What is your best guess when to invest in the stock market? Its going to go down more but when do you think it will be best to invest?

We will likely hit bottom 3.5 years from now. Jump in then.

no one can time the market ever. Best results are dollar cost averaging in every single study I have looked at. Always be buying regardless of if it's up or going down. Long term you win.

It's time for a correction. Healing can be painful.

I wish you where right. I wish when I was younger I would of put the money I put in the stock market in something else.

What type of 'something else' are you thinking that would have been a wiser choice?

You say invest in the stock market, what is it you want to buy?

Why only 3.5?

It's Trumps fault.......

I have a while to go, so I like it. I'm buying while it's on sale.

bingo.

Well the s and p had averaged over 10% the last 80 years. A simple low cost s and p index fund your money should double on average every 7.2 years. Yes there are good and bad years and better and much worst preforming investment.

Saying stock market is very broad.

I ssure don't like a down market or losing capital but it was good time for us to move funds with losses and minimal gains into a 4.5 % money market fund in preperation for partial payments on our condo we need to build as my wife is not able to navigate steps and stairs well at all. Even after the two knee surguries, the pain is at least gone but the mobilty and strength is not coming back.
Did note that our SIN stocks such as tobacco, etc. are doing very well which is almost always the case when consumer confidence and attitudes along with anxiety increase.

Bryce

20 years ago would be great.
But if your time machine is broken, just divide what you have to invest by 10 and put 1/10 in each week. Or each month. Whichever you prefer. Just pick one and stick with it.
If you did this 20 years ago, you wouldn't care now what week or month you bought in. And 20 years from now, you'll only care that you did it. You won't care what day you did it.

Who predicted interest rates at record lows for 14 years? Nothing like that to make stocks value grow. Competition for investor money will cause the gains in the market to grow slower, if rates stay normal. JMHO. Sub inflation interest rates are not normal.

P.S. The Fed printing 5-7 trillion dollars and buying low interest treasuries and mortgages wasn't normal either. If things return to normal........

Millions of options traders would disagree with this post, but you have proclaimed yourself as the be-all, know-all, tman financial guru, so who are any of us to speak against your words of wisdom?

I claim no such thing. you on the other hand and typical nasty and add nothing of substance to any thread.

Someone asking when to or how to time the market is not spending his days reading company financial info and market trends and is not likey to do so. even Warren Buffet says investing into a low cost index etf is what's best for most investors. I guess Warren Buffet must not know what he is talking about but a waitress or bar tender sure does . Heck you don't even know how to educate yourself and maximize your tax codes. But like with your ignorant coments about my geting a tax refund I'm sure you will crayfish when other chim in supporting what I'm saying. I guess you will never learn and like being corrected.

So if you have nothing but negative and pointless things to say when you quote me you could do like you said don't actually do and not comment on my post.

But obviously that is beyond your ability.

Anyone that denies the current market was manipulated by the Biden administration is blind or just ignorant. Biden’s second year was a disaster for the market. False reporting and influx of printed monies surged the markets. Multiple investors were baffled why stocks were trading as much as 70 times dividends. When 10-20 times was considered great paybacks. Record profits corporate greed along with consumers debt keeps the economy pumping. But as long as consumers keep paying high prices nothing will change. For good or bad

Oh yes, please "correct me" PF, I long to be like the wife you have tied up in your basement!

Warren Buffett style value investing is great, and also what I'd recommend to anyone just getting into investing, or investing NOW for the future, which is what you are doing! I do it too!

But, someone asking how to time the market, does not in any way indicate that they're not watching the markets, or that they will not in the future. I know this, as I was once one of those people. I agree that it's impossible for anyone to "time the market" as in knowing where the bottom, or top is..... but people time the market every day, and make... or lose... a lot of money in doing so via options and futures.

In case you haven't noticed, not many on here support or defend you. And I ain't a waitress, or bartender. I'm three classes away from having my Bachelor's in finance. But carry on... I'm sure all of tman is waiting with bated breath for your next snippet of financial advice.

Yes government spending and the low interest rated drove the markets high and they have been overvalued. The correction is long over due. I thought it would have started a few years ago. I thought there was no way they could keep going up, Proving I was wrong and had I stopped investing I would have missed out on back to back 23 and 25% returns. I also tried to time the market this year and I bought to soon. What to know when a stock will drop just wait untill I buy it. So now I'm down for the year on most things not all but down overall none the less. I'm glad to see the markets down now I'm not buying at near record highs each week and when it goes back up I will make more. There have been 16 recessions in the last hundred years. Pull backs are good for the markets and where money is made.

