I have a few smaller credit limit cards, the bill statement today, showed 2 charges over $200 for Uber eats, I call the card company an was told it be investigated as fraud an likely would get money back to card, they said the thiefs are rarely caught, how in the world do the thief's get your credit card info? I don't see how anyone could have possibly gotten it

It happens. A couple of years ago somebody bought $2400 worth of suitcases and coats at 5 different places down in Florida on one of mine. Then last year I had a Rural King card I misplaced in a drawer. They replaced it with a new one and I never did make any charges on it. In a couple of months somebody charged a couple hundred dollars against it. Since I had never used it anyplace, that led me to believe it had to be someone in the credit card company itself.
I don't understand why that when someone orders stuff and it goes to an address why they can't catch them ?

I emailed my CC info. Everything was eventually reimbursed. They said to never txt or email your cc info, too easily stolen.
They froze my card at the third transaction that was suspicious. First one was at a candle store, 2nd was at Popeyes supplements and the 3rd was for some kinda tennis shoes from an expensive sports store.
Never give your Cc info in an email or txt.

What SJ said plus don't store your CC info in your phone. There easy to hack.

Every once in awhile I get an email and text from Capitol One, asking if I just made a charge on my card. Only one time was it not me, and they immediately canceled the card and overnighted me a new one.

I have only had mine hacked once and of course it was the morning I was leaving on a hunting trip. All of the charges were small (425-75 each) and all to bookstores. The CC company took care of it but of course had to cancel my card.

That sucks, Coonman. Sounds like you are taking care of it. Good luck sir.

It sucks and I hate thieves.

I’m going through it now.. i think it’s the 3rd or 4th time in past years… ironically.. each time mine has been stolen.. I was on vacation, and I’m positive, someone at a restaurant I gave my card to, is the one who got my number… never going to let it out of my sight again…

X2

my wife's card was compromised yesterday. Third time in a year and a half. All three times ,they tried a very small online purchase, to places in the Czech Republic. All three times our card company , caught it , and although inconvenient, we haven't lost a dime yet. We usually have her new card in a few days, and she just uses cash until then. She is thinking about just using cash from now on.

coonman It is a lot harder to steal cash out of your wallet. Pretty common for credit cards to be compromised.

Really tough to buy stuff online with cash

Happened a couple times here, and we're pretty careful, cash register monkeys steal them...one time it was for sneakers, another was for a computer system....dopey thieves forgot to change the address and it came here. lol...it always gets taken care of by the cc company.

I’ve had a few charges like that from bookstores too. They were in Maryland. The other time it happened it was a waitress at a ski resort. She was the only one I used my card with while there. Two months later on closing day at the end of season party I was charged for a ton of booze. Apparently she paid for all of her friends or just gave herself a huge tip. Every time my bank did their investigation and I received my money back

I recently had my business debit card hacked. It has happened with that account several time in the past, probably because I use it so much.

As always, my bank took care of it. They immediately cancel the card and begin the process of issuing me a new one and they refund my money.

I was told they can get your numbers using skimmers at gas pumps, ATM's, etc. But it is more common for the to run computer programs that run millions of numbers and try to match them with security codes. They test matches by doing a one cent debit. If that comes back approved they know they have a match.

I was told the same as you, they almost never catch these people, I doubt they even try.

I quit handing my card to pay for fast food at the drive thrus and mine didnt get hacked anymore. 4 or 5 times over the years before I figured it out.

Card skimming is a popular way to steal your info the bank told me to use the tap feature a while ago now I see they found a way to skim those too.

If you have cards and use them and have not had issues, you are very lucky. But the CC companies will make it right.

One thing I have done is use one card that never leaves my sight for purchases I make in person. Knock on wood, I have never had an issue with that card. I have another card that I use for online and any purchase like a restaurant where the card leaves my sight. Have had problems with that one a time or two and it is a pain to have to update all the subscriptions I use it for but that is the cost for the convenience. And I still have the other card to use until I get my replacement card.

I also quit using debit cards because the resolution process if there is a problem takes a lot longer than the credit card.

Unless they are stealing millions and millions of dollars or stealing from the government they don’t bother go after them, the credit card companies just pay it. Last month a municipality south west of me was taken for $800,000 dollars by hackers manipulating the payment process.

Getting a prepaid card can eliminate some issues like the auto renewal payments and personal information problems once the funds run out that’s all that’s available to them.