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Re: Best credit card [Re: Guss] #7656328
08/23/22 01:53 PM
08/23/22 01:53 PM
Joined: Feb 2021
Posts: 1,722
Interior Alaska
O
Oh Snap Offline
trapper
Oh Snap  Offline
trapper
O

Joined: Feb 2021
Posts: 1,722
Interior Alaska
Originally Posted by Guss
CC are bad! If I don't have the money in the bank I don't buy.


X2


I love the smell of burning spruce---I love the sound of a spring time goose---I love the feel of 40 below---from my trapline I will never go!
Re: Best credit card [Re: Oh Snap] #7656330
08/23/22 02:01 PM
08/23/22 02:01 PM
Joined: May 2017
Posts: 1,512
NW Mo
M
Michael Lippold Online content OP
trapper
Michael Lippold  Online Content OP
trapper
M

Joined: May 2017
Posts: 1,512
NW Mo
Originally Posted by Oh Snap
Originally Posted by Guss
CC are bad! If I don't have the money in the bank I don't buy.


X2


I agree, however I pay several bills with my card and then just write one check at the end of the month instead of several. I try to never carry a balance and it has only happened a couple of times in the last decade, but it gets taken care of the next month

Re: Best credit card [Re: Michael Lippold] #7656332
08/23/22 02:10 PM
08/23/22 02:10 PM
Joined: Jan 2014
Posts: 1,315
kentucky
L
logger coffey Offline
trapper
logger coffey  Offline
trapper
L

Joined: Jan 2014
Posts: 1,315
kentucky
Discover for me never any troubles. i spend anywhere from 500 to a thousand dollars every other day on fuel . shure dont try to keep that much cash or checks on me logging. I also like it for buying parts online ,most big orders i can place, and two minutes later get a call from Discover verifying the purchases .( I do like that. )

Last edited by logger coffey; 08/23/22 02:19 PM.
Re: Best credit card [Re: logger coffey] #7656341
08/23/22 02:21 PM
08/23/22 02:21 PM
Joined: Feb 2021
Posts: 1,722
Interior Alaska
O
Oh Snap Offline
trapper
Oh Snap  Offline
trapper
O

Joined: Feb 2021
Posts: 1,722
Interior Alaska
Originally Posted by logger coffey
Discover for me never any troubles. i spend anywhere from 500 to a thousand dollars every other day on fuel . shure dont try to keep that much cash or checks on me logging. I also like it for buying parts online ,most big orders i can place, and two minutes later get a call from Discover verifying the purchases .( I do like that. )


I do the same but with a debit card.


I love the smell of burning spruce---I love the sound of a spring time goose---I love the feel of 40 below---from my trapline I will never go!
Re: Best credit card [Re: Michael Lippold] #7656342
08/23/22 02:24 PM
08/23/22 02:24 PM
Joined: Dec 2006
Posts: 2,871
Moved to Fbks, Ak.
M
martentrapper Offline
trapper
martentrapper  Offline
trapper
M

Joined: Dec 2006
Posts: 2,871
Moved to Fbks, Ak.
What is a firearms supporting CC? And that also supports the oil industry. I have an AK. Air card but BoA is one that won’t support lending to the oil producers.

Re: Best credit card [Re: Michael Lippold] #7656344
08/23/22 02:26 PM
08/23/22 02:26 PM
Joined: Jan 2008
Posts: 7,721
Alaska and Washington State
W
waggler Offline
trapper
waggler  Offline
trapper
W

Joined: Jan 2008
Posts: 7,721
Alaska and Washington State
^^^^
I wish there is somehow we could talk AA into changing banks.


