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Need Help? 2 million in insurance coverage? #6759052
02/05/20 05:02 PM
02/05/20 05:02 PM
Joined: Feb 2015
Posts: 1,501
alabama
steeltraps Offline OP
trapper
steeltraps  Offline OP
trapper

Joined: Feb 2015
Posts: 1,501
alabama
Ok , I need help. New customer offering 45 days of coyote contract work NEEDS lots of info on insurance. Minimum 2 million dollar liability and so on. Can someone PLEASE give me the names of some insurance carriers that specialize in trapping!

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6759061
02/05/20 05:10 PM
02/05/20 05:10 PM
Joined: Mar 2014
Posts: 989
vermont
V
vermontster Offline
trapper
vermontster  Offline
trapper
V

Joined: Mar 2014
Posts: 989
vermont
I have liability insurance on hunting lease through QDMA and very reasonable. Not sure if it would cover trapping but you could call and ask. Maybe they can help. I think mine costs around 14 cents a acre.


The bitterness of poor quality last a lot longer than the sweetness of low price
Re: Need Help? 2 million in insurance coverage? [Re: vermontster] #6759247
02/05/20 06:48 PM
02/05/20 06:48 PM
Joined: Feb 2015
Posts: 1,501
alabama
steeltraps Offline OP
trapper
steeltraps  Offline OP
trapper

Joined: Feb 2015
Posts: 1,501
alabama
Thanks. But i need 2 million on liability. I do large jobs. On large tracts of land. New client . Would like to keep. But may not meet insurance requirements. I just need to know = who to call for ADC type insurance

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6759390
02/05/20 08:05 PM
02/05/20 08:05 PM
Joined: Dec 2006
Posts: 3,219
Lower Alabama (Daleville)
L
LAtrapper Offline
"Professor"
LAtrapper  Offline
"Professor"
L

Joined: Dec 2006
Posts: 3,219
Lower Alabama (Daleville)
Christian/Baker Company offers members of the National Wildlife Control Operators Association (NWCOA) insurance at reasonable rates. I carried my liability insurance through them for many years before I turned the business over to my son. For more information see- http://christianbakerco.com/wildlife-control-nwcoa/3798614


Note to self- Engage brain before opening mouth (or hitting the ENTER key/SUBMIT button).

Ron Fry

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6759478
02/05/20 09:03 PM
02/05/20 09:03 PM
Joined: Feb 2014
Posts: 7,430
Louisiana
Aix sponsa Offline
trapper
Aix sponsa  Offline
trapper

Joined: Feb 2014
Posts: 7,430
Louisiana
Christian/Baker for me too

Re: Need Help? 2 million in insurance coverage? [Re: Aix sponsa] #6759654
02/05/20 10:08 PM
02/05/20 10:08 PM
Joined: Feb 2015
Posts: 1,501
alabama
steeltraps Offline OP
trapper
steeltraps  Offline OP
trapper

Joined: Feb 2015
Posts: 1,501
alabama
Thanks guys, I called Christian/Baker . They are 1 hr ahead of Alabama time. Girl said = All agents had gone home for day. Will call back tomorrow.

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6759657
02/05/20 10:09 PM
02/05/20 10:09 PM
Joined: Feb 2015
Posts: 1,501
alabama
steeltraps Offline OP
trapper
steeltraps  Offline OP
trapper

Joined: Feb 2015
Posts: 1,501
alabama
I am hoping that for 2 million liability AND work comp for 1 person i can get policy for 1000 dollars a year or so?

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6759721
02/05/20 10:47 PM
02/05/20 10:47 PM
Joined: Feb 2014
Posts: 7,430
Louisiana
Aix sponsa Offline
trapper
Aix sponsa  Offline
trapper

Joined: Feb 2014
Posts: 7,430
Louisiana
It is my understanding that no workman comp is needed when you have no employees. Ask them though.

Doubt youíre going to get $2,000,000 for $1000 a year. $1,000,000, yes, but not 2.

Ask them, theyíre very helpful.

Re: Need Help? 2 million in insurance coverage? [Re: Aix sponsa] #6759759
02/05/20 11:05 PM
02/05/20 11:05 PM
Joined: Feb 2015
Posts: 1,501
alabama
steeltraps Offline OP
trapper
steeltraps  Offline OP
trapper

Joined: Feb 2015
Posts: 1,501
alabama
I will ask tomorrow. I HOPE i can. 2 million is on the new contract paper work we have. New changes for 2020 maybe. I charge 250 a day for coyotes. I could / or may have to go to 275 a day to take care of cost of insurance?

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6759775
02/05/20 11:13 PM
02/05/20 11:13 PM
Joined: Aug 2011
Posts: 26,596
james bay frontierOnt.
B
Boco Offline
trapper
Boco  Offline
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Posts: 26,596
james bay frontierOnt.
A lot of places(larger clients) here require 5 mil liability now-2 mil not good enough.