In 10 years this pull back will be nothing. If your at or near retirement age and need the cash and don't have time for a recovery keep what % you need in safer investments. myself I have 11 years minimum and will be throwing all I can every year but moving a % into more conservative investments as I get closer to retirement.

It's a plan. But I have never had any thing go as planed in my life and this is not likey to either. But it's working so far and the same plan that had done well for countless others.

If a person bought 20,000 in gold coins in 2020 how much is it worth today?

So you just agreed with everything I said. Proving my point. And typically for an over 30 woman thinking your degree you don't yet have means anything. So are going to school pat on the back. Maybe take some classes on taxes along with that finance degree. Pss I don't have a basement but seems like you have some sort of a fetishist or obsession about my wife being tied up.

So do you like jute, hemp or cotton rope. Each has its advantages and disadvantages depending on task.

No where as much as if they bought Nividia.

I agreed with some of what you said, but not nearly all of it.

I prefer Jute.... but it's certainly never something you'll ever need to concern yourself over.

If you don't wanna look like a total idiot, learn how to spell Nvidia. I bet you pronounce it "niv-id-ia" too.

Nvidia down 27% going lower. Yeah ic frog had wings his but wouldn’t get sore from jumping. How much nvidia did you buy in 2020 ?

Yote can you skin a possum? Or run a track loader?

The best time to invest in the stock market was 10 years ago

The second best time is today

Seems like a good deal to run an economy into the ground and buy up the competition. No insider trading needed or allowed, the market simply tanked overall.

I can skin a possum. Not even sure what a track loader is though. I can run a tractor, and a forklift though, does that count?

Actually you may have an advantage to running a tractor and a forklift. Women think with both sides of their brain, a man can only think with one brain at a time, lol.

With all the advancements in AI and robotics

The world 5 years from now is going to look very different from today,,,,huge opportunities!!!

Wouldn’t be surprising if the market continued lower short term

Sticking with my prediction of uncertainty for the next 6 months,,,

I've invested in traps,guns and dogs---the rest I wasted!

To each their own,,,it’s all good


Myself, I’ve invested every fur cheque I’ve received in equitys for the last 30 years

Always had another job to pay every day bills


It’s been good

Best post going

I could have got in in January. Wouldn't it be better not to get in when it is flat or dropping. Why take the short term loss?

P.S. That money is currently making money and will be a bigger pot when I invest it in the market in the future.

Hindsight is always 20/20.

It wasn't hindsight. It was a deliberate move to make more money. It seems to be working?

Of course it is. Had the market taken off in February, it may have been a bad decision. You don't know if a investment decision is good or bad until time passes. And, an investment may look good now, but look terrible in the future...or vice versa.

Here's some words from someone that knows a thing or 2 about investing:
Warren Buffett famously discourages market timing, emphasizing that "time in the market beats market timing" and that focusing on long-term value investing is more effective than trying to predict short-term market fluctuations.

Good luck with your investments!

Why does everybody think people investing in the market are long term investors? Not a long term investor. There are patterns. Why would I ignore an obvious pattern? I didn't predict the fall, I saw the flat performance. That was enough. The drop just makes it a luckier decision.

One more time. I'm not a long term investor. I may not have 5 years to recover losses.

P.S. If the market would have taken off in February, I would have invested and caught the wave. That is the pattern I'm looking for.

Good for you. You should consider a career as a financial advisor.

Then why pose this question to the uneducated masses? PM Ken, PM Steve.... get the answers you're looking for.

He already answered the question. Ken tended to agree, I thought.

Prices go up and down but YOU DONT LOSE unless You SELL!

It all depends on how you're investing.

We don't even know what or how the OP wants to invest. Kinda need to know that to answer his question.

Different strokes for different blokes. I like trading frequently. We all knew that the tariffs would cause confusion and the market does not like confusion. Sold my poor stuff and my big winners and am buying back now.....jk

Short term,,,,,European defense is a no brainer

I understand what you are saying. However, the OP is asking when to put money in the market. If his money is currently earning 5% per year in a fixed investment, or a money market account he is making money. If he had it in the market the last 3 months he would have earned nothing. If he invests this money plus the interest 3 months from now and the market still hasn't recovered to January levels he would be ahead that interest and wouldn't have the paper losses. I could be wrong? What he would have loss by investing in the market in January would be the 5 percent interest for a 6 month period.

What he appears to be timing is the buy in?

Not giving advice. Not telling anybody to do this. Just looking at the logic of the strategy.