"My life is better than your vacation"
Re: Best credit card [Re: Michael Lippold] #7656349
08/23/22 02:29 PM
08/23/22 02:29 PM
Joined: Feb 2021
Posts: 1,722
Interior Alaska
O
Oh Snap Offline
trapper
Oh Snap  Offline
trapper
O

Joined: Feb 2021
Posts: 1,722
Interior Alaska
AA changing banks. I didn’t know it cost to belong to AA. Lol


I love the smell of burning spruce---I love the sound of a spring time goose---I love the feel of 40 below---from my trapline I will never go!
Re: Best credit card [Re: Guss] #7656350
08/23/22 02:31 PM
08/23/22 02:31 PM
Joined: Jan 2008
Posts: 7,721
Alaska and Washington State
W
waggler Offline
trapper
waggler  Offline
trapper
W

Joined: Jan 2008
Posts: 7,721
Alaska and Washington State
Originally Posted by Guss
CC are bad! If I don't have the money in the bank I don't buy.

CC's aren't bad, it's the person who uses them who needs to exercise some self control.
How do you rent a car, or do a lot of other things without a CC?
And no, debit cards are not an acceptable alternative; thieves can drain your savings account via a debit card.
Debit cards are an invention of the banks to increase their revenue and make things easier for them.


"My life is better than your vacation"
Re: Best credit card [Re: Michael Lippold] #7656352
08/23/22 02:43 PM
08/23/22 02:43 PM
Joined: Dec 2012
Posts: 1,396
NC - Here there and everywhere
C
coondagger2 Offline
"Brat"
coondagger2  Offline
"Brat"
C

Joined: Dec 2012
Posts: 1,396
NC - Here there and everywhere
I do lots of flying for work and hunting trips. I have one of the American Airlines cards through Citi. I put all of my fuel and food on it and pay it off each month. It builds up points like crazy. It is rare that I have to pay for a plane ticket anymore


Gotta live up to the nickname...
Re: Best credit card [Re: Michael Lippold] #7656355
08/23/22 02:48 PM
08/23/22 02:48 PM
Joined: Feb 2021
Posts: 1,722
Interior Alaska
O
Oh Snap Offline
trapper
Oh Snap  Offline
trapper
O

Joined: Feb 2021
Posts: 1,722
Interior Alaska
I thought that the debit card criticism might come up! It did…LOL


I love the smell of burning spruce---I love the sound of a spring time goose---I love the feel of 40 below---from my trapline I will never go!
Re: Best credit card [Re: Michael Lippold] #7656385
08/23/22 03:41 PM
08/23/22 03:41 PM
Joined: Jul 2009
Posts: 14
Utah
D
Dryfly Offline
trapper
Dryfly  Offline
trapper
D

Joined: Jul 2009
Posts: 14
Utah
Citi double cash back card. 2% cash back on all purchases. I have a wallet full of cards, I never carry any balance, and I pay for everything I buy with them. Rewards can add up more than you would think. I get at least 1k cash back every year. Can't beat free money. 2% on everything is the best I have seen, if you are like me and don't care to spend time deciding which card to use for which purpose, the double cash back card is the best imo.

Re: Best credit card [Re: Michael Lippold] #7656394
08/23/22 03:52 PM
08/23/22 03:52 PM
Joined: Sep 2021
Posts: 13
Fountain, MN
C
Coulee Coyote Offline
trapper
Coulee Coyote  Offline
trapper
C

Joined: Sep 2021
Posts: 13
Fountain, MN
We have two cards, a Discover and a Wells fargo Visa. We use them for almost everything we buy and pay them off every month so we never incur an interest charge. We never use a debit card as we've had too many instances of being hacked and it's much easier to close the credit card. We also follow a budget and rarely have much for unplanned expenses which helps keep the balances in check. Discover has quarterly 5% cash back up to $1500 on certain places you shop (last quarter was gas stations, easily made that with the price of diesel fuel/ gas). Our Wells Fargo Visa has a 2% cash back with no cap. Once the rewards get high enough we usually use that money to pay for something that we need but didn't budget for, for example a new pair of work boots, etc.

