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Tennessee ADC insurance Requirements #7003237
09/28/20 08:48 PM
09/28/20 08:48 PM
Joined: Feb 2019
Posts: 6
Tennessee USA
Hemming Co. Offline OP
trapper
Hemming Co.  Offline OP
trapper

Joined: Feb 2019
Posts: 6
Tennessee USA
The state of Tennessee insurance requirements per TCA states "adequate liability insurance" It does not state the amount. So the question is what does "adequate" mean?
Is it 300k, 500k or 1M liability coverage? Ive had some TWA officers tell me it is one mil yet another says 500k. Anyone else in Tennessee and can you suggest a good insurance firm?
I was looking at a general contractors insurance and found one where I can get per job coverage, per month, or per year.

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7003317
09/28/20 09:47 PM
09/28/20 09:47 PM
Joined: Dec 2006
Posts: 9,858
Central NC
T
traprjohn Offline
trapper
traprjohn  Offline
trapper
T

Joined: Dec 2006
Posts: 9,858
Central NC
Bob and Sons


www.sevenoakstrappingsupplies.com for trap mods and gear
The 10 Commandments are not suggestions.
Buy a soldiers meal EVERY chance you can.

Re: Tennessee ADC insurance Requirements [Re: traprjohn] #7003345
09/28/20 10:02 PM
09/28/20 10:02 PM
Joined: Feb 2019
Posts: 6
Tennessee USA
Hemming Co. Offline OP
trapper
Hemming Co.  Offline OP
trapper

Joined: Feb 2019
Posts: 6
Tennessee USA
Where are bob n sons located?

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7003430
09/28/20 11:12 PM
09/28/20 11:12 PM
Joined: Dec 2006
Posts: 3,227
Lower Alabama (Daleville)
L
LAtrapper Offline
"Professor"
LAtrapper  Offline
"Professor"
L

Joined: Dec 2006
Posts: 3,227
Lower Alabama (Daleville)
I always used the NWCOA insurance program- https://www.nwcoa.com/resources/Doc...istian%20Baker%20Insurance%20Program.pdf

I carried the $500,000/$1,000,000 policy, cost $650 per year. If more was required by the customer, temporary insurance was available through a phone call or email.


Note to self- Engage brain before opening mouth (or hitting the ENTER key/SUBMIT button).

Ron Fry

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7003672
09/29/20 08:40 AM
09/29/20 08:40 AM
Joined: Dec 2006
Posts: 1,351
Woodhull, Illinois 77
J
Jim Bethell Offline
trapper
Jim Bethell  Offline
trapper
J

Joined: Dec 2006
Posts: 1,351
Woodhull, Illinois 77
Bob & Sons Insurance Agency, 260 726-3718. Portland, in 47371

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7004173
09/29/20 07:47 PM
09/29/20 07:47 PM
Joined: Oct 2014
Posts: 162
NY
T
trappermac NY Offline
trapper
trappermac NY  Offline
trapper
T

Joined: Oct 2014
Posts: 162
NY
You also need to think about how your business is listed. If DBA, the person sueing can go after your personal assets above and beyond your liability. If an LLC, you are covered to the extent of your liability....in otherwords, your personal property is protected.


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