and had everything we needed if not everything we wanted. Quote from Google "The average size of a single-family home in the US has significantly increased since 1970. In the 1970s, the median size was around 1,500 square feet. By 2020, the median size had grown to 2,333 square feet. This represents a substantial increase in living space per person due to the combination of larger homes and smaller household sizes."

The Pew research center determined that Americans' paychecks are bigger than 40 years ago, but their purchasing power has remained steady. In other words, people can afford the same things now that they could in the early 70's. The increase in cost is offset by higher wages. So, if you must have that McMansion to be happy, something else is going to have to give. Like Big Sam said, It's not just the high cost of living, it's the cost of living high.

Re: Generation opportunities [Re: EdP] #8434803
07/12/25 03:13 PM
07/12/25 03:13 PM
Joined: Dec 2010
Georgia
sportsman94 Offline
trapper
sportsman94  Offline
trapper

Joined: Dec 2010
Georgia
Originally Posted by EdP
Quote
Originally Posted by loosegoose
The numbers don't lie. It's definitely harder now than it used to be.


Numbers don't lie but also must be taken in context. Over the same time period the size of the average home has increased tremendously. My first house was 1200 sq ft, 3 bdrm, one bath. We lived there as a family of 4 and had everything we needed if not everything we wanted. Quote from Google "The average size of a single-family home in the US has significantly increased since 1970. In the 1970s, the median size was around 1,500 square feet. By 2020, the median size had grown to 2,333 square feet. This represents a substantial increase in living space per person due to the combination of larger homes and smaller household sizes."

The Pew research center determined that Americans' paychecks are bigger than 40 years ago, but their purchasing power has remained steady. In other words, people can afford the same things now that they could in the early 70's. The increase in cost is offset by higher wages. So, if you must have that McMansion to be happy, something else is going to have to give. Like Big Sam said, It's not just the high cost of living, it's the cost of living high.


So what’s a young family to do if all used homes in an area that are safe enough to raise a family are homes built as the housing size trend increased? Pay top dollar to build a new smaller home? Just playing devils advocate. Young people aren’t responsible for the uptick in home size. That’s their parents generation. If that’s what is available the option is to do what?

Re: Generation opportunities [Re: jalstat] #8434806
07/12/25 03:16 PM
07/12/25 03:16 PM
Joined: Mar 2007
Midland, MI.
Seldom Offline
trapper
Seldom  Offline
trapper

Joined: Mar 2007
Midland, MI.
This is the County I've lived and worked in all my life-
[Linked Image]


"A few want to know WHY, the majority appear to be satisfied just knowing HOW!"
Youtube Channel- SeldomFales
Re: Generation opportunities [Re: EdP] #8434809
07/12/25 03:19 PM
07/12/25 03:19 PM
Joined: Feb 2020
Indiana
P
Providence Farm Online content
trapper
Providence Farm  Online Content
trapper
P

Joined: Feb 2020
Indiana
Originally Posted by EdP
Quote
Originally Posted by loosegoose
The numbers don't lie. It's definitely harder now than it used to be.


Numbers don't lie but also must be taken in context. Over the same time period the size of the average home has increased tremendously. My first house was 1200 sq ft, 3 bdrm, one bath. We lived there as a family of 4 and had everything we needed if not everything we wanted. Quote from Google "The average size of a single-family home in the US has significantly increased since 1970. In the 1970s, the median size was around 1,500 square feet. By 2020, the median size had grown to 2,333 square feet. This represents a substantial increase in living space per person due to the combination of larger homes and smaller household sizes."

The Pew research center determined that Americans' paychecks are bigger than 40 years ago, but their purchasing power has remained steady. In other words, people can afford the same things now that they could in the early 70's. The increase in cost is offset by higher wages. So, if you must have that McMansion to be happy, something else is going to have to give. Like Big Sam said, It's not just the high cost of living, it's the cost of living high.


Some truth to this But income has not keep up with inflation.

I will use myself as an example. I live small, no house or farm payment a few thousand out in 0% or 2.6 % interest loans. Money market is paying 3.9 so if I pay them off I loose money. I drive a beat up 97 2wd Ford ranger
and make as much or more than 80% of two income families in my area. And why I travel for work.

Even if I paid my small payments off and took a job close to home being debt free I would be straped living nearly pay check to pay check on a single income of what the local jobs paid. Unable to save much and very little if any to put back for retirement. Add in a standard house house and used car.payment and I don't think it would work.

And not a lot of people not retired are debt free or able to be. I would be worried about my kids ability to be able to buy or build a home and live comfortably in the future if not for the fact I already own land they can build on and have the ability to build the house ourselves saving labor cost. They will only have to pay for materials.

Re: Generation opportunities [Re: jalstat] #8434813
07/12/25 03:27 PM
07/12/25 03:27 PM
Joined: Feb 2011
alberta
S
spjones Offline
trapper
spjones  Offline
trapper
S

Joined: Feb 2011
alberta
I hate to always be that guy,,,,,,

Young people(all people) need to study bitcoin

This thread highlights how money is broken,,,,it is being devalued by printing more out of thin air

The first chart shows almost exactly when the US left the gold standard

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