Re: Best credit card [Re: Michael Lippold] #7656447
08/23/22 05:01 PM
08/23/22 05:01 PM
Joined: Dec 2014
Posts: 78
U.P. Mi
C
crane Offline
trapper
crane  Offline
trapper
C

Joined: Dec 2014
Posts: 78
U.P. Mi
I got a bank of America card. They gave me 2 or 3 hundred dollars to sign up for it. I get 2% cash back on everything I buy and 3% back at certain retailers of my choosing. For example I put a house with attached garage and then built a separate garage last year. I chose the "hardware" category and got 3% back on everything I bought from lumber yards to hardware stores. I'm done building now, gas is high I switch to the gas category and get 3% back on all gas station purchases 2% on everything else. There are other categories as well like travel and groceries. Can't remember them all. The cash back adds up. I just use it to pay on the balance every month. I use the card a lot however I pay it off every week if not sooner

Re: Best credit card [Re: mississippiposse] #7656593
08/23/22 07:39 PM
08/23/22 07:39 PM
Joined: Dec 2014
Posts: 1,872
Tug Hill, NY
S
Squash Offline
trapper
Squash  Offline
trapper
S

Joined: Dec 2014
Posts: 1,872
Tug Hill, NY
Originally Posted by mississippiposse
I really like Discover


X2, they really keep an eye on things.

Re: Best credit card [Re: Michael Lippold] #7656596
08/23/22 07:45 PM
08/23/22 07:45 PM
Joined: Nov 2015
Posts: 1,411
Oscoda, Michigan
J
John-Chagnon Offline
trapper
John-Chagnon  Offline
trapper
J

Joined: Nov 2015
Posts: 1,411
Oscoda, Michigan
Capital One Spark Card & Wells Fargo have good cards with 2% Cash Back, I use one for business and one for personal. All good as long as you pay balance every month. These days you can set up and auto pay and not worry about late fees. Of coarse you have to make sure the cash is there all the time.

Re: Best credit card [Re: Michael Lippold] #7656612
08/23/22 08:05 PM
08/23/22 08:05 PM
Joined: Jan 2018
Posts: 250
Montana/Florida
G
Gene Dziza Offline
trapper
Gene Dziza  Offline
trapper
G

Joined: Jan 2018
Posts: 250
Montana/Florida
So I use credit cards extensively. I have them set up so the balance is paid off automatically every statement. I use them for business and personal use. I try to put everything on a rewards card. I use one for travel rewards, a Cabelas card, and a Chase Freedom, with which I usually take my rewards in Amazon gift cards. Chase Freedom also has Bass Pro gift cards, Home Depot and a boatload of other businesses’ gift cards.

I really like my Chase Freedom card and the customer service has always been excellent for me. You could check them out.

Re: Best credit card [Re: Michael Lippold] #7656646
08/23/22 08:49 PM
08/23/22 08:49 PM
Joined: May 2011
Posts: 6,831
Montana
B
beartooth trapr Offline
trapper
beartooth trapr  Offline
trapper
B

Joined: May 2011
Posts: 6,831
Montana
Only have 1, and it's capitol 1.
Don't know if it's the best but gotta have one for certain online purchases.


Let me sugar coat this
Re: Best credit card [Re: Michael Lippold] #7657753
08/25/22 09:57 AM
08/25/22 09:57 AM
Joined: Sep 2012
Posts: 1,232
mi. u.p
grapestomper Offline
trapper
grapestomper  Offline
trapper

Joined: Sep 2012
Posts: 1,232
mi. u.p
I have an alaska airlines card and a gm rewards card.
I max out the rewards on the gm card then use the Alaska card the rest of the year.
You get a $99 dollar airline ticket each year. Some free bagage and miles rewards.
We go every year to alaska so it works out great.

Re: Best credit card [Re: Michael Lippold] #7657813
08/25/22 11:25 AM
08/25/22 11:25 AM
Joined: May 2008
Posts: 794
NW Oklahoma
O
Okie Farmer Offline
trapper
Okie Farmer  Offline
trapper
O

Joined: May 2008
Posts: 794
NW Oklahoma
Phillips 66 card, 25 cents a gallon of when used with their app.

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