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Tennessee ADC insurance Requirements #7003237
09/28/20 08:48 PM
09/28/20 08:48 PM
Joined: Feb 2019
Posts: 16
Tennessee USA
Hemming Co. Offline OP
trapper
Hemming Co.  Offline OP
trapper

Joined: Feb 2019
Posts: 16
Tennessee USA
The state of Tennessee insurance requirements per TCA states "adequate liability insurance" It does not state the amount. So the question is what does "adequate" mean?
Is it 300k, 500k or 1M liability coverage? Ive had some TWA officers tell me it is one mil yet another says 500k. Anyone else in Tennessee and can you suggest a good insurance firm?
I was looking at a general contractors insurance and found one where I can get per job coverage, per month, or per year.

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7003317
09/28/20 09:47 PM
09/28/20 09:47 PM
Joined: Dec 2006
Posts: 11,165
Central NC
T
traprjohn Offline
trapper
traprjohn  Offline
trapper
T

Joined: Dec 2006
Posts: 11,165
Central NC
Bob and Sons


www.sevenoakstrappingsupplies.com for trap mods and gear
The 10 Commandments are not suggestions.
Buy a soldiers meal EVERY chance you can.

Re: Tennessee ADC insurance Requirements [Re: traprjohn] #7003345
09/28/20 10:02 PM
09/28/20 10:02 PM
Joined: Feb 2019
Posts: 16
Tennessee USA
Hemming Co. Offline OP
trapper
Hemming Co.  Offline OP
trapper

Joined: Feb 2019
Posts: 16
Tennessee USA
Where are bob n sons located?

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7003430
09/28/20 11:12 PM
09/28/20 11:12 PM
Joined: Dec 2006
Posts: 3,351
Lower Alabama (Daleville)
L
LAtrapper Offline
"Professor"
LAtrapper  Offline
"Professor"
L

Joined: Dec 2006
Posts: 3,351
Lower Alabama (Daleville)
I always used the NWCOA insurance program- https://www.nwcoa.com/resources/Doc...istian%20Baker%20Insurance%20Program.pdf

I carried the $500,000/$1,000,000 policy, cost $650 per year. If more was required by the customer, temporary insurance was available through a phone call or email.


Note to self- Engage brain before opening mouth (or hitting the ENTER key/SUBMIT button).

Ron Fry

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7003672
09/29/20 08:40 AM
09/29/20 08:40 AM
Joined: Dec 2006
Posts: 1,424
Woodhull, Illinois 77
J
Jim Bethell Offline
trapper
Jim Bethell  Offline
trapper
J

Joined: Dec 2006
Posts: 1,424
Woodhull, Illinois 77
Bob & Sons Insurance Agency, 260 726-3718. Portland, in 47371

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7004173
09/29/20 07:47 PM
09/29/20 07:47 PM
Joined: Oct 2014
Posts: 170
NY
T
trappermac NY Offline
trapper
trappermac NY  Offline
trapper
T

Joined: Oct 2014
Posts: 170
NY
You also need to think about how your business is listed. If DBA, the person sueing can go after your personal assets above and beyond your liability. If an LLC, you are covered to the extent of your liability....in otherwords, your personal property is protected.


Member NYSTA, NTA, FBU
Re: Tennessee ADC insurance Requirements [Re: LAtrapper] #7282540
06/09/21 04:53 PM
06/09/21 04:53 PM
Joined: Feb 2019
Posts: 16
Tennessee USA
Hemming Co. Offline OP
trapper
Hemming Co.  Offline OP
trapper

Joined: Feb 2019
Posts: 16
Tennessee USA
Originally Posted by LAtrapper
I always used the NWCOA insurance program- https://www.nwcoa.com/resources/Doc...istian%20Baker%20Insurance%20Program.pdf

I carried the $500,000/$1,000,000 policy, cost $650 per year. If more was required by the customer, temporary insurance was available through a phone call or email.


When you say "more" and Temporary, would that be like if the customer wanted a chimney sweep done? Would they have temp coverage for lets say a pressure wash job on siding or car port? Its something we thought about doing but so far seems we will have to carry two policies

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7282562
06/09/21 05:52 PM
06/09/21 05:52 PM
Joined: Dec 2006
Posts: 3,351
Lower Alabama (Daleville)
L
LAtrapper Offline
"Professor"
LAtrapper  Offline
"Professor"
L

Joined: Dec 2006
Posts: 3,351
Lower Alabama (Daleville)
Originally Posted by Hemming Co.
Originally Posted by LAtrapper
I always used the NWCOA insurance program- https://www.nwcoa.com/resources/Doc...istian%20Baker%20Insurance%20Program.pdf

I carried the $500,000/$1,000,000 policy, cost $650 per year. If more was required by the customer, temporary insurance was available through a phone call or email.


When you say "more" and Temporary, would that be like if the customer wanted a chimney sweep done? Would they have temp coverage for lets say a pressure wash job on siding or car port? Its something we thought about doing but so far seems we will have to carry two policies


Chimney sweeping or pressure washing of siding have nothing to do with wildlife damage control. What I was talking about was that if a customer required two million dollars insurance, which exceeded my insurance policy; I could call and increase my coverage for that job to two million dollars. Of course there was a cost for the temporary coverage. This cost was paid by the customer. I have been out of the business for several years now, so do not know the current NWCOA insurance rules.


Note to self- Engage brain before opening mouth (or hitting the ENTER key/SUBMIT button).

Ron Fry

Re: Tennessee ADC insurance Requirements [Re: Hemming Co.] #7283352
06/10/21 06:54 PM
06/10/21 06:54 PM
Joined: Apr 2008
Posts: 1,784
Nashville, TN 26 y/o
J
JoeyHalk Offline
trapper
JoeyHalk  Offline
trapper
J

Joined: Apr 2008
Posts: 1,784
Nashville, TN 26 y/o
Recently talked with Christian Baker about increasing my insurance to the 1,000,000/2,000,000 and they said that will be the only option going forward.


once you go trap, you never come back

www.halkerswildlifecontrol.com
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