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Lower rates! #8495107 10/30/25 01:44 PM 10/30/25 01:44 PM
Joined: Oct 2025 Tenn/ky T Treefrog88 OP trapper
Treefrog88 OP trapper T Joined: Oct 2025 Tenn/ky	So much for feds lowering rates. Soon as the banks think more mortgage applications the 30&15 year rates go up. Up .21 so far today

Re: Lower rates! [Re: Treefrog88] #8495136 10/30/25 03:04 PM 10/30/25 03:04 PM
Joined: Feb 2022 Arkansas W WhiteCliffs trapper
WhiteCliffs trapper W Joined: Feb 2022 Arkansas	You can bet the cd rates are going down

Re: Lower rates! [Re: Treefrog88] #8495227 10/30/25 07:15 PM 10/30/25 07:15 PM
Joined: Jan 2025 NC J Joco1995 trapper
Joco1995 trapper J Joined: Jan 2025 NC	3.75 here WC

Re: Lower rates! [Re: Treefrog88] #8495236 10/30/25 07:23 PM 10/30/25 07:23 PM
Joined: Aug 2013 Louisville, Nebraska jabNE trapper
jabNE trapper Joined: Aug 2013 Louisville, Nebraska	Mortgages and fed funds rates are two completely different ends of the rate curve. Jim Money cannot buy you happiness, but it can buy you a trapping license and that's pretty close.

Re: Lower rates! [Re: jabNE] #8495239 10/30/25 07:26 PM 10/30/25 07:26 PM
Joined: Feb 2020 Indiana P Providence Farm trapper
Providence Farm trapper P Joined: Feb 2020 Indiana	Originally Posted by jabNE Mortgages and fed funds rates are two completely different ends of the rate curve. Jim Yep, if bond rates come down so will mortgage rates from what I read. Banks can buy bonds at a higher rate with no risk so if you want a loan its going to cost more. fed rates are just the cost for banks to barrow or some such. Going from memory of some half hearted reading a few weeks ago. So I may not have it 100% right.

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