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Re: My sons house got hit last night
[Re: Trapset]
#8580628
6 hours ago
6 hours ago
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Joined: Jun 2010
Iowa
~ADC~
The Count
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The Count
Joined: Jun 2010
Iowa
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Is that a double wide trailer home? It appears to be in a trailer court so I'd guess yes. Sure glad no one has gotten hurt.
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Re: My sons house got hit last night
[Re: ~ADC~]
#8580633
6 hours ago
6 hours ago
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Joined: May 2011
Oakland, MS
yotetrapper30
trapper
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trapper
Joined: May 2011
Oakland, MS
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How does anyone not have Home Owners insurance these days? Either him as the buyer or the current owner as the seller? X2 I cannot imagine owning anything of much value without insurance. A car, an expensive boat, a camper, and especially your home. Especially if your vechile or camper is your home.
The devil's greatest trick isn't making us think he doesn't exist. It's flattering us. So we don't see..... the devil is us.
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Re: My sons house got hit last night
[Re: foxkidd44]
#8580638
6 hours ago
6 hours ago
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Joined: Aug 2010
Asheville, NC
charles
trapper
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trapper
Joined: Aug 2010
Asheville, NC
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When a mobile home is sold new, the homeowner's insurance is often included in the sale. It is typical to see a mobile home policy with seven years of coverage. This protects the bank or lender.
Have your son examine the closing documents he received when he bought the home.
I doubt the home inspector can be sued. Some professionals carry Errors and Omissions insurance. I was required to carry it when I sold property insurance.
Last edited by charles; 6 hours ago.
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Re: My sons house got hit last night
[Re: KeithC]
#8580649
6 hours ago
6 hours ago
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Joined: Sep 2013
Green County Wisconsin
GREENCOUNTYPETE
trapper
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trapper
Joined: Sep 2013
Green County Wisconsin
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When the home inspection was done, the inspector should have documented the obvious potential danger from that dead tree. If they didn't, they are liable for the damage it caused.
Keith they don't have insurance and you think an inspection was done. welcome to being poor , things are shortcutted and overlooked all the time. then generally the guy who can least afford to be hurt and miss work , jumps up on that roof with a chain saw and starts cutting and just hopes he doesn't get hurt. rent to own generally goes like this , guy owns trailer and place it is parked , he says to the guy who rents , rent it for 15 years and you own the trailer also keep paying lot rent forever. now the guy who owns it either deprecates it over those years or figures you will move out at some point in those years and he keeps the trailer and sells it to the next guy who rents it for 15 years. a close look at the agreement is in order before any one jumps on that roof , because if the other guy still technically owns it till they day you make your last payent , then yall might be best to pack and walk away and rent something else. but a poor man will say his word is worth something and fix it up best he can and keep fixing and renting another mans trailer. I am of course speculating maybe Fox can shed some light on the reality of it if he knows.
America only has one issue, we have a Responsibility crisis and everything else stems from it.
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Re: My sons house got hit last night
[Re: TurkeyWrangler]
#8580650
6 hours ago
6 hours ago
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Joined: Jun 2010
Iowa
~ADC~
The Count
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The Count
Joined: Jun 2010
Iowa
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I know several people who no longer carry home owners insurance. Like a lot of things these days it's not affordable for people on fixed incomes. He never mentioned being on a fixed income. I figured a younger guy with kids would have a job and maybe a wife with a job as well.
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Re: My sons house got hit last night
[Re: ~ADC~]
#8580660
5 hours ago
5 hours ago
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Joined: Jan 2007
MN
160user
trapper
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trapper
Joined: Jan 2007
MN
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I know several people who no longer carry home owners insurance. Like a lot of things these days it's not affordable for people on fixed incomes. I figured a younger guy with kids would have a job and maybe a wife with a job as well. Better yet, his wife could have two jobs............
I have nothing clever to put here.
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Re: My sons house got hit last night
[Re: ~ADC~]
#8580662
5 hours ago
5 hours ago
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Joined: Dec 2006
AR
TurkeyWrangler
trapper
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trapper
Joined: Dec 2006
AR
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I know several people who no longer carry home owners insurance. Like a lot of things these days it's not affordable for people on fixed incomes. He never mentioned being on a fixed income. I figured a younger guy with kids would have a job and maybe a wife with a job as well. I didn't say he was. Someone else wondered how "anyone" could not have insurance. I personally know two elderly people and a disabled veteran that do not carry home owners insurance.
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Re: My sons house got hit last night
[Re: GREENCOUNTYPETE]
#8580709
4 hours ago
4 hours ago
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Joined: Oct 2020
Southern Indiana
IN cooner
trapper
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trapper
Joined: Oct 2020
Southern Indiana
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"might be best to pack and walk away and rent something else."
GC PETE laid it out very well. I would do this if you don't own it. Salvage what you can.
Owner SHOULD have insurance unless they are plain dumb, renters should have renter's insurance too in any situation. I know people who lost all they had because they did not have it.
Last edited by IN cooner; 4 hours ago.
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Re: My sons house got hit last night
[Re: foxkidd44]
#8580720
3 hours ago
3 hours ago
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Joined: Dec 2006
Williamsport, Pa.
jk
trapper
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trapper
Joined: Dec 2006
Williamsport, Pa.
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Foxkidd you are having a bad streak of things going wrong. Is the truck fixed yet?......jk
Free people are not equal. Equal people are not free. What's supposed to be ain't always is. Hopper Hunter
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Re: My sons house got hit last night
[Re: foxkidd44]
#8580752
1 hour ago
1 hour ago
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Joined: Jun 2007
Illinois
foxkidd44
OP
trapper
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OP
trapper
Joined: Jun 2007
Illinois
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Thanks for the replies guys… my apologies for not responding earlier,,, was busy getting stuff done. He will have the damage covered… because he doesn’t own the lot,,, and pays lot rent,,, the owner of the trailer court is responsible. He’s been in contact with the property manager… I’m so relieved in that aspect. Not only was I , and my cousins brother getting this thing off,,, we had 5 other guys I know, bring their chainsaws and we got it cleared. We definitely took our time and and didn’t get in a rush ,,, taking small peices at a time just in case the tree would pitch and roll. We got the holes covered with tarps and nailed down some 2nd to keep the wind from tearing it off.
Stand by your principles, Stand by your guns, and victory complete and permanent is sure at last. Abraham Lincoln
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Re: My sons house got hit last night
[Re: jk]
#8580755
1 hour ago
1 hour ago
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Joined: Jun 2007
Illinois
foxkidd44
OP
trapper
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OP
trapper
Joined: Jun 2007
Illinois
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Foxkidd you are having a bad streak of things going wrong. Is the truck fixed yet?......jk Yup,,, the axle seal wasn’t bad,, there was a hole in the axle itself,,, nothing huge,,, just enough to make it leak.. I got some Liquid Metal patch called Devon and patched it,,, seems to be working fine. Sunday I’m gonna change the master cylinder,,, I can still stop,,, but I have to pump the brakes a few times th tighten them up. It’s not the brake line,,, I’m not loosing fluid. Figure while I’m at it,,, might as well change the brake pads too
Stand by your principles, Stand by your guns, and victory complete and permanent is sure at last. Abraham Lincoln
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Re: My sons house got hit last night
[Re: foxkidd44]
#8580760
1 hour ago
1 hour ago
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Joined: Oct 2007
OK
Aaron Proffitt
trapper
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trapper
Joined: Oct 2007
OK
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I'm certainly glad there weren't any injuries, bud. Definitely a pain in the butt, though.
Honor a Soldier. Be the kind of American worth fighting for.
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Re: My sons house got hit last night
[Re: foxkidd44]
#8580762
1 hour ago
1 hour ago
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Joined: Sep 2013
Green County Wisconsin
GREENCOUNTYPETE
trapper
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trapper
Joined: Sep 2013
Green County Wisconsin
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Thanks for the replies guys… my apologies for not responding earlier,,, was busy getting stuff done. He will have the damage covered… because he doesn’t own the lot,,, and pays lot rent,,, the owner of the trailer court is responsible. He’s been in contact with the property manager… I’m so relieved in that aspect. Not only was I , and my cousins brother getting this thing off,,, we had 5 other guys I know, bring their chainsaws and we got it cleared. We definitely took our time and and didn’t get in a rush ,,, taking small peices at a time just in case the tree would pitch and roll. We got the holes covered with tarps and nailed down some 2nd to keep the wind from tearing it off.
glad to hear you got it done and no one hurt.
America only has one issue, we have a Responsibility crisis and everything else stems from it.
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Re: My sons house got hit last night
[Re: Aaron Proffitt]
#8580775
1 hour ago
1 hour ago
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Joined: Jun 2007
Illinois
foxkidd44
OP
trapper
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OP
trapper
Joined: Jun 2007
Illinois
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I'm certainly glad there weren't any injuries, bud. Definitely a pain in the butt, though. That tree fell directly on My 7 old granddaughter’s bedroom, who she shares with her little brother Lincoln who is 3… Lincoln’s bed is right against that wall that buckled.. but,,, Lincoln was at his mom’s house ( my son and his girlfriend are separated at the time). And Marlee, my other granddaughter, had left her bed in the middle of the night and went to sleep on the couch.
Stand by your principles, Stand by your guns, and victory complete and permanent is sure at last. Abraham Lincoln
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Re: My sons house got hit last night
[Re: foxkidd44]
#8580782
58 minutes ago
58 minutes ago
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Joined: Jun 2007
Illinois
foxkidd44
OP
trapper
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OP
trapper
Joined: Jun 2007
Illinois
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My son got interviewed by the local tv news.. after the interview, she got her work gloves out and pitched in to help pull brush,,, I’ve never known a news reporter to do that,,, but that lady deserves some serious recognition!!
Stand by your principles, Stand by your guns, and victory complete and permanent is sure at last. Abraham Lincoln
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