Insurance? - Trapperman Forums

No Profanity *** No Flaming *** No Advertising *** No Anti Trappers ***NO POLITICS
No Non-Target Catches *** No Links to Anti-trapping Sites *** No Avoiding Profanity Filter

Home~Trap Talk~ADC Forum~Trap Shed~Wilderness Trapping~International Trappers~Fur Handling

Auction Forum~Trapper Tips~Links~Gallery~Basic Sets~Convention Calendar~Chat~ Trap Collecting Forum ~ Live Chat

Trapper's Humor~Strictly Trapping~Fur Buyers Directory~Mugshots~Fur Sale Directory~Wildcrafting~The Pen and Quill

Trapper's Tales~Words From The Past~Legends~Archives~Kids Forum~Lure Formulators Forum~ Fermenter's Forum

~~~ Dobbins' Products Catalog ~~~

Minnesota Trapline Products

Please support our sponsor for the Trappers Talk Page - Minnesota Trapline Products

Register Log In Home Forums Trapper Talk Insurance?

Print Thread

Hop To

Page 2 of 2

1

2

Re: Insurance? [Re: Beaverdo] #8602081 Yesterday at 10:52 AM Yesterday at 10:52 AM
Joined: Dec 2006 MN, Land of 10,000 Lakes T Trapper7 trapper
Trapper7 trapper T Joined: Dec 2006 MN, Land of 10,000 Lakes	Originally Posted by Beaverdo Tim, I use Hanneken Ins., they represent many companies as Trapper 7 was saying. I am currently with Western National, I get the bare bones minimum, pay for a year at a time, just checked last years premium, $279 for the year. I wonder if Ralph Hanneken, our district 4 director is part of the Hanneken insurance family. Western National is a good company rate wise and on claims. I would guess the Hannekens are all related somewhere down the line. I know Ralph, he's a good man. You know you're old when you walk past a rest room and think, as long as I'm here........

Re: Insurance? [Re: Ohio Wolverine] #8602084 Yesterday at 10:59 AM Yesterday at 10:59 AM
Joined: Dec 2006 MN, Land of 10,000 Lakes T Trapper7 trapper
Trapper7 trapper T Joined: Dec 2006 MN, Land of 10,000 Lakes	Originally Posted by Ohio Wolverine I believe it's true that it's cheaper to total it, than repair it. The insurance companies , then own it, and sell it to a recycle center. Often an insurance company will total a vehicle if it's damage is reasonably close to the value of it because once a body shop starts repairing it, they could find other damage. Most insurance companies don't want the salvage and will offer it back to the insured for about 1/3 wholesale value. I had that happen many times over the years I was in the business. You know you're old when you walk past a rest room and think, as long as I'm here........

Re: Insurance? [Re: Trapper7] #8602168 Yesterday at 05:00 PM Yesterday at 05:00 PM
Joined: Apr 2007 ohio Ohio Wolverine trapper
Ohio Wolverine trapper Joined: Apr 2007 ohio	Originally Posted by Trapper7 Originally Posted by Ohio Wolverine I believe it's true that it's cheaper to total it, than repair it. The insurance companies , then own it, and sell it to a recycle center. Often an insurance company will total a vehicle if it's damage is reasonably close to the value of it because once a body shop starts repairing it, they could find other damage. Most insurance companies don't want the salvage and will offer it back to the insured for about 1/3 wholesale value. I had that happen many times over the years I was in the business. True , as I have also bought back a totaled truck, rebuilt it, and the state inspected it. Once that was done I got a different title. We have met the enemy and the enemy is us!

Page 2 of 2

1

2

Moderated by 330-Trapper, Bogmaster, Cindy, cotton, Drifter, Maddog47, Paul Dobbins, Sharon, USMC47 🦫

Powered by UBB.threads™ PHP Forum Software 7.7.1