What type of 'something else' are you thinking that would have been a wiser choice?[/quote]

I wish I would of bought ground and put storage buildings on it or bought apartments that had three or four apartments in them or bought a condo at the beach.All would of been giving me monthly income now.I`m 62 and I only put money in a retirement at work.I never understood it and still don`t but I trusted the finacial adviser and that was a misstake in my opinion.If your young invest in something you understand.

Angela, don't ask me for advice. I like gold.

If a person's investment window is say ten years plus invest on a consistent regular basis. Trying to time the market is a fools errand for the average investor
Nothing wrong with buying the dips but I'd suggest saving some extra money for that.

Of an interesting note the M1 money supply has gone down about ten percent give or take.

I wish I would of bought ground and put storage buildings on it or bought apartments that had three or four apartments in them or bought a condo at the beach.All would of been giving me monthly income now.I`m 62 and I only put money in a retirement at work.I never understood it and still don`t but I trusted the finacial adviser and that was a misstake in my opinion.If your young invest in something you understand.
[/quote]

Me too.

Dirt, what we don't know is how long or what are the investment goals. What are they buying? Single stocks? Bonds? Mutual funds? Etc etc.

Steven, do you think the money is going back to the government though bonds or where is it moving to create drop?

He has no clue. Prefers low risk safe investment like cd and bonds. That's cool if that's what works for him. My issue is he seems to think his way it the only way and try to take a shot about it. Never seems to understand short term dips have little bearing on long term investing or I achieve many times the return he is getting.

But the low risk is his comfort level.

Yotetrapper30 typically tries to take a shot at me then ends up agreeing, admitting she may not know the subject matter( taxes) Or this pose is a good example. Just she doesn't like my take on female phycology among other things. Yet always is a shining example if exactly what I say. Amd true to form takes a general statement about 52 % of the population personally. Unlike men that can smile and admit yep a lot of men are like that and know that does not mean all or is it directed directly at them. It's not just me I have gotten pm saying she has gotten snappy with others and they had no idea what ticked her off. At least I know I don't care but I know.

Good conditioned jute is a good choice and you can believe me I have absolutely no interest in anything to do with you Yotetrapper30. I find you less than ideal from my limited interactions here.

Which is why I asked Ken instead of you,

But you're still very knowledgeable!! Yes, you like gold, but you also like crypto, which I am interested in... so I follow your posts....

To answer Jbyrds question, if you spent 20000 dollars in gold in january of 2020 the price I found was 1527.70 and with a price now of 2997.80 it would be worth 39245.9 so you would have and increase in 19245.90.

My recommendation is to dump all in as soon as it hits rock bottom. In his first term, Trump was all about the stock market because it was doing good. Now he says it’s going to go up and it’s going to go down. Might be because it’s going down now…idk. Maybe just keep an eye on it. Uncle Jbyrd will let you know when it’s time. He has the crystal ball.

It's being destroyed.

If money can be created it can be destroyed.

When the money supply shrinks it tends to be deflationary.

Angela, don't get me wrong, I like stocks and bonds for growth. I like gold because I like it. I wouldn't want to try and retire on it.

and 20 k in 2020 would be 450k today even being down currently. Just a touch more profitable than the under 20 of gold proffit but that's not counting buyers and selling premiums.

And the cockatrice eggs hatch!

Maybe a little over-reaction. Isn't everybody with money in a 401k buying up the competition? Money managers are busy now buying lows so their investors will make money.

If you follow the laws of physics, money and energy are very similar. Energy can’t be created, only converted. If you start printing money, you’re going to wind up in trouble……but we all know that stuff. Grade 10 physics 101.

It’s been almost a month,,,

Everybody ok now?

You predicted 6 months. I'm watching. ^^^^^^^^^^^^

Sooner than I thought,,,

Which way is the FED going to go? Up or down or sideways?

Opportunity is equally as good in down markets. The safest way to double your money is to fold it over and put it in your pocket.

Hope China lives up to the tariff agreement.

My 100 shares of TSLA I bought at $228 is looking pretty good right now @ $317+. Even with my United Healthcare stock going down AGAIN, it was a good day for me. Actually, it's been a pretty good 10 days or so.

United health is still going down, would have thought it would level out by now.

What did you predict?

I hope it is because I just sold a put credit spread on UNH. We'll see how soon I regret that

It was up $10 to start the day, then receded like my hairline. For the record, I've made worse investments. Although, this one could still make them others seem like Christmas.

I think I might buy some untied health soon.

Bought some GEV