Last edited by Boco; 02/05/20 11:14 PM.
Re: Need Help? 2 million in insurance coverage? [Re: Boco] #6759818
02/05/20 11:38 PM
02/05/20 11:38 PM
Joined: Feb 2015
Posts: 1,501
alabama
steeltraps Offline OP
trapper
steeltraps  Offline OP
trapper

Joined: Feb 2015
Posts: 1,501
alabama
Boco , paper work states 2 million liability and 1 million workmans comp ? Was told new changes for 2020 , for this company? dont really understand WHY so much. Im not going to mess up nothing trapping LOL!

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6762475
02/08/20 12:22 AM
02/08/20 12:22 AM
Joined: Aug 2008
Posts: 277
Northern Minnesota
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webfootwhacker Offline
trapper
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trapper
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Joined: Aug 2008
Posts: 277
Northern Minnesota
Check with Bob and Sons (west bend). I have two million through him. My dealings with them have been great. Very affordable too - premiums are based on your business gross earnings.

Re: Need Help? 2 million in insurance coverage? [Re: webfootwhacker] #6762966
02/08/20 01:39 PM
02/08/20 01:39 PM
Joined: Dec 2006
Posts: 1,457
Central IA
TRapper Offline
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TRapper  Offline
trapper

Joined: Dec 2006
Posts: 1,457
Central IA
Originally Posted by webfootwhacker
Check with Bob and Sons (west bend). I have two million through him. My dealings with them have been great. Very affordable too - premiums are based on your business gross earnings.

Ditto

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6765605
02/10/20 06:01 PM
02/10/20 06:01 PM
Joined: Apr 2019
Posts: 20
South West Alabama
O
Ole Farte Offline
trapper
Ole Farte  Offline
trapper
O

Joined: Apr 2019
Posts: 20
South West Alabama
Steel traps
You have any luck with insurance
I have been looking for 5 years, haven't had anyone willing to write, I am certainly calling the wrong companies

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6769803
02/14/20 10:08 AM
02/14/20 10:08 AM
Joined: Feb 2014
Posts: 7,430
Louisiana
Aix sponsa Offline
trapper
Aix sponsa  Offline
trapper

Joined: Feb 2014
Posts: 7,430
Louisiana
Originally Posted by steeltraps
Boco , paper work states 2 million liability and 1 million workmans comp ? Was told new changes for 2020 , for this company? dont really understand WHY so much. Im not going to mess up nothing trapping LOL!


A gate that isnít closed can lead to cattle on the highway. Cattle could be at risk, drivers could be at risk...


We donít think many things can go wrong, but when you really think about it, the potential to be ruined is there, ESPECIALLY for beaver trappers.

Re: Need Help? 2 million in insurance coverage? [Re: Aix sponsa] #6771557
02/15/20 06:29 PM
02/15/20 06:29 PM
Joined: Feb 2015
Posts: 1,501
alabama
steeltraps Offline OP
trapper
steeltraps  Offline OP
trapper

Joined: Feb 2015
Posts: 1,501
alabama
Originally Posted by Aix sponsa
Originally Posted by steeltraps
Boco , paper work states 2 million liability and 1 million workmans comp ? Was told new changes for 2020 , for this company? dont really understand WHY so much. Im not going to mess up nothing trapping LOL!


A gate that isnít closed can lead to cattle on the highway. Cattle could be at risk, drivers could be at risk...


We donít think many things can go wrong, but when you really think about it, the potential to be ruined is there, ESPECIALLY for beaver trappers.


Their are no cattle where I trap, only pine trees. I found out the email = Memo did NOT apply to me. So i will NOT have to have 2 million dollars worth of coverage. Thanks for at the responses guys!! Sounds like insurance is a real pain!

Re: Need Help? 2 million in insurance coverage? [Re: steeltraps] #6771788
02/15/20 09:15 PM
02/15/20 09:15 PM
Joined: May 2018
Posts: 361
NORTH DAKOTA
D
Duckstick80 Offline
trapper
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Joined: May 2018
Posts: 361
NORTH DAKOTA
Can you just get a general liability policy? I have a one million dollar policy for my construction business and it's $432 lump sum. Do you have employees? If not, you could probably get by with a certificate from your state that says you don't need workmans comp.

Re: Need Help? 2 million in insurance coverage? [Re: Duckstick80] #6771909
02/15/20 10:46 PM
02/15/20 10:46 PM
Joined: Feb 2014
Posts: 7,430
Louisiana
Aix sponsa Offline
trapper
Aix sponsa  Offline
trapper

Joined: Feb 2014
Posts: 7,430
Louisiana
Originally Posted by Duckstick80
Can you just get a general liability policy? I have a one million dollar policy for my construction business and it's $432 lump sum. Do you have employees? If not, you could probably get by with a certificate from your state that says you don't need workmans comp.



That sounds way better than what I have. Who is that with